Daffy's 'patchwork dreams' diary
Cheery_Daff
Posts: 15,681 Forumite
Pour yourself a cuppa and pull up a chair, I can't half talk when I get going! :rotfl:
After nearly a year rambling on, I've decided it's high time to start a sparkly brand new diary to step up to a whole load of new adventures :j :j
A little bit about myself briefly (there's more at the start of the old thread)... I'm 31, live with Mr Daffs (Rock Star Boyfriend), and work full time - 2 days of which involve a 4 hour round commute, and the other 3 days involve walking upstairs to the attic :rotfl:
I've spent most of my life *not* working full time, and I intend to get straight back to *not* working full time in one job as soon as this contract's over I absolutely adore my job, but I like to do lots of other things too - what I want is a beautifully varied Patchwork Life :j :j :j
So... in order to do that, I need a money-related plan (so I don't become reliant on full time work), and a cheery skills-and-cheery-things plan
I don't have any debt any more (hooray! :j :j :j), but I also don't have much in the way of savings either
So - here's the overall plan:
* £10,000 in patchwork living fund by December 2012
* decent emergency fund just in case
* plenty of little weekends away
* enough to pay annual bills without scrabbling around
And here's how I'm going to do it:
* £400 a month into patchwork fund
* any spare/extra cash into patchwork fund
* £100 a month to emergency fund
* detailed budget and PAYING MYSELF FIRST
I also have lots of none money plans... but I shall write another post with those in...
:j :j :j Hold onto your hats ladies and gentlemen, it's going to be a right rolicking ride! :j :j :j
After nearly a year rambling on, I've decided it's high time to start a sparkly brand new diary to step up to a whole load of new adventures :j :j
A little bit about myself briefly (there's more at the start of the old thread)... I'm 31, live with Mr Daffs (Rock Star Boyfriend), and work full time - 2 days of which involve a 4 hour round commute, and the other 3 days involve walking upstairs to the attic :rotfl:
I've spent most of my life *not* working full time, and I intend to get straight back to *not* working full time in one job as soon as this contract's over I absolutely adore my job, but I like to do lots of other things too - what I want is a beautifully varied Patchwork Life :j :j :j
So... in order to do that, I need a money-related plan (so I don't become reliant on full time work), and a cheery skills-and-cheery-things plan
I don't have any debt any more (hooray! :j :j :j), but I also don't have much in the way of savings either
So - here's the overall plan:
* £10,000 in patchwork living fund by December 2012
* decent emergency fund just in case
* plenty of little weekends away
* enough to pay annual bills without scrabbling around
And here's how I'm going to do it:
* £400 a month into patchwork fund
* any spare/extra cash into patchwork fund
* £100 a month to emergency fund
* detailed budget and PAYING MYSELF FIRST
I also have lots of none money plans... but I shall write another post with those in...
:j :j :j Hold onto your hats ladies and gentlemen, it's going to be a right rolicking ride! :j :j :j
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Comments
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Sooooooo, now for the other plans
(I should point out that I do MUCH better at things when I follow instructions and have other people to encourage me, or somewhere to go each week etc, so lots of this is based around that!)
In no particular order.....
* our house is gorgeous, but it is also full of TOO MUCH STUFF, and I must confess to not thinking housework is awfully interesting.. :rotfl: :rotfl: Flylady has worked for me in the past, and so she shall be turned to again. My sink has been shined, and I am eagerly awaiting the next instructions
* the garden is currently mid-project and resembles a building site. Lots of plans - but since none of them involve spending much money, they all tend to happen pretty slowly... :rotfl:
* I am getting rather podgy and slovenly :rotfl: I gave up Slimming World for very good reason a while back, but I have to admit it works, so tail between my legs, I am going back I am also entering a triathlon in the autumn - it's worked before scaring me into doing plenty of exercise, so it shall work again :rotfl: (this will also involve learning to swim again...)
* I'm a great believer in doing daft things just for the sake of it now and again And so my end-of-PhD present to myself was trapeze lessons :eek: I've been putting these off...
* I've been getting rather-tooooooo-used to a full time wage of late... this is NOT part of the long term plan, so spending diaries will be turned to once again, and matters brought firmly in hand! :money::money:
* I generally have a goals list for each month, and also 3 months and 6 months. That's been working well for a couple of years now, so I will post those at the start of each month, and let you know how I've done at the end :j :j :j
I reckon that's enough self-improvement intentions for now, don't you??? :rotfl: :rotfl: :rotfl: :rotfl:0 -
*Brings in glass of Coke and some chocolate digestives*
I like the sound of that, Cheery - particularly the not-having-a-full-time-job aspect. I may need to take a leaf from your book. Or a page, rather!
Right, I'm loving all this, but I have no right to be here: I have tons of homework due for Wednesday, and I've done nothing since coming home from work at 6 pm. :eek:
I'm going downstairs for another glass of Coke and then I will be working at 9. I have to report back to you here on our new thread to let you know how much I got done tonight. Get your stern face on, Cheery! :rotfl:Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Ohhh I'm not caught up on the other thread yet! (although I have kept an eye on your blog )
I'm off to get a giant mug of tea and finish catching up on the old thread so I'm ready for this one!
Good luck with all your plans, I really need to get my a$$ in to gear and make my own! I have learned my lesson in not buying wokout dvd's that a) are recommended on here and b) have shred in the title!!0 -
Hanb, ignore the other thread, it's just waffling on anyway, why not just start afresh on this one! And get that Shred out! :rotfl: I shall be doing the same thing
15 minutes at a time Pickle! :j :j But don't go checking in here every 15 minutes :rotfl:
I've been and checked the Slimming World website - I won't be able to make the same group every week because of work, but there's 2 groups both Mondays and Wednesdays within walking distance, and I always work at home at least one of those days (and they're both run by the same person) so I really don't have any excuse.
And of course, Monday is tomorrow... :eek: So no chance of talking myself out of it by Wednesday then :rotfl: Will report back...0 -
Woo! Enjoy Cheery XXX'The road to a friends house is never long'0
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Thanks Souk
You've reminded me that I'm also on a mission to only wear glamourous and beautiful and non-holey underwear ALL THE TIME! No excuses! :rotfl: :rotfl:
I SHALL be elegant and fabulous, I shall! :j :j :j0 -
I'll feel like I'm cheating if I don't catch up
Has anything exciting and/or significant happened in the last 4 months I should be aware of? If it's you working far too much, drinking lots of tea and the odd cake then may get away with it..
Mmm tea!0 -
I love the idea of your Patchwork fund that is excellent idea, I am aiming in a semi serious way for 5,000 by the end of the year......will be reading with interest
xxNevertheless she persisted.0 -
Happy patchworkingDo not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4) C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43Every Penny's a Prisoner0 -
Cheery my mantra is 'If in doubt throw it out' on that one!'The road to a friends house is never long'0
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