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  • FIRST POST
    • muppets
    • By muppets 18th Dec 18, 1:24 PM
    • 1,034Posts
    • 6,526Thanks
    muppets
    Pay ALL your debt off by Xmas 2019
    • #1
    • 18th Dec 18, 1:24 PM
    Pay ALL your debt off by Xmas 2019 18th Dec 18 at 1:24 PM
    Welcome to Pay ALL Your Debt Off By Xmas 2019!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2019.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!


    Official MoneySavingExpert insert, 14 Jan:

    Want to join the challenge? Please post your debt amount on this thread and ask to join. Muppets will assign you a special number (eg, #001), which you'll then start all your posts with.

    You can also get help in the Debt free wannabe board and Debt Help guide.

    If you haven’t already, join the forum to join in the challenge.

    Good luck everyone and thanks to muppets for the original post!

    This Forum tip was included in MoneySavingExpert.com's weekly email!
    Last edited by Former MSE Andrea; 15-01-2019 at 4:07 PM.
    PAYDBX 2019 - #01 Pd £12,915.19 / £17,000 - 75.97%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #5
    Ä2,445 / 11,100
    Mortgage - PD 100,861.55/ 271,495.07 37.15% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 77
    • ahall3519
    • By ahall3519 6th Sep 19, 2:29 PM
    • 323 Posts
    • 983 Thanks
    ahall3519
    Hello everyone! Please could i join? I'd like to clear my Sainsbury's CC by Xmas!
    Natwest CC Total-£1000 Debt=£885.05=11% paid
    • IrishRose12
    • By IrishRose12 6th Sep 19, 7:41 PM
    • 1,588 Posts
    • 7,543 Thanks
    IrishRose12
    Another small £10 payment made today
    #57 £629.20/£3,500
    Last edited by IrishRose12; 06-09-2019 at 7:43 PM.
    Pay all debt off by Christmas 2029 #57 £0/£4,000
    £1 a day challenge 2020 - #44 - £22/ £365

    20 books for 2020 - 0/20
    Save 20 £20's for 2020 - 0/20
    • Deni debt-free dreamer
    • By Deni debt-free dreamer 7th Sep 19, 10:08 AM
    • 345 Posts
    • 3,498 Thanks
    Deni debt-free dreamer
    Hi all

    13 days to payday but still using cash to pay food, have paid a car bill & bank balance still looking ok so paid off another £100 to the CCs.

    Payments total updated:

    #96 has paid £2,370.05/4,500

    Deni x
    Pay ALL your debt off by Xmas 2020 #96
    Total CCs £0.00/3,550

    £2 savers club 33

    NST Jan Questor #24
    • donkids22
    • By donkids22 8th Sep 19, 2:47 PM
    • 242 Posts
    • 860 Thanks
    donkids22
    #054 3579.64/ 8000 that's how much I've paid off.
    If you dream it can you do it????????
    • Blackberrycurved
    • By Blackberrycurved 9th Sep 19, 10:27 AM
    • 180 Posts
    • 1,003 Thanks
    Blackberrycurved
    Well done everyone.
    DF by 2020 No 17 £449 /£15,599 No 8 £9.97/ 365 Penny Challenge
    • Cariad21
    • By Cariad21 9th Sep 19, 7:57 PM
    • 30 Posts
    • 171 Thanks
    Cariad21
    WHOOHOO!!!! I'M DEBT FREE!!!!

    Today has been one of those days where decisions needed to be made. I got so carried away and excited by future plans I decided to bite the bullet and pay off the remaining £650. My CC online statement doesn't show it yet but my debt is GONE!



    Reading everyone's posts has been a huge factor in getting to this point so thank you everyone and good luck on your own journeys


    #89 £3855.16/3855.16
    Aiming to be debt free in 2019
    • abba1772
    • By abba1772 10th Sep 19, 8:34 AM
    • 6,484 Posts
    • 26,444 Thanks
    abba1772
    Morning

    Sent £9.56 towards the barclaycard

    Brings my total to £8708.69 / £10000
    NEXT TARGET HALIFAX WAS 17.01.20 £2830.48 NOW £2336.57
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £1065.91
    • HappyDays2019
    • By HappyDays2019 10th Sep 19, 10:03 AM
    • 3 Posts
    • 12 Thanks
    HappyDays2019
    Just a quick update for #191
    £989.78 paid off debt so far
    [starting £5291 now £4301.22 left to pay
    not going as fast as I like but itís good to see everyone doing so well and a few debt free 👍🏻
    • Calling14
    • By Calling14 10th Sep 19, 2:26 PM
    • 3,027 Posts
    • 21,924 Thanks
    Calling14
    £120 off for me today


    #16 £2587/£5457



    Thanks muppets
    LBM 13039 1.1.13 Now Jan 2020 £650/2600
    1 X 100 day challenge £650/£1930
    PAYDBX 2020 #16 £650/£2600 EFund #9 £60/£1,000
    Mortgage free Oct 2019


    • abba1772
    • By abba1772 11th Sep 19, 7:45 AM
    • 6,484 Posts
    • 26,444 Thanks
    abba1772
    Morning

