Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    • JGUK
    • By JGUK 27th Dec 17, 8:50 PM
    • 147Posts
    • 22Thanks
    JGUK
    Sainsburys Bank Credit Card
    • #1
    • 27th Dec 17, 8:50 PM
    Sainsburys Bank Credit Card 27th Dec 17 at 8:50 PM
    Hi Guys,

    Quick few about Sainsbury's;

    1) No contactless, Apple or Android Pay?

    2) Online banking seems a bit bare bones, no mobile apps either?

    3) How do you check your promotional offers/interest without calling up? Is it on a statement or anything?
    Thanks
    JG
Page 1
    • TadleyBaggie
    • By TadleyBaggie 27th Dec 17, 10:44 PM
    • 2,777 Posts
    • 2,094 Thanks
    TadleyBaggie
    • #2
    • 27th Dec 17, 10:44 PM
    • #2
    • 27th Dec 17, 10:44 PM
    1) No contactless, Apple or Android Pay?
    Originally posted by JGUK
    No, no and no idea.

    2) Online banking seems a bit bare bones, no mobile apps either?
    Originally posted by JGUK
    Very basic, no app.

    3) How do you check your promotional offers/interest without calling up? Is it on a statement or anything?
    Originally posted by JGUK
    Never seen one. Just says call a number.
    • sausage_time
    • By sausage_time 28th Dec 17, 9:31 AM
    • 105 Posts
    • 30 Thanks
    sausage_time
    • #3
    • 28th Dec 17, 9:31 AM
    • #3
    • 28th Dec 17, 9:31 AM
    The statement is detailed - much more so than the very basic web interface. No contactless, have not tried to add to Android pay. No app that I know of.
    • Weybridge78
    • By Weybridge78 28th Dec 17, 11:55 AM
    • 155 Posts
    • 42 Thanks
    Weybridge78
    • #4
    • 28th Dec 17, 11:55 AM
    • #4
    • 28th Dec 17, 11:55 AM
    Hi Guys,

    Quick few about Sainsbury's;

    1) No contactless, Apple or Android Pay?

    2) Online banking seems a bit bare bones, no mobile apps either?

    3) How do you check your promotional offers/interest without calling up? Is it on a statement or anything?
    Originally posted by JGUK
    1) Correct.
    2) No mobile app. Online banking looks like it could have been created by a GCSE Computer Science student.
    3) Info is on the statement.
    • ceredigion
    • By ceredigion 28th Dec 17, 5:23 PM
    • 2,748 Posts
    • 3,657 Thanks
    ceredigion
    • #5
    • 28th Dec 17, 5:23 PM
    • #5
    • 28th Dec 17, 5:23 PM
    To cap it all off the minimum payment is 2.25%, with is a bit of a bug ger if you are stoozing a balence
    • JGUK
    • By JGUK 28th Dec 17, 5:56 PM
    • 147 Posts
    • 22 Thanks
    JGUK
    • #6
    • 28th Dec 17, 5:56 PM
    • #6
    • 28th Dec 17, 5:56 PM
    Contactless and a mobile app would have been nice.

    I see someone's taken a stab at designing one, wonder where that plan went?

    http://yvonnemichaelides.com/work/245/

    Looked quite nice too! Wonder why they stopped it being made?

    Also thanks will wait for first statement to make an appearance.
    Last edited by JGUK; 29-12-2017 at 12:47 AM.
    Thanks
    JG
    • JGUK
    • By JGUK 29th Dec 17, 12:47 AM
    • 147 Posts
    • 22 Thanks
    JGUK
    • #7
    • 29th Dec 17, 12:47 AM
    • #7
    • 29th Dec 17, 12:47 AM
    Split this one into a second post;

    The online banking doesn't seem to update at all? Is it a bit broken at the moment or does it refresh the data every few days?
    Thanks
    JG
    • PeacefulWaters
    • By PeacefulWaters 29th Dec 17, 3:09 AM
    • 8,318 Posts
    • 10,656 Thanks
    PeacefulWaters
    • #8
    • 29th Dec 17, 3:09 AM
    • #8
    • 29th Dec 17, 3:09 AM
    Split this one into a second post;

    The online banking doesn't seem to update at all? Is it a bit broken at the moment or does it refresh the data every few days?
    Originally posted by JGUK
    I'll guess.

    It doesn't update on bank holidays.
    • JGUK
    • By JGUK 3rd Jan 18, 2:52 PM
    • 147 Posts
    • 22 Thanks
    JGUK
    • #9
    • 3rd Jan 18, 2:52 PM
    • #9
    • 3rd Jan 18, 2:52 PM
    Should I be concerned that the direct debit for my Sainsburys MasterCard has been setup under;

    SAINSBURYS BANK VISA CLASSIC

    Albeit with the correct reference in place?

