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    • worried123
    • By worried123 13th Jul 19, 6:47 PM
    • 384Posts
    • 133Thanks
    worried123
    dental insurance
    • #1
    • 13th Jul 19, 6:47 PM
    dental insurance 13th Jul 19 at 6:47 PM
    Hi, can anybody advise about private dental insurance please. I have read the fixed pages on here about dental insurance but still unsure.

    I am confused by the fact that I have met several people (through my work so i cannot get back to them to to delve more) who have a dental insurance policy (they pay around 30 a month with their private dentist) and never, ever have paid a penny for any treatment at all - which includes crowns, root fillings, hygienist, check ups etc. etc.

    My dentist is private and truly I get sick of the cost of treatment - it is unaffordable. My sister has denplan with them but she only gets check ups, hygiene appointments free and 10% off the cost of treatment.

    I dont want to go to an nhs dentist but truly private dentistry is so expensive and there surely has to be a way to minimise the cost. I am 63 and come from an era where nhs dentists kept filling our teeth when young (probably un-needed fillings)...as you get older your teeth may break near the fillings and you need a crown, etc. its just so, so expensive.

    I dont understand how these people that i have spoken to have never paid a penny to their private dentist over the years....and they have had extensive treatment over the years.

    i would be more than happy to pay 30 a month and have no dental costs at all. My dentist offers denplan but it doesnt cover you for the cost of treatment and indeed, if you work out how much the plan costs you annually and what you get `free` it adds up to the same whether you paid for it or it was through denplan.

    I do know that the people who have this `free` unlimited dentistry for 30 a month have been older and been using the same dentist for many years...maybe insurance policies like this can no longer be taken out.....i am really confused.

    Can anybody give their input please.

    many thanks
Page 1
    • brook2jack
    • By brook2jack 13th Jul 19, 7:02 PM
    • 4,372 Posts
    • 4,041 Thanks
    brook2jack
    • #2
    • 13th Jul 19, 7:02 PM
    • #2
    • 13th Jul 19, 7:02 PM
    There are two types of denplan schemes

    Denplan essentials where you pay 12 to 18 ish a month and covers check ups , x Rays , hygiene appointments and money off cost of treatments


    Denplan care where for a monthly fee , that depends on how many fillings, crowns etc you have and what state your gums are in , all your dental treatment is covered except for laboratory fees , cosmetic treatment and specialist treatment . Fees vary from 16 up to 48 ish a month.

    Not all dentists offer both schemes and in order to get denplan care you need to be dentally fit first. You may also have to pay for the initial assessment and x Rays.

    Laboratory fees are payable on crowns , dentures , bridges etc.
    https://www.denplan.co.uk/patients
    • worried123
    • By worried123 13th Jul 19, 8:11 PM
    • 384 Posts
    • 133 Thanks
    worried123
    • #3
    • 13th Jul 19, 8:11 PM
    • #3
    • 13th Jul 19, 8:11 PM
    Many thanks - very helpful. i will look at the link. i think i am dentally `sound` but do need a crown from a slightly broken tooth...

    thanks again.
    • brook2jack
    • By brook2jack 13th Jul 19, 8:46 PM
    • 4,372 Posts
    • 4,041 Thanks
    brook2jack
    • #4
    • 13th Jul 19, 8:46 PM
    • #4
    • 13th Jul 19, 8:46 PM
    If you need a crown that would have to be done before you would be accepted on.

    The amount you pay will increase the more fillings, crowns,bridges , missing teeth etc that you have.
    • worried123
    • By worried123 13th Jul 19, 11:56 PM
    • 384 Posts
    • 133 Thanks
    worried123
    • #5
    • 13th Jul 19, 11:56 PM
    • #5
    • 13th Jul 19, 11:56 PM
    I think it will be very expensive then. One extraction, two crowns, one onlay, a one tooth bridge. three root fillings. 8 ordinary fillings !!!!

    Thank you again for your help.
    • millie
    • By millie 14th Jul 19, 6:05 PM
    • 952 Posts
    • 344 Thanks
    millie
    • #6
    • 14th Jul 19, 6:05 PM
    • #6
    • 14th Jul 19, 6:05 PM
    Boots Dental Insurance is very reasonable I used to have a policy myself and was very easy to make a claim for treatment. I stopped using the insurance because my dentist used to charge 15 to sign my claim form. I am one of the lucky people who rarely need anything done just an odd filling and I was mostly just claiming for a check up. The cost of filling the form in was not much less than my claim in most instances. I do have a little more treatment these days as I am in my 70s but not thought about taking another policy out.


    https://www.boots.com/insurance/dental-insurance
    • Tabby_cat
    • By Tabby_cat 19th Jul 19, 5:21 PM
    • 29 Posts
    • 62 Thanks
    Tabby_cat
    • #7
    • 19th Jul 19, 5:21 PM
    • #7
    • 19th Jul 19, 5:21 PM
    I've sent you a PM
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