Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Marjrie
    • By Marjrie 9th Nov 19, 3:26 PM
    • 5Posts
    • 0Thanks
    Marjrie
    National service
    • #1
    • 9th Nov 19, 3:26 PM
    National service 9th Nov 19 at 3:26 PM
    I'm hoping someone here may be able to offer some guidance.
    I have an elderly neighbour (86) who served in the army for 2 years national service, should he be claiming any sort of pension from the Army?
    He only has his state pension and some savings, that mean he doesn't get pension credit or savings credit. He dips into the saving every month.
    So I was trying to look to see if he is entitled to anything from the army, but I've not been able to find out anything for him.
    Was hoping some wise person here may be able to help.
Page 1
    • xylophone
    • By xylophone 9th Nov 19, 5:09 PM
    • 31,608 Posts
    • 19,600 Thanks
    xylophone
    • #2
    • 9th Nov 19, 5:09 PM
    • #2
    • 9th Nov 19, 5:09 PM
    He only has his state pension and some savings, that mean he doesn't get pension credit or savings credit. He dips into the saving every month.
    Is he absolutely certain that he is not entitled to Pension Credit?

    https://www.ageuk.org.uk/globalassets/age-uk/documents/factsheets/fs48_pension_credit_fcs.pdf

    https://www.ssafa.org.uk/about-us/how-we-help
    • Alice Holt
    • By Alice Holt 9th Nov 19, 5:46 PM
    • 3,389 Posts
    • 3,942 Thanks
    Alice Holt
    • #3
    • 9th Nov 19, 5:46 PM
    • #3
    • 9th Nov 19, 5:46 PM
    Just to reinforce xylo's point.

    There is no capital limit for a Pension Credit claim. Often people falsely labour under the misapprehension that savings of over 10k disbar a PC Claim. This is not the case.
    Instead a tariff income is assumed on savings, the government assumes you receive 1 per week for every 500 of capital you have above 10k.

    If his state pension is below c.167 pw, he should check entitlement with the Age UK calculator:
    https://www.ageuk.org.uk/information-advice/money-legal/benefits-entitlements/benefits-calculator/

    At 86, he may have care needs that entitle him to an Attendance Allowance award:
    https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/attendance-allowance/
    If this is the case, then the PC entitlement increases to c.233 pw.

    I would strongly suggest he gets a benefit check:
    https://www.citizensadvice.org.uk/about-us/contact-us/contact-us/contact-us/
    https://www.ageuk.org.uk/information-advice/money-legal/benefits-entitlements/
    Last edited by Alice Holt; 09-11-2019 at 5:49 PM.
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
    • molerat
    • By molerat 9th Nov 19, 5:47 PM
    • 21,534 Posts
    • 15,785 Thanks
    molerat
    • #4
    • 9th Nov 19, 5:47 PM
    • #4
    • 9th Nov 19, 5:47 PM
    Military pensions were not paid to anyone who did not serve 22 years prior to1975 and with only 2 years service it would have to be post 1988.
    Last edited by molerat; 09-11-2019 at 5:54 PM.
    https://www.helpforheroes.org.uk/give-support/donate-now/
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

2,839Posts Today

7,177Users online

Martin's Twitter