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  • FIRST POST
    • Possom
    • By Possom 10th Nov 19, 4:31 PM
    • 425Posts
    • 15Thanks
    Possom
    Logging into Government Gateway to check NI contributions
    • #1
    • 10th Nov 19, 4:31 PM
    Logging into Government Gateway to check NI contributions 10th Nov 19 at 4:31 PM
    I believe it used to be possible to log in at the link below (from Start Now) with a Government Gateway User ID number in order to check which previous tax years would require topping up with voluntary contributions in order for that year to become a "qualifying year" for NI purposes.

    https://www.gov.uk/check-national-insurance-record

    Is it still possible to login at the link above? It looks like it's possible to recover a password using an e-mail address, but it's so long ago since I registered I'm not sure what e-mail address I used and I may not be using that e-mail address any longer in any case.

    I'm not 100% sure, but from what I can ascertain the Gateway card scheme is no longer operational, so presumably a new card cannot be obtained?

    If I can't login using Gateway, presumably therefore I need to fill in the following in order to determine which past tax years need NI topped-up in order to qualify for a qualifying year?

    https://www.tax.service.gov.uk/shortforms/form/NIStatement
    It states, "What is the first tax year you need on your statement?" - how far back can I request?

    Thanks.
Page 1
    • Marcon
    • By Marcon 10th Nov 19, 4:39 PM
    • 1,350 Posts
    • 1,058 Thanks
    Marcon
    • #2
    • 10th Nov 19, 4:39 PM
    • #2
    • 10th Nov 19, 4:39 PM
    Try https://www.signin.service.gov.uk/prove-identity and you can register using gov.uk Verify
    • Possom
    • By Possom 10th Nov 19, 4:50 PM
    • 425 Posts
    • 15 Thanks
    Possom
    • #3
    • 10th Nov 19, 4:50 PM
    • #3
    • 10th Nov 19, 4:50 PM
    Thanks Marcon.
    • fifeken
    • By fifeken 10th Nov 19, 4:57 PM
    • 2,416 Posts
    • 1,256 Thanks
    fifeken
    • #4
    • 10th Nov 19, 4:57 PM
    • #4
    • 10th Nov 19, 4:57 PM
    I use this link:

    https://www.gov.uk/check-state-pension/sign-in/prove-identity

    and my Gateway ID. If you forget the ID number you can set up a new one if you follow the prompts in your link.
    • molerat
    • By molerat 10th Nov 19, 4:59 PM
    • 21,534 Posts
    • 15,785 Thanks
    molerat
    • #5
    • 10th Nov 19, 4:59 PM
    • #5
    • 10th Nov 19, 4:59 PM
    The problem is that the NI statement only tells you which years are not full - paying pre 2016 years may not actually make any difference to your pension. You can currently buy any years back to 2006-07 until April 2023 after which the usual 2 year / 6 year rules will apply. If applying for a paper statement you can go back as far as you want - back to age 16 is probably best as you can then check if any years that should be full are not.
    Last edited by molerat; 10-11-2019 at 5:08 PM.
    https://www.helpforheroes.org.uk/give-support/donate-now/
    • Possom
    • By Possom 10th Nov 19, 5:01 PM
    • 425 Posts
    • 15 Thanks
    Possom
    • #6
    • 10th Nov 19, 5:01 PM
    • #6
    • 10th Nov 19, 5:01 PM
    I use this link:

    https://www.gov.uk/check-state-pension/sign-in/prove-identity

    and my Gateway ID. If you forget the ID number you can set up a new one if you follow the prompts in your link.
    Originally posted by fifeken
    It's that many years since I registered for Gateway, I've no idea which e-mail address I used back then to register. And I won't be able to login to an old e-mail address at this stage in any case i.e. an e-mail address which I haven't used in many, many years.

    Consequently I can't recover the password (or set a new password).
    • fifeken
    • By fifeken 10th Nov 19, 5:08 PM
    • 2,416 Posts
    • 1,256 Thanks
    fifeken
    • #7
    • 10th Nov 19, 5:08 PM
    • #7
    • 10th Nov 19, 5:08 PM
    It's that many years since I registered for Gateway, I've no idea which e-mail address I used back then to register. And I won't be able to login to an old e-mail address at this stage in any case i.e. an e-mail address which I haven't used in many, many years.

    Consequently I can't recover the password (or set a new password).
    Originally posted by Possom
    After pressing Start Now on your original link use the Forgotten ID path, say you can't find it and it'll prompt you to create a new one.
    • Possom
    • By Possom 10th Nov 19, 5:26 PM
    • 425 Posts
    • 15 Thanks
    Possom
    • #8
    • 10th Nov 19, 5:26 PM
    • #8
    • 10th Nov 19, 5:26 PM
    The problem is that the NI statement only tells you which years are not full - paying pre 2016 years may not actually make any difference to your pension.
    Originally posted by molerat
    Why would paying pre 2016 tax years potentially not make any difference to state pension? I was under the impression the purpose of making voluntary NI contributions for past tax years (i.e. years which did not qualify as "qualifying years") was because this would make a difference to state pension.

    If paying pre 2016 tax years might not contribute to state pension, why is there the opportunity to pay for these? What would be the benefit in doing so?
    • Linton
    • By Linton 10th Nov 19, 5:47 PM
    • 11,384 Posts
    • 11,811 Thanks
    Linton
    • #9
    • 10th Nov 19, 5:47 PM
    • #9
    • 10th Nov 19, 5:47 PM
    Why would paying pre 2016 tax years potentially not make any difference to state pension? I was under the impression the purpose of making voluntary NI contributions for past tax years (i.e. years which did not qualify as "qualifying years") was because this would make a difference to state pension.

    If paying pre 2016 tax years might not contribute to state pension, why is there the opportunity to pay for these? What would be the benefit in doing so?
    Originally posted by Possom

    Because in April 2016 your SP at that point was assessed and this value formed the basis of future increases as you paid in more NI. So for example if in April 2016 you had 30 years NI this would giuve you the then standard SP of around 128/week. 5 more post 2016 NI years would give you the new SP level. In those circumstances extra pre-2016 NI would not help you.


    To get a definitive advice as to which years would be worthwhile buying contact the Future Pensions Centre:https://www.gov.uk/future-pension-centre.


    The reason why the option of buying pre-2016 NI years is available is that this will help some people - for example those who had not achieved 30 NI years in 2016. It can get quite complicated so that is why you should consult the FPC.
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