misstara's debt diary 2018

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  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Spent £10.11 at the supermarket yesterday, today has been a NSD :)
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    NSD yesterday :D. Today I spent £6.99 on a top and cardi from the charity shop and £7.38 in the supermarket, £4 of which was on washing tablets.

    Feeling awful at the moment with being back eating gluten, looking forward to getting the endoscopy done and going back to normal.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Haven't posted for a wee while as it's just been a horrible week :( really struggling with everything.

    Payday tomorrow, haven't even started a budget yet but will do it tomorrow after work.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Aw no!!!! hope you are ok!!! <3 if you need to talk mail me xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Och I'm fine really monz - just working too much, super tired and feeling sorry for myself. I'll be ok :)

    Payday today but too tired to post budget, heading for an early night.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Endoscopy was done today so looking forward to getting back to eating properly and hopefully feeling better.

    Budget - £1848.58
    - £1100 usual bills
    - £200 food/cleaning/toiletries
    - £150 car payment
    - £60 petrol
    - £40 electricity bill
    - £20 car fund
    - £20 emergency fund
    - £30 sponsorship (£10x3 to different friends who are fundraising)
    - £35 entry fee (I'm going to be doing a sponsored walk to raise money for my work)
    - £103.58 debt repayment
    - £90 social

    Still need to pay accommodation for the wedding and holiday. Also could do with some new clothes. Need to come up with a plan as feel like money is just not stretching far enough. Too tired tonight though, off for an early night again.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    I've taken £50 out the bank and put it in a separate purse which will be just for food/cleaning/toiletries. I plan to do this each week. So far I have spent £27.28 of it, £15.28 on food and £12 on toiletries. Hoping that I'll be able to keep a better eye on the spends this way :D and maybe have some leftover cash at the end of the month.

    Not much else to report - just work, work, work. I lead such an exciting life :rotfl:
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    Can see your debt is going down nicely :) well done :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    Thanks monz, it's going down slowly but surely. Another £3 paid off yesterday :D

    Weather was awful yesterday so a NSD as all I did was go to work and back. Looks much better today so plan to go for a walk after work. Also will need to go to the supermarket as I'm currently drinking the last of the coffee.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
  • misstara
    misstara Posts: 3,880 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
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    £14.24 spent in the supermarket today so now have £8.48 left in that purse until the end of the week, should be doable as really don't need anything else.

    Weighed myself tonight and the results aren't pretty, over a stone heavier than my feel good weight :eek:. Knew I'd put on weight but didn't realise it was that much. Healthier eating and more exercise starts tomorrow. Did a short walk today but will do a longer one tomorrow or go to the gym.
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).
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