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  • FIRST POST
    • muppets
    • By muppets 18th Dec 18, 1:24 PM
    • 1,034Posts
    • 6,526Thanks
    muppets
    Pay ALL your debt off by Xmas 2019
    • #1
    • 18th Dec 18, 1:24 PM
    Pay ALL your debt off by Xmas 2019 18th Dec 18 at 1:24 PM
    Welcome to Pay ALL Your Debt Off By Xmas 2019!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2019.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another 50 paid off so now the total paid off for

    #001 is 315.43/7685.67
    By the way, don't worry about working out your % paid as I can do that for you!


    Official MoneySavingExpert insert, 14 Jan:

    Want to join the challenge? Please post your debt amount on this thread and ask to join. Muppets will assign you a special number (eg, #001), which you'll then start all your posts with.

    You can also get help in the Debt free wannabe board and Debt Help guide.

    If you haven’t already, join the forum to join in the challenge.

    Good luck everyone and thanks to muppets for the original post!

    This Forum tip was included in MoneySavingExpert.com's weekly email!
    Last edited by Former MSE Andrea; 15-01-2019 at 4:07 PM.
    PAYDBX 2019 - #01 Pd 12,915.19 / 17,000 - 75.97%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #5
    2,445 / 11,100
    Mortgage - PD 100,861.55/ 271,495.07 37.15% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 83
    • abba1772
    • By abba1772 29th Oct 19, 8:16 AM
    • 6,495 Posts
    • 26,502 Thanks
    abba1772
    Morning

    Sent 10 towards the barclaycard

    Brings my total to 11778.41 / 10000
    NEXT TARGET HALIFAX WAS 17.01.20 2830.48 NOW 1999.32
    POAMAYC 2011 6378.35 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13208.18
    POAMAYC 2019 13309.28
    POAMAYC 2020 1404.16
    • Calling14
    • By Calling14 29th Oct 19, 12:31 PM
    • 3,032 Posts
    • 21,967 Thanks
    Calling14
    Paid 400 off this today. One less credit card to worry about


    #16 3137 / 5457.


    Well done Glittery
    LBM 13039 1.1.13 Now Jan 2020 650/2600
    1 X 100 day challenge 650/1930
    PAYDBX 2020 #16 650/2600 EFund #9 60/1,000
    Mortgage free Oct 2019


    • aimeemum
    • By aimeemum 30th Oct 19, 7:10 AM
    • 544 Posts
    • 2,589 Thanks
    aimeemum
    Congratulations Glittery!!!!!
    DFBX20 #148 - 50/2,544 (Total Debts cleared Oct 2018- Dec 2019 - 6,285)
    SPC-13 #136
    • AdventureWanted
    • By AdventureWanted 30th Oct 19, 7:21 AM
    • 1,341 Posts
    • 4,646 Thanks
    AdventureWanted
    22.17 paid to CCs today, taking me to #29 13,165.60 / 15,000.
    • bestlifenow
    • By bestlifenow 30th Oct 19, 7:34 AM
    • 236 Posts
    • 1,064 Thanks
    bestlifenow
    211

    Checking in with 4400 paid off.
    We are officially DEBT FREE .

    From almost 50k in debt to finding this group and Dave Ramsey and getting super intense.

    During our debt free journey we had a baby and went down to a single income family.
    If we can do it anyone can!

    Thank you to everyone on here, And good luck on your journey to no debt.
    You can do it!
    Originally posted by Glittery
    Congratulations Glittery, well done.

    I love Dave Ramsey, wish I'd found him earlier.
    January 2020 Make 5 a day 0/155 NSD 0/20 AFD 0/31 Lose lbs 0/4
    • abba1772
    • By abba1772 30th Oct 19, 7:55 AM
    • 6,495 Posts
    • 26,502 Thanks
    abba1772
    Morning

    Sent 504.14 towards the barclaycard

    Brings my total to 12282.55 / 10000
    NEXT TARGET HALIFAX WAS 17.01.20 2830.48 NOW 1999.32
    POAMAYC 2011 6378.35 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13208.18
    POAMAYC 2019 13309.28
    POAMAYC 2020 1404.16
    • Mummy_bear
    • By Mummy_bear 30th Oct 19, 1:39 PM
    • 541 Posts
    • 1,893 Thanks
    Mummy_bear
    Financial changes at home so less paid off than recent months



    October update
    #159


    866.61 paid off

    9616.55/ 12,000 80.14% paid

    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) 46444.23
    30626.16/46444.23 65.94% paid
    • Louoffofsparkle
    • By Louoffofsparkle 31st Oct 19, 10:25 AM
    • 113 Posts
    • 348 Thanks
    Louoffofsparkle
    [COLOR="DarkOrchid"]#091 another 1400 sent towards the debt. 11,672/10,000/COLOR]
    • aimeemum
    • By aimeemum 31st Oct 19, 10:32 AM
    • 544 Posts
    • 2,589 Thanks
    aimeemum
    #148 - 3,254/4,782

    Paid a further 115 off this month. It's slowed down as I'm now adding to savings pots instead (all my debts are on 0%) but I'm paying off little extras when I can. Minimum payments is 100 a month, so as long as I make those I'll be tackling the total!! Would love to be at 3,500 paid off by the end of the year
    DFBX20 #148 - 50/2,544 (Total Debts cleared Oct 2018- Dec 2019 - 6,285)
    SPC-13 #136
    • abba1772
    • By abba1772 31st Oct 19, 2:29 PM
    • 6,495 Posts
    • 26,502 Thanks
    abba1772
    Afternoon