    Also online seems to be updating with a bit more regularity now but its still pretty hit and miss.

    I'm guessing Sainsburys are a tad behind the latest technological curve.
    Thanks
    JG
    • PeacefulWaters
    • By PeacefulWaters 3rd Jan 18, 3:14 PM
    • 8,318 Posts
    • 10,656 Thanks
    PeacefulWaters
    Should I be concerned that the direct debit for my Sainsburys MasterCard has been setup under;

    SAINSBURYS BANK VISA CLASSIC

    Albeit with the correct reference in place?
    Originally posted by JGUK
    No.

    Also online seems to be updating with a bit more regularity now but its still pretty hit and miss.

    I'm guessing Sainsburys are a tad behind the latest technological curve.
    Maybe we're moving away from all those pesky bank holidays.
    • JGUK
    • By JGUK 3rd Jan 18, 5:56 PM
    • 147 Posts
    • 22 Thanks
    JGUK
    Thanks :-)
    Thanks
    JG
    • JGUK
    • By JGUK 5th Jan 18, 11:59 AM
    • 147 Posts
    • 22 Thanks
    JGUK
    Do Sainsburys report account info to all three of the CRAs?

    They only seem to have appeared on Experian so far.
    Thanks
    JG
    • virgo17
    • By virgo17 5th Jan 18, 12:46 PM
    • 692 Posts
    • 246 Thanks
    virgo17
    Do Sainsburys report account info to all three of the CRAs?

    They only seem to have appeared on Experian so far.
    Originally posted by JGUK
    My Sainsbury Gold Mastercard shows on my monthly Noddle credit report. It is one of the older cards though, circa 10 years old.
    • JGUK
    • By JGUK 5th Jan 18, 3:55 PM
    • 147 Posts
    • 22 Thanks
    JGUK
    Doesn't show on Equifax (Clearscore) or Experian/CreditExpert (MSE Club)?
    Thanks
    JG
    • virgo17
    • By virgo17 5th Jan 18, 4:31 PM
    • 692 Posts
    • 246 Thanks
    virgo17
    Doesn't show on Equifax (Clearscore) or Experian/CreditExpert (MSE Club)?
    Originally posted by JGUK
    It did show on an Experian (one off) report but that was in 2013. I don't have an old copy of an Equifax report I'm afraid.

    As I said, it's an old card and might even still be managed by LBG. I think the newer Sainsbury cards are different, possibly Sainsbury and BOS, but not totally sure.
    Last edited by virgo17; 05-01-2018 at 4:33 PM.
    • JGUK
    • By JGUK 5th Jan 18, 11:48 PM
    • 147 Posts
    • 22 Thanks
    JGUK
    Hey bro yeah that is one of their older credit cards, thank you though!

    Will wait to see if anyone else has one of the newer ones and if they have access to their credit files.
    Thanks
    JG
    • PeacefulWaters
    • By PeacefulWaters 6th Jan 18, 1:03 AM
    • 8,318 Posts
    • 10,656 Thanks
    PeacefulWaters
    It did show on an Experian (one off) report but that was in 2013. I don't have an old copy of an Equifax report I'm afraid.

    As I said, it's an old card and might even still be managed by LBG. I think the newer Sainsbury cards are different, possibly Sainsbury and BOS, but not totally sure.
    Originally posted by virgo17
    BoS is part of LBG.
    • richy4
    • By richy4 6th Jan 18, 5:44 PM
    • 146 Posts
    • 26 Thanks
    richy4
    2 quick questions about this card if I may:

    1. Do you have to be a Sainsbury's nectar card member to get it? Or will I have to sign up and become one?

    2. Is the 0% period actually for 31 months of purchases? I've heard a few stories on here of 0% deals with other lenders like MBNA not actually providing the stated length of the 0% and instead only offering 0% on the first 3 months of purchases for example
    • JGUK
    • By JGUK 7th Jan 18, 1:28 AM
    • 147 Posts
    • 22 Thanks
    JGUK
    1. I entered my Nectar number - I think some of the deals have to have one supplied

    2. I think Sainsburys are basically you get what they offer deal wise - normal APR is subject to change though I think.
    Thanks
    JG
    • JGUK
    • By JGUK 13th Jan 18, 1:53 AM
    • 147 Posts
    • 22 Thanks
    JGUK
    How long did everyone else's Sainsbury's cards take to load onto their various credit reports?

    As stated above its appeared on Experian pretty quickly but is absent on Equifax and CallCredit.
    Thanks
    JG
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,798Posts Today

6,964Users online

Martin's Twitter