    Sent £20.25 by mistake to the Halifax and sent £20 to my barclaycard

    Brings my total to £8748.94 / £10000
    NEXT TARGET HALIFAX WAS 17.01.20 £2830.48 NOW £2336.57
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £1065.91
    • abba1772
    • By abba1772 12th Sep 19, 10:04 AM
    • 6,484 Posts
    • 26,444 Thanks
    abba1772
    Morning

    Sent £6.46 towards the barclaycard

    Brings my total to £8755.40 / £10000
    NEXT TARGET HALIFAX WAS 17.01.20 £2830.48 NOW £2336.57
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £1065.91
    • aimeemum
    • By aimeemum 12th Sep 19, 1:20 PM
    • 544 Posts
    • 2,588 Thanks
    aimeemum
    #148 £2,986/£4,782 - paid another £75 taking me so close to the £3k mark and up to 62% paid off.
    Last edited by aimeemum; 12-09-2019 at 1:39 PM.
    DFBX20 #148 - £50/£2,544 (Total Debts cleared Oct 2018- Dec 2019 - £6,285)
    SPC-13 #136
    • abba1772
    • By abba1772 13th Sep 19, 8:07 AM
    • 6,484 Posts
    • 26,444 Thanks
    abba1772
    Morning

    Sent £4.02 towards the barclaycard

    Brings my total to £8759.42 / £10000
    NEXT TARGET HALIFAX WAS 17.01.20 £2830.48 NOW £2336.57
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £1065.91
    • bestlifenow
    • By bestlifenow 14th Sep 19, 10:12 PM
    • 236 Posts
    • 1,064 Thanks
    bestlifenow
    WHOOHOO!!!! I'M DEBT FREE!!!!

    Today has been one of those days where decisions needed to be made. I got so carried away and excited by future plans I decided to bite the bullet and pay off the remaining £650. My CC online statement doesn't show it yet but my debt is GONE!



    Reading everyone's posts has been a huge factor in getting to this point so thank you everyone and good luck on your own journeys


    #89 £3855.16/3855.16
    Originally posted by Cariad21
    Congratulations, Cariad21.:

    Well done everyone.
    January 2020 Make £5 a day £0/£155 NSD 0/20 AFD 0/31 Lose lbs 0/4
    • BlackCoffeeNoSugar
    • By BlackCoffeeNoSugar 15th Sep 19, 9:19 AM
    • 557 Posts
    • 2,477 Thanks
    BlackCoffeeNoSugar
    Been a bit off track over the last few days, but starting afresh today with a wee £5 payment to the CC, with the main one to come out next week. Means I’ve now paid off the following this year:

    #04 - £2,381.28 / £4,161
    Debt at Nov 2017: £8,619 Debt at Dec 2018: £4,161 Debt at Nov 2019: £0
    Look at you, reading all the small print in the signatures. Your hair is looking lovely today, have you had it cut? Suits you.
    • abba1772
    • By abba1772 16th Sep 19, 8:01 AM
    • 6,484 Posts
    • 26,444 Thanks
    abba1772
    Morning

    Sent £199.89 towards the barclaycard

    Brings my total to £8960.31 / £10000
    NEXT TARGET HALIFAX WAS 17.01.20 £2830.48 NOW £2336.57
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £1065.91
    • Steameh
    • By Steameh 16th Sep 19, 4:40 PM
    • 292 Posts
    • 252 Thanks
    Steameh
    Minimums have gone out today £149.10

    #134 - £6,224.04‬ / £15,985.00
    Pay Debt by Xmas 2020 - No.134 - £896.06 / £7,985 - 11.22% Paid

    Pay Debt by Xmas 2019 - No.134 - Target: £15,985.00 / Achieved: £8,000
    • abba1772
    • By abba1772 17th Sep 19, 2:24 PM
    • 6,484 Posts
    • 26,444 Thanks
    abba1772
    Afternoon

    Sent £6.47 towards the barclaycard

    Brings my total to £8966.78 / £10000
    NEXT TARGET HALIFAX WAS 17.01.20 £2830.48 NOW £2336.57
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18
    POAMAYC 2019 £13309.28
    POAMAYC 2020 £1065.91
    • Student_Mrs
    • By Student_Mrs 17th Sep 19, 8:04 PM
    • 312 Posts
    • 1,339 Thanks
    Student_Mrs
    another 15.67 paid in August - my increased hours have started but not the wage yet, joys of being self-employed and invoicing :/ I feel like I've written the below amount before - have I put August in twice, hmm?
    ~

    DS born Aug 2012
    POAMAYCDBXMAS 2019-
    #099 Student_Mrs £ 1.080,48 / £ 5.277,35
    • Student_Mrs
    • By Student_Mrs 17th Sep 19, 8:06 PM
    • 312 Posts
    • 1,339 Thanks
    Student_Mrs
    Been a busy school holidays - paid 15.67 in July and 15.67 in August and did actually get paid an overdue invoice in Aug, phew...!

    099 Student_Mrs £ 1.153.49 / £ 5.277,35

    Thank you!
    Originally posted by Student_Mrs
    Oh I am silly - here's my updated at 1153,49 paid....!

    DS born Aug 2012
    POAMAYCDBXMAS 2019-
    #099 Student_Mrs £ 1.080,48 / £ 5.277,35
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