11 years a slave - end of my journey from £103,500 in debt

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Comments

  • FrugalinShropshire
    FrugalinShropshire Posts: 220 Forumite
    Debt-free and Proud! Mortgage-free Glee!
    What a fantastic story of inspiration for others. Well done You, amazing, just amazing:beer:
    Now Mrs FrugalinShropshire:T Proud to be mortgage and debt free:j
  • jwil
    jwil Posts: 19,065 Forumite
    First Anniversary Name Dropper Photogenic First Post
    Wow, congratulations, that's amazing! :T
    "If you can dream it, you can do it". Walt Disney
  • lozzy81
    lozzy81 Posts: 275 Forumite
    First Anniversary Name Dropper First Post
    A massive well done!! Just goes to show those who come here desperate for help, that with the help of the free debt charities any debt amount can be tackled!

    Merry Christmas :beer:
    Virtual sealed pot 2019 member #6 :j
    £0.00/£200 :)
  • Jo3y83
    Jo3y83 Posts: 133 Forumite
    First Anniversary Combo Breaker Debt-free and Proud!
    This is simply amazing! I am in total awe - well done, a fantastic achievement and you deserve a massive pat on the back for your will and determination.


    Congratulations on your new lease of life! I wish you all the best :)


    Debt: £36,464 :eek:
  • nearlytherenow
    nearlytherenow Posts: 136 Forumite
    What a lovely thread bought tears to my eyes. Very happy for you and thank you for posting such an inspirational post. It will inspire lots of people.
    January grocery challenge £0/£300

    DFW2017 #49 £356/£8031
  • Eltee12
    Eltee12 Posts: 768 Forumite
    Mortgage-free Glee! Debt-free and Proud!
    Wow ! I also got a bit teary-eyed. Very inspirational.


    Now, where is my teaspoon? :wink:
    2018 AFD 23/240
    2018 CCC #11 £38.40/£250
    Mortgage-free since 2013
    Debt-free since Nov 2017
  • cats2012
    cats2012 Posts: 1,182 Forumite
    An amazing post! And so great that you faced your debts head on rather than just trying to avoid them (as I sometimes read...).

    Thanks for giving others so much inspiration :)
    Officially Mrs B as of March 2013
    TTC since Apr 2015, baby B born March 2017
  • juststuff123
    juststuff123 Posts: 295 Forumite
    First Anniversary Photogenic First Post Mortgage-free Glee!
    I got tingles! Well done!!!! You must feel like you're on top of the world!! What's your next goal? it's good to have something to aim for to stop yourself falling back into bad habits. Perhaps a mortgage then aim for mortgage freedom or save for a mega holiday?
    GOAL:- £350k in Savings by September 2025 SAVINGS: – £274,704 COMPLETE GOALS - Debt Free, Mortgage Free, £250k Savings Save 12k in 2024 #12 = £46,452 / £130,000
  • Suseka97
    Suseka97 Posts: 1,562 Forumite
    First Anniversary First Post Name Dropper
    A very inspirational post and a sobering and heartfelt story. So I join all others in congratulating you wholeheartedly for sticking with it and coming out the other (debt free) side :T

    I also echo EssexH's post - you certainly have lots of experience to offer others and I'm sure newbies in particular would benefit from seeing that it can be done. I do like your use of the 'lake and teaspoon' metaphor - it certainly does feel like that at the start, but as you say, as the years roll on its gratifying to see that big 'ole debt get smaller.

    I have around 16 months or so left on mine and can just about see that little chink of light at the end of the tunnel.

    Enjoy the feeling and have a smashing Christmas.:xmastree:
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    First Anniversary First Post
    Amazing. Congratulations. :beer:
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
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