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  • FIRST POST
    • Dolly Rocker
    • By Dolly Rocker 15th Jan 19, 12:28 PM
    • 4,618Posts
    • 13,718Thanks
    Dolly Rocker
    Dolly's savings diary......
    • #1
    • 15th Jan 19, 12:28 PM
    Dolly's savings diary...... 15th Jan 19 at 12:28 PM
    Hey all,

    Need to organise my savings and work out how I am going to achieve my goals so time for a new diary.

    Dxxx
    DF 2018 12,754.09 - PIF 30.11.18
    SPC#13
    My Home Fund 1,400.00
    My RDF 33/8000 - 0.41%
    Goal Weight 2019 23lbs/91lbs
    21.05.19 - 5 Nationwide Referrals available, PM me for 100 to switch accounts
Page 2
    • Dolly Rocker
    • By Dolly Rocker 11th Mar 19, 9:21 AM
    • 4,618 Posts
    • 13,718 Thanks
    Dolly Rocker
    Hey SW,

    Not a great start to the week, skidded on black ice this morning and front passenger wheel bumped the kerb, dented the wheel in.

    I called the Greenflag who sent someone out and they said it would be fine to drive to a tyre place, went to a wee local place and they fixed it for 10 - bargain! Thought I was going to be majorly out of pocket.

    Got a fright and thankfully no one was on the pavement otherwise I could have run them over!

    It's not until something like this happens that you realise you are driving about a deadly weapon!

    How's you?

    Dxxx
    DF 2018 12,754.09 - PIF 30.11.18
    SPC#13
    My Home Fund 1,400.00
    My RDF 33/8000 - 0.41%
    Goal Weight 2019 23lbs/91lbs
    21.05.19 - 5 Nationwide Referrals available, PM me for 100 to switch accounts
    • savingwannabe
    • By savingwannabe 14th Mar 19, 7:39 PM
    • 13,921 Posts
    • 47,416 Thanks
    savingwannabe
    OMG.OMG, just seen your post!

    Am glad you are ok. Yikes to car. You are v lucky to be ok and that the cost was only 10- hurrah for small mercies.

    All is well weather is just drizzly here now and no ice thank goodness. We couldn't cope with that in the South we would have to call the Army in for help after a drop of ice as we are wimps.
    Christmas Fund 108
    Reminder: May Garden Spending on fleabay 30
    • Dolly Rocker
    • By Dolly Rocker 21st Mar 19, 11:25 AM
    • 4,618 Posts
    • 13,718 Thanks
    Dolly Rocker
    Still can't believe I was so lucky with that.

    Oh I'm calling in the Army the next time I see ice like that Defo going nowhere near my car in that weather again!

    Dxxx
    DF 2018 12,754.09 - PIF 30.11.18
    SPC#13
    My Home Fund 1,400.00
    My RDF 33/8000 - 0.41%
    Goal Weight 2019 23lbs/91lbs
    21.05.19 - 5 Nationwide Referrals available, PM me for 100 to switch accounts
    • Dolly Rocker
    • By Dolly Rocker 21st Mar 19, 11:27 AM
    • 4,618 Posts
    • 13,718 Thanks
    Dolly Rocker
    Update
    So made a little change to my saving goals and have switched them to run with the tax years so starting on 01.04.2019.

    I need to get myself a H2B ISA so that I can make my first deposit in April.

    I am with Nationwide and was thinking of just staying with them but might have a wee look at HSBC and Clydesdale Bank, really got no idea what I am doing or where is best to go so any advice send it my way.

    Dxxx
    DF 2018 12,754.09 - PIF 30.11.18
    SPC#13
    My Home Fund 1,400.00
    My RDF 33/8000 - 0.41%
    Goal Weight 2019 23lbs/91lbs
    21.05.19 - 5 Nationwide Referrals available, PM me for 100 to switch accounts
    • savingwannabe
    • By savingwannabe 24th Mar 19, 6:15 PM
    • 13,921 Posts
    • 47,416 Thanks
    savingwannabe
    Hello petal, I just saw this. I hope you are ok.

    I don't know anything about Help to Buy Isa's as I am too old. I would check MSE and what is says in the ISA's area in the main site.

    Can anyone offer advice ?
    Christmas Fund 108
    Reminder: May Garden Spending on fleabay 30
    • Dolly Rocker
    • By Dolly Rocker 25th Mar 19, 8:43 AM
    • 4,618 Posts
    • 13,718 Thanks
    Dolly Rocker
    Hey SW,

    I think I might nip into the bank and speak to them after I have a look on here.

    I think the H2B would be best for me right now.

    I will open a LISA later to start saving for retirement but would need to see how the finances are because if you do take out money before retirement you lose out and get less than what you paid in.

    I'm not sure how I feel about that considering I'm on my own so if something happened and I needed that money?!?!

    Decisions!

    I can open that when I am 39 so got about 3 years to think about it

    Dxxx
    DF 2018 12,754.09 - PIF 30.11.18
    SPC#13
    My Home Fund 1,400.00
    My RDF 33/8000 - 0.41%
    Goal Weight 2019 23lbs/91lbs
    21.05.19 - 5 Nationwide Referrals available, PM me for 100 to switch accounts
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