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  • FIRST POST
    • tmzmoz
    • By tmzmoz 14th Feb 18, 5:51 PM
    • 2Posts
    • 0Thanks
    tmzmoz
    Can you pay Barclaycard early?
    • #1
    • 14th Feb 18, 5:51 PM
    Can you pay Barclaycard early? 14th Feb 18 at 5:51 PM
    Is it possible to pay off a Barclay card before the statement is out? As a example, my card currently has a 0 balance, if I made a 300 purchase today, would I be able to login tomorrow and pay it off in full or would I have to wait for the statement to be generated?
Page 1
    • z1a
    • By z1a 14th Feb 18, 5:52 PM
    • 1,352 Posts
    • 1,295 Thanks
    z1a
    • #2
    • 14th Feb 18, 5:52 PM
    • #2
    • 14th Feb 18, 5:52 PM
    Yes you can.
    • zx81
    • By zx81 14th Feb 18, 5:52 PM
    • 17,207 Posts
    • 18,283 Thanks
    zx81
    • #3
    • 14th Feb 18, 5:52 PM
    • #3
    • 14th Feb 18, 5:52 PM
    You can pay whenever you want.
    • PeacefulWaters
    • By PeacefulWaters 14th Feb 18, 5:53 PM
    • 8,318 Posts
    • 10,655 Thanks
    PeacefulWaters
    • #4
    • 14th Feb 18, 5:53 PM
    • #4
    • 14th Feb 18, 5:53 PM
    It might not show as an active account on your credit report.
    • tmzmoz
    • By tmzmoz 14th Feb 18, 6:00 PM
    • 2 Posts
    • 0 Thanks
    tmzmoz
    • #5
    • 14th Feb 18, 6:00 PM
    • #5
    • 14th Feb 18, 6:00 PM
    Wow thanks everyone, talk about fast replies. If it may not show up as active on my credit report is it best to wait for the statement?
    • 2ilent8cho
    • By 2ilent8cho 14th Feb 18, 6:10 PM
    • 27 Posts
    • 6 Thanks
    2ilent8cho
    • #6
    • 14th Feb 18, 6:10 PM
    • #6
    • 14th Feb 18, 6:10 PM
    You can once the transaction is on your electronic statement and not just showing as 'pending'. The payment is normally applied within 2 hours and can be spent again.

    If you are not doing this to free up more available credit for another purchase i would wait until your monthly statement is generated that way a balance is recorded on your history other than just 0.
    • Gary_Dexter
    • By Gary_Dexter 14th Feb 18, 9:36 PM
    • 1,276 Posts
    • 726 Thanks
    Gary_Dexter
    • #7
    • 14th Feb 18, 9:36 PM
    • #7
    • 14th Feb 18, 9:36 PM
    You can yes.

    But then you might as well just use your debit card and pay for it.
    • McKneff
    • By McKneff 14th Feb 18, 10:01 PM
    • 36,033 Posts
    • 46,440 Thanks
    McKneff
    • #8
    • 14th Feb 18, 10:01 PM
    • #8
    • 14th Feb 18, 10:01 PM
    Dont just chuck your statement in the bin. Open it check its zero balance. Burn or shred it
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
    • chattychappy
    • By chattychappy 14th Feb 18, 10:53 PM
    • 6,799 Posts
    • 3,693 Thanks
    chattychappy
    • #9
    • 14th Feb 18, 10:53 PM
    • #9
    • 14th Feb 18, 10:53 PM
    You can yes.

    But then you might as well just use your debit card and pay for it.
    Originally posted by Gary_Dexter
    Except no S75 protection if you pay by debit card.
    • SnowTiger
    • By SnowTiger 15th Feb 18, 1:07 AM
    • 3,301 Posts
    • 2,273 Thanks
    SnowTiger
    Wow thanks everyone, talk about fast replies. If it may not show up as active on my credit report is it best to wait for the statement?
    Originally posted by tmzmoz
    Yes. Wait until the statement is produced.

    Otherwise your statement balance will be shown as 0 on your credit reports.
    • Gary_Dexter
    • By Gary_Dexter 15th Feb 18, 9:31 AM
    • 1,276 Posts
    • 726 Thanks
    Gary_Dexter
    Except no S75 protection if you pay by debit card.
    Originally posted by chattychappy
    True

    So in that case wait for the statement then pay it off
    • Shakin Steve
    • By Shakin Steve 15th Feb 18, 11:25 AM
    • 1,455 Posts
    • 1,200 Thanks
    Shakin Steve
    Dont just chuck your statement in the bin. Open it check its zero balance. Burn or shred it
    Originally posted by McKneff
    Do people still get paper statements?
    I came into this world with nothing and I've got most of it left.
    • tastyhog
    • By tastyhog 15th Feb 18, 1:45 PM
    • 427 Posts
    • 717 Thanks
    tastyhog
    Except no S75 protection if you pay by debit card.
    Originally posted by chattychappy
    Over the past decade how many times have you needed to make a chargeback via your credit card?

    Mine is a big fat zero
    • PeacefulWaters
    • By PeacefulWaters 15th Feb 18, 3:07 PM
    • 8,318 Posts
    • 10,655 Thanks
    PeacefulWaters
    Over the past decade how many times have you needed to make a chargeback via your credit card?

    Mine is a big fat zero
    Originally posted by tastyhog
    I've not claimed on my buildings insurance since 1992.

    Doesn't mean it's not worth having.
    • chattychappy
    • By chattychappy 16th Feb 18, 8:49 AM
    • 6,799 Posts
    • 3,693 Thanks
    chattychappy
    Over the past decade how many times have you needed to make a chargeback via your credit card?

    Mine is a big fat zero
    Originally posted by tastyhog
    Mine too.

    But judging by all the S75 threads (which is different from chargeback), there are plenty of people that do use it.
    • Roland Sausage
    • By Roland Sausage 16th Feb 18, 12:26 PM
    • 544 Posts
    • 401 Thanks
    Roland Sausage
    Over the past decade how many times have you needed to make a chargeback via your credit card?

    Mine is a big fat zero
    Originally posted by tastyhog
    I've had make section 75 claims twice after exhausting all other options. I was successful both times.
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