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    • MSE Sarah G
      Verified User verified user
    • By MSE Sarah G Verified User verified user 14th May 18, 3:29 PM
    • 13 Posts
    • 9 Thanks
    MSE Sarah G
    • #2
    • 14th May 18, 3:29 PM
    Help to Buy or LISA with partner success?
    • #2
    • 14th May 18, 3:29 PM
    Hi Everyone,

    This is a post for tomorrow's newsletter.

    We need a success story for a couple that's successfully bought a house using either a Help to Buy ISA or LISA.

    We need BOTH of you to have been first time buyers and therefore both eligible for the payout from each product. As this is for tomorrow's newsletter, it would be great if you can post ASAP!

    Thanks,
    MSE Sarah G.
    • need an answer
    • By need an answer 3rd Jul 18, 3:35 PM
    • 2,026 Posts
    • 2,423 Thanks
    need an answer
    • #3
    • 3rd Jul 18, 3:35 PM
    • #3
    • 3rd Jul 18, 3:35 PM
    Whilst its not a thread as such I wonder if a link to current board guides to help merge duplicate threads may help us tidy the boards up a bit and prevent the same advice being repeatedly given.

    If its ok as this is a sticky at the top


    https://forums.moneysavingexpert.com/showgroups.php
    in S 29 T 11 F 34
    out S 32 T 12 F 45
    2017 -32 2018 -33
    • Alex9
    • By Alex9 15th Sep 18, 9:00 AM
    • 2 Posts
    • 0 Thanks
    Alex9
    • #4
    • 15th Sep 18, 9:00 AM
    • #4
    • 15th Sep 18, 9:00 AM
    Thanks for help
    • ErinKay
    • By ErinKay 16th Sep 18, 1:56 PM
    • 2 Posts
    • 0 Thanks
    ErinKay
    • #5
    • 16th Sep 18, 1:56 PM
    • #5
    • 16th Sep 18, 1:56 PM
    Thanks for useful information
    • gamemodapk
    • By gamemodapk 10th Nov 18, 5:04 PM
    • 8 Posts
    • 2 Thanks
    gamemodapk
    • #6
    • 10th Nov 18, 5:04 PM
    • #6
    • 10th Nov 18, 5:04 PM
    A debt of gratitude is in order for helpful data
    • Plonter
    • By Plonter 12th Dec 18, 1:50 PM
    • 12 Posts
    • 30 Thanks
    Plonter
    • #7
    • 12th Dec 18, 1:50 PM
    • #7
    • 12th Dec 18, 1:50 PM
    This is helpful. Thanks.
    • Plonter
    • By Plonter 17th Dec 18, 2:35 AM
    • 12 Posts
    • 30 Thanks
    Plonter
    • #8
    • 17th Dec 18, 2:35 AM
    • #8
    • 17th Dec 18, 2:35 AM
    Thanks for this. Very helpful.
    • fghghhgh01
    • By fghghhgh01 28th Jan 19, 6:15 AM
    • 1 Posts
    • 0 Thanks
    fghghhgh01
    • #9
    • 28th Jan 19, 6:15 AM
    • #9
    • 28th Jan 19, 6:15 AM
    Really woderful
    • amyleah
    • By amyleah 29th Jan 19, 11:17 AM
    • 6 Posts
    • 0 Thanks
    amyleah
    Will home buying be easy in 2019?
    • Almasi_lovekenya
    • By Almasi_lovekenya 27th Feb 19, 5:40 AM
    • 6 Posts
    • 0 Thanks
    Almasi_lovekenya
    Purchasing a house without inspection can lead to unexpected critical problems. It's definitely a terrifying risk to purchase a house without an inspection.
    There might be costly concerns, for instance, worn-out floor tiles, water seepage inside the basement, dying furnace or water heaters, termite damage and asbestos within the insulation.

    Before purchasing a home or apartment observation is a must.
    • scandalpk
    • By scandalpk 12th Mar 19, 6:31 AM
    • 7 Posts
    • 1 Thanks
    scandalpk
    Thank you so much its really very helpful.
    • Maryjasmine
    • By Maryjasmine 15th Apr 19, 11:31 AM
    • 1 Posts
    • 0 Thanks
    Maryjasmine
    hey, thanks for sharing. I am looking for something like this only.
    • colejames
    • By colejames 20th May 19, 11:06 AM
    • 11 Posts
    • 3 Thanks
    colejames
    This is really informative for me. You have shared such an amazing post. Buying a house is not easy for everyone nowadays. Without any doing homework, buying a house can be critical. Btw, thanks for sharing it.
    • john c 1968
    • By john c 1968 9th Jun 19, 8:57 PM
    • 1 Posts
    • 0 Thanks
    john c 1968
    Property Boundary Issue Land Registry
    I am selling a property that has a potential land boundary issue - fence installed in 2009 does not align with the legal boundary as defined on the deeds (effectively giving a 10m x 1.5 m long strip of land away which they have been tending to).


    This has been highlighted by my purchaser's conveyancy.


    I am taking legal advice on best way to proceed but hoped someone (hopefully Land Registry) could advise on my best course of action - options I think are.


    1. Move fence to legal boundary (but risk dispute) - asap
    2. Remove fence
    3. Licence / agreement for both owners to access land for maintenance purposes (the strip of land is in front of part of my property and window)
    4. Is there a time element to how long the other party has been tending the land (giving them any rights)
    5. Ownership - I assume is not changed other than by formal agreement between each party (eg land sale)
    • ninjaninji18
    • By ninjaninji18 2nd Jul 19, 12:53 PM
    • 1 Posts
    • 0 Thanks
    ninjaninji18
    Hi,
    Thanks for this useful information that you shared here.
    • mayey87
    • By mayey87 27th Jul 19, 6:42 AM
    • 4 Posts
    • 0 Thanks
    mayey87
    Hi! I am a nurse working in the NHS on a tier 2 visa, while my partner is a self employed gas engineer with a British passport. Our combined income is around 65-70k per year. My question is: is it possible for us to get a mortgage despite my visa status?

    I have been working for the NHS (and in the UK) for 2.5 years. My current visa is valid until 2021, but I have a permanent contract with my employer, which means my visa will automatically be renewed once it expires. By 2023, I will be eligible for an indefinite leave to remain status, and by 2024 I can apply for british citizenship.

    In terms of credit scores, mine is very good (better than his), and I have a bigger combined credit card limit (around 8k). I also have a more stable income than him, and as I have a permanent contract with the NHS, my job status is also more stable than his.

    My partner is very impatient and wants to get this house ASAP as he has already saved up enough money for the deposit (looking to get a 250-300k house), while I also have enough savings for fees and renovation costs. I, on the other hand, is concerned about my visa status.

    Thanks in advance for your replies!
    • angel1066
    • By angel1066 14th Aug 19, 1:55 PM
    • 9 Posts
    • 18 Thanks
    angel1066
    hi all



    so how many of us are now caught in being miss sold new houses that are meant to be freehold but we now have to pay a maintenance fee to outside maintenance companys that can put up fees without doing any work???

    is this the next big miss selling thing ??? hope so as this needs to be stopped asap
    • webjaved
    • By webjaved 17th Aug 19, 8:40 PM
    • 196 Posts
    • 226 Thanks
    webjaved
    Surely it must be in some documents where it tells you whether the tenure is leasehold or freehold?
    Save 12k in 2019 #154 - 8,826.63/12k
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