1 debt vs 100 days chapter 31

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  • beanielou
    beanielou Posts: 89,814
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    LoLo wrote: »
    I’m in.
    My focus this time is going to be my llyods credit card. The balance is currently £2,900 and so I am going to aim to clear at least half of this. So if I could be put down for a target of £1,450 please.
    nomi01 wrote: »
    Hi, can I join please, I have never tried this challenge.
    I would like to pay off ll0yds credit card.
    £623.63 in total.

    Welcome to you both :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Amara
    Amara Posts: 2,172
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    Don't forget about savings and marketings ideas!
  • grassgirl
    grassgirl Posts: 401
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    I’m being crazy but £10,000 please. A family member has a debt of £25k to pay off this year or their house gets sold from from under them so even if I fail the £10k, it’ll be some sort of a dent 😇
    1 step = £250
    0/100
  • Amara
    Amara Posts: 2,172
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    edited 2 January 2019 at 8:32PM
    Hi Grassgirl! I'm pleased to see you here!
  • Hi can you pop me down for £2,000please. This will be a challenge but hey ho hee we go !!
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Calling14
    Calling14 Posts: 3,498
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    Happy New Year everyone, lets do this I need to clear 2 cards in this period before I get charged interest. - Total of £1716.80.


    Can't we all post more in this thread to how we are saving money in order to kill our debts, maybe we get a mention in Martins Thread of the week?


    Only thing I can think of Amara x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Amara
    Amara Posts: 2,172
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    Hi !
    Milionaire in training, I like your nickname :)

    Calling14, good idea, just perhaps we alll should post here more, then we'll get noticed.
  • Calling14
    Calling14 Posts: 3,498
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    Posting more. :D


    Today set up a spreadsheet with my target split into 100 squares of 10%of the figure. Then I colour in each 10% paid off. What can I say - I like colouring in and find it makes me squeeze a few money pennies off my debt.:D

    Todays other top tip, don't spend unless you really need it.:rotfl:



    Working how much I can afford to pay off this month, don't want to go out this month it's cold. Walking allowed it's free and taking drinks with me.



    Meal planning, my freezer is full so no dashing into shops and spending odd £10 here and there - it adds up. Will go once a week, bread, milk, fruit, veg. top up.:cool:


    Going to have a look at my direct debits - not sure anything I can cut back on there. :)

    Happy Friday folks, any money saving tips welcome:j
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Amara
    Amara Posts: 2,172
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    Hi Calling14 , thank you for your marketing input :D
    I'm thinking about selling my car. I live in semi-rural area and second car is very useful, but expensive to run , I keep taking my cars to garage, as something is not right and can't afford buying a new one. Public transport is not great, but there's some. DH starts job very early and finishes at luch time, so I could use his car then. It'd saved us money. But having two car has advantages.
  • Robi90
    Robi90 Posts: 101
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    I'm trying to aim for more NSDs throughout the 100 days. Also as I have moved back in with my mum I should be able to make some larger payments towards my debt over the next few months. I want to be more mindful of how I spend the money I already earn as opposed to finding additional sources of income.
    [STRIKE]£799 - FD Personal Loan[/STRIKE] :beer:[STRIKE]£500/ £500 FD Overdraft[/STRIKE] :beer: [STRIKE]£5700/£5700 MBNA credit card[/STRIKE]:beer:
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