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  • FIRST POST
    • muppets
    • By muppets 18th Dec 18, 12:24 PM
    • 1,001Posts
    • 6,344Thanks
    muppets
    Pay ALL your debt off by Xmas 2019
    • #1
    • 18th Dec 18, 12:24 PM
    Pay ALL your debt off by Xmas 2019 18th Dec 18 at 12:24 PM
    Welcome to Pay ALL Your Debt Off By Xmas 2019!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2019.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another 50 paid off so now the total paid off for

    #001 is 315.43/7685.67
    By the way, don't worry about working out your % paid as I can do that for you!


    Official MoneySavingExpert insert, 14 Jan:

    Want to join the challenge? Please post your debt amount on this thread and ask to join. Muppets will assign you a special number (eg, #001), which you'll then start all your posts with.

    You can also get help in the Debt free wannabe board and Debt Help guide.

    If you haven’t already, join the forum to join in the challenge.

    Good luck everyone and thanks to muppets for the original post!

    This Forum tip was included in MoneySavingExpert.com's weekly email!
    Last edited by Former MSE Andrea; 15-01-2019 at 3:07 PM.
    PAYDBX 2019 - #01 Pd 12,915.19 / 17,000 - 75.97%
    SPC12 #59
    MFiT-T5 #36
    3-6 mth EF #5
    2,445 / 11,100
    Mortgage - PD 100,861.55/ 271,495.07 37.15% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 70
    • sunshine81
    • By sunshine81 20th Jul 19, 12:37 PM
    • 1,438 Posts
    • 7,319 Thanks
    sunshine81
    Added in 157.03 to break the five figures paid off mark!

    #145 10,047.57 / 27,996.15 (35.89%)
    Last edited by sunshine81; 20-07-2019 at 2:33 PM.
    • Pepperoni
    • By Pepperoni 20th Jul 19, 7:44 PM
    • 459 Posts
    • 1,271 Thanks
    Pepperoni
    Hi Everyone!


    I use to post on here, cleared all the debt, but have let some creep back in to place :-(



    Credit card has been paid over last 2 months - now moving onto bank loan!
    • Credit Card: 2,989 / 2,989
    • Bank Loan: 12,000 / 14,000
    • Deni debt-free dreamer
    • By Deni debt-free dreamer 21st Jul 19, 9:13 AM
    • 269 Posts
    • 2,697 Thanks
    Deni debt-free dreamer
    Morning everyone

    Paid 225 off my 3 x CCs so now at:

    #96 1572.05/9597.05

    Waiting for payment of one half year self employment invoice and going to pay a bit more off when I get the payment....

    Deni x
    Sealed pot challenge member #118

    Pay ALL your debt off by Xmas 2019 #96
    Total CCs 1,572.05/9597.05

    2 savers club 33
    • xslytherinx
    • By xslytherinx 21st Jul 19, 9:31 PM
    • 13 Posts
    • 84 Thanks
    xslytherinx
    Hello Everyone,

    Sorry, haven't updated in a while!

    #90


    Over the last few months, I've paid off 1583.01 in total off my CC's taking my total to 3589.30 / 8000

    I'm a bit behind (due to doing Kilimanjaro ) but I think I can catch up before the end of the year.

    PAYDBX2019 - #90
    Original CC Debt= 15256.29 Paid off as of 21st July 2019 = 6094.51 (39.9%)
    Estimated DFD - December 2020

    Emergency Fund 0/1000 (0%)
    • abba1772
    • By abba1772 22nd Jul 19, 7:34 AM
    • 6,118 Posts
    • 24,645 Thanks
    abba1772
    Morning

    Sent 6.62 towards the Argos card

    Brings my total to 6696.93 / 10000
    NEXT TARGET VERY WAS 08.08.19 364.40 NOW 314.46
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 7705.47
    • Steameh
    • By Steameh 22nd Jul 19, 7:48 AM
    • 265 Posts
    • 167 Thanks
    Steameh
    The minimum payments have left my account today.... 149.10

    #134 - 5,018.88 / 15,985.00

    Slooooooow progress but at the moment we're 600 a month down on income, roll on October when we start getting that back again.
    Pay Debt by Xmas 2019 - No.134
    5,985.01 / 15.985.00
    • sunshine81
    • By sunshine81 22nd Jul 19, 10:19 AM
    • 1,438 Posts
    • 7,319 Thanks
    sunshine81
    Added in 68.44

    #145 10,116.01 / 27,996.15 (36.13%)
    Last edited by sunshine81; 22-07-2019 at 10:28 AM.
    • AdventureWanted
    • By AdventureWanted 22nd Jul 19, 10:04 PM
    • 1,249 Posts
    • 4,329 Thanks
    AdventureWanted
    #29 now at 6,563.60 / 15,000.
    • abba1772
    • By abba1772 23rd Jul 19, 8:06 AM
    • 6,118 Posts
    • 24,645 Thanks
    abba1772
    Morning

