Debt Free By 2019?

To do list for the day:
- appreciate the fact it's nice and sunny outside
- pay in some money at the PO for someone at home
- have second look at car with my brother after work
- give said brother birthday pressie from March :rotfl:
- make a start on the next module of my course
- pop into NWest to see if my cheque has arrived
- pay £10 into my current account to pay off of CC1
- count small change when I get home to see if I can pay any into the bank

To do list for the day:
- [STRIKE]appreciate the fact it's nice and sunny outside[/STRIKE] had a nice stroll in the sun
- [STRIKE]pay in some money at the PO for someone at home[/STRIKE] done
- [STRIKE]have second look at car with my brother after work[/STRIKE] done - drove it around the block with him and drives nicely enough. There is a part on the exhaust that will cost me about £50 to sort out so have asked if they can take this off the cost just waiting to hear back
- [STRIKE]give said brother birthday pressie from March [/STRIKE] also done at last - he was very grateful and will apparently finally give me the £20 for my birthday present in feb :rotfl:
- [STRIKE]make a start on the next module of my course[/STRIKE] started
- [STRIKE]pop into NWest to see if my cheque has arrived[/STRIKE] done - nothing yet and very rude lady :mad:
- [STRIKE]pay £10 into my current account to pay off of CC1[/STRIKE] found £8.00 in my purse so paid off £20 instead
- [STRIKE]count small change when I get home to see if I can pay any into the bank[/STRIKE] counted and I can almost pay some in - I need 15p in 5ps to make a £5 bag and a few more pennies for £2 in copper

Oh I do love it when I managed to get a to-do list fully completed!

I'm glad I took my brother with me yesterday as he got under the car and noticed a bit on the exhaust that would need sorting and the rear bumper is a bit loose but will stay on so that can wait a little to be sorted out, but otherwise its good the mileage is good for it's age I managed to start it without stalling when I pulled away and the gear changes feel good, so provided they will knock off the £50 (or get it sorted beforehand and I then pay the full £450) then I'll be going back to get it end of the month

I don't have much in the way of a to-do list today, just pop into town and get some purple shampoo and conditioner with my boots points (so no spending) and then make some headway with my coursework module. I get 4 weeks to do it so going to do a few questions a day and hopefully it'll come back with no adjustments to be made

Oh also I should be able to cash out enough from PA in the next few days to make my (small) payment on CC3. I'm hoping I will have enough spare pennies to buy my clinique moisturiser at the end of the month - it goes through so quickly and not cheap but nothing else really works

I only really have one MSE related thing to announce and that is that they have agreed to deduct the £50 for the exhaust part on the car which is great, just need to shop around to find somewhere to fix it now.

That will not be done today. Today, I haven't had a coffee until just now and I am suffering with a massive caffeine headache that is killing me. I'd forgotten how bad they are from when I cut down my coffee previously. Didn't have time to drunk one at OH's this morning and didn't have time to buy milk on the way into work. So no staring at spreadsheets, no coursework, just trying to get through my shift, at least until the coffee and pain pills kick in

Only 7 days to go until payday, with how I am going to do my insurance now, I will be able to "treat" (save my sanity through not being spotty!!) myself to my Clinique moisturiser, I'll just make sure that I go through a cashback site or at least use a decent boots voucher to get a good chunk of points from it.

I've stuck to my budget quite well this month! I don't have more than a few quid left but I won't be getting the train to OH before payday, and I've got my lunch in for the week at work managed 13 NSD's this month!

It did cross my mind earlier too that my £150 allowance a month will go less on travel now, at least £20 a week was train fare but I'll be able to drive up there soon and in my budget I have allowed for £50 petrol so it's only the extra I go over that (£30 tops maybe?) that will actually come out of my allowance

Whilst I'm thinking about how I don't need to spend anymore this month, I'll pay the £15 for CC2

Thank you!

I used to pop to a rice/noodle van probably 2/3 times a week and spend a fiver - was a bit of a shock realising I was spending around £60 a month just on that let alone the trips to greggs and tesco :rotfl: I keep all my lunch supplies at work so I have no excuse lol x