    Sent 1.04 towards the barclaycard

    Brings my total to 12283.59 / 10000
    NEXT TARGET HALIFAX WAS 17.01.20 2830.48 NOW 1999.32
    POAMAYC 2011 6378.35 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13208.18
    POAMAYC 2019 13309.28
    POAMAYC 2020 1404.16
    • BlackCoffeeNoSugar
    • By BlackCoffeeNoSugar 1st Nov 19, 6:39 AM
    • 562 Posts
    • 2,493 Thanks
    BlackCoffeeNoSugar
    Got really lucky with a PA survey, so cashed out 10 for the CC:
    #04 - 3,201 / 4,161
    Debt at Nov 2017: 8,619 Debt at Dec 2018: 4,161 Debt at Nov 2019: 0
    Look at you, reading all the small print in the signatures. Your hair is looking lovely today, have you had it cut? Suits you.
    • arc_cutter
    • By arc_cutter 1st Nov 19, 7:10 AM
    • 68 Posts
    • 507 Thanks
    arc_cutter
    #03 with a payment of 300 for October
    DFXMAS 2015 Total 4893.66 / 21,197.29 /23.08%
    DFXMAS 2016 Total 3783.97 / 17626.13 /21.46%
    DFXMAS 2017 Total 3902.37 / 18927.72 /20.62%
    DFXMAS 2018 Total 4746.36 / 18528.62 /25.62%
    DFXMAS 2019 Total 3650 /17568.99/20.78%
    • abba1772
    • By abba1772 1st Nov 19, 8:15 AM
    • 6,495 Posts
    • 26,502 Thanks
    abba1772
    Morning

    Sent 96.29 towards the barclaycard

    Brings my total to 12379.88 / 10000
    NEXT TARGET HALIFAX WAS 17.01.20 2830.48 NOW 1999.32
    POAMAYC 2011 6378.35 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13208.18
    POAMAYC 2019 13309.28
    POAMAYC 2020 1404.16
    • Unicorn cottage
    • By Unicorn cottage 1st Nov 19, 10:07 AM
    • 430 Posts
    • 560 Thanks
    Unicorn cottage
    Well done to all of you smashing it!
    Following the Martin mantra "Earn more, have less debt, improve credit worthiness"
    • Honeysucklelou2
    • By Honeysucklelou2 1st Nov 19, 2:03 PM
    • 2,294 Posts
    • 12,206 Thanks
    Honeysucklelou2
    Paid off 120.12 across loan and credit card making a new total of

    ] #93 1211.29/10,100.]
    paydbx2020 #93 130.00/10,025 . 1 debt 100 days 34. 10/995
    EF 40. SPC 141

    # savings# 5 . Oven. 3/ 403 Health EF 0/250
    • killerkaterina
    • By killerkaterina 1st Nov 19, 6:51 PM
    • 31 Posts
    • 93 Thanks
    killerkaterina
    Aaaaand... that's it! I am debt free!

    The last DD wasn't meant to go out to later this month, but I couldn't wait
    So the total is:
    #94 1,285/1,285

    It's a good feeling and I will be breaking out the champagne tonight!
    • Purplemumof2
    • By Purplemumof2 2nd Nov 19, 7:33 AM
    • 7,770 Posts
    • 30,308 Thanks
    Purplemumof2
    Congratulations killerkaterina xx
    Official DFW Nerd Club - Member no. 791 - Proud to be dealing with my debts
    BC: 4100.00 Lloyds: 8000.00 OD 2000 MBNA: GONE
    Jan LTW 17/22 ~ Jan NSD 2/10
    PAYDBX 2020 #041 PD 40.00/8000
    Xmas Pot 52.85/500 ~ EF 280/500
    20p Savers 2020 2 Savers 2020 50p Savers 2020 SPC 13 2020 #003
    • bestlifenow
    • By bestlifenow 2nd Nov 19, 8:22 PM
    • 236 Posts
    • 1,064 Thanks
    bestlifenow
    Aaaaand... that's it! I am debt free!

    The last DD wasn't meant to go out to later this month, but I couldn't wait
    So the total is:
    #94 1,285/1,285

    It's a good feeling and I will be breaking out the champagne tonight!
    Originally posted by killerkaterina
    Congratulations: well done
    January 2020 Make 5 a day 0/155 NSD 0/20 AFD 0/31 Lose lbs 0/4
    • Nicnak
    • By Nicnak 3rd Nov 19, 8:38 AM
    • 2,753 Posts
    • 16,624 Thanks
    Nicnak
    Morning all
    #071 has paid off 9135 of 10k!

    Almost there. x
    September 6th 2017 - Updated December 2019
    Credit Card 0 now: 0 Consolidation 15,000 = 7,365 Total = 25,330 7,365 71% gone EMF #252 = 1100/1000
    Pay off all your debts by Christmas #071

    Decluttering target 560/365 items
    • BlackCoffeeNoSugar
    • By BlackCoffeeNoSugar 3rd Nov 19, 10:56 AM
    • 562 Posts
    • 2,493 Thanks
    BlackCoffeeNoSugar
    I've sent 160 to the CC this morning - so that's 80% of my target gone, and left with 800 to shift.

    #04 - 3,361 / 4,161
    Debt at Nov 2017: 8,619 Debt at Dec 2018: 4,161 Debt at Nov 2019: 0
    Look at you, reading all the small print in the signatures. Your hair is looking lovely today, have you had it cut? Suits you.
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