    Daily round down this morning sent 5 towards the Argos card

    Brings my total to 6701.93 / 10000
    NEXT TARGET VERY WAS 08.08.19 364.40 NOW 314.46
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 7705.47
    • st182
    • By st182 23rd Jul 19, 11:33 AM
    • 39 Posts
    • 162 Thanks
    st182
    change pot exceeded 50, a penultimate chunk removed- DD now set to "minimum payment" that felt good!
    #175- 2250 / 2300
    Keep up the hard work everyone
    Working on CC3: -5600 ; CC1: 0 ; CC2: 0 ; Mortgage:
    • LLM2018
    • By LLM2018 23rd Jul 19, 4:45 PM
    • 130 Posts
    • 469 Thanks
    LLM2018
    #78

    I have managed to pay another 85 to my debt. Total is now 2465/3880

    Only 1415 left to go. I'm hoping to reach my goal of being debt free December 2019 so close.
    #78 PAYDBX '19 2465/3880 paid
    #54 SPC 12 Opening 31st Oct 2019
    • AliceBanned
    • By AliceBanned 23rd Jul 19, 5:50 PM
    • 2,542 Posts
    • 1,202 Thanks
    AliceBanned
    #163 now 2200 / 10,607.38


    Thanks.


    I thought I would be further on by now!
    DFW. PayDBX 2019#163
    Debt at LBM: 18,335
    Current debt: 8,400
    Mort overpaid 800 EF: 200
    _________________________
    • Louoffofsparkle
    • By Louoffofsparkle 23rd Jul 19, 6:03 PM
    • 63 Posts
    • 215 Thanks
    Louoffofsparkle
    #091 paid another 752 towards one of my credit cards. 7652/10000
    • Debtfreewanabesoph
    • By Debtfreewanabesoph 23rd Jul 19, 9:43 PM
    • 1 Posts
    • 4 Thanks
    Debtfreewanabesoph
    Can I join please?
    Hello, I have just found this post and would like to join please?
    • abba1772
    • By abba1772 24th Jul 19, 7:49 AM
    • 6,118 Posts
    • 24,645 Thanks
    abba1772
    Morning

    Cashed out from PA so cleared my Argos card of the remaining 20.94 and sent 4.89 towards the Halifax card

    Brings my total to 6727.76 / 10000
    NEXT TARGET VERY WAS 08.08.19 364.40 NOW 314.46
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 7705.47
    • motivated
    • By motivated 24th Jul 19, 5:45 PM
    • 2,534 Posts
    • 5,691 Thanks
    motivated
    Hi all update from me

    #31 currently sitting at 3066/7000

    Keep going all
    M
    If you want the rainbow you have to put up with the rain
    EF - 1000
    • sunshine81
    • By sunshine81 24th Jul 19, 7:41 PM
    • 1,438 Posts
    • 7,319 Thanks
    sunshine81
    79 more makes

    #145 10,195.01 / 27,996.15 (36.42%)
    • aimeemum
    • By aimeemum 25th Jul 19, 8:08 AM
    • 400 Posts
    • 1,709 Thanks
    aimeemum
    Been away for a couple of weeks but have now sorted my payments for this week and while I've not made much progress at least I've not gone backwards.

    Total payments made for the last 2 weeks - 58.

    #148 - 2,662/4,782
    DFBX19 #148 - 15/8/2019 Week 32 - 2,838/4,782 59% gone (plus additional 2,440 paid off too!)
    1000 EF Challenge #288 - Making a slow start
    • abba1772
    • By abba1772 25th Jul 19, 7:41 PM
    • 6,118 Posts
    • 24,645 Thanks
    abba1772
    Evening

    Sent 10 towards the Halifax card

    Brings my total to 6737.76 / 10000
    NEXT TARGET VERY WAS 08.08.19 364.40 NOW 314.46
    POAMAYC 2011 6382.66 POAMAYC 2012 5000.78
    POAMAYC 2013 3480.04 POAMAYC 2014 4085.14
    POAMAYC 2015 7565.24 POAMAYC 2016 8000.90
    POAMAYC 2017 7278.80 POAMAYC 2018 13039.59
    POAMAYC 2019 7705.47
    • BlackCoffeeNoSugar
    • By BlackCoffeeNoSugar 26th Jul 19, 7:17 AM
    • 349 Posts
    • 1,653 Thanks
    BlackCoffeeNoSugar
    Popped a wee 5 payment to my CC this morning, which brings me to:

    #04 - 2,016.28 / 4,161

    Inching closer to being halfway there for the year....
    Debt at Nov 2017: 8,619 Debt at Dec 2018: 4,161 Current: 1,810 Aim for Dec 2019: 0
    Pay ALL your debt off by Xmas 2019 #04 - 2,351.28 / 4,161
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