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  • FIRST POST
    • keepthelinguini
    • By keepthelinguini 9th Aug 17, 2:42 PM
    • 5Posts
    • 3Thanks
    keepthelinguini
    High Income Child Benefit Charge
    • #1
    • 9th Aug 17, 2:42 PM
    High Income Child Benefit Charge 9th Aug 17 at 2:42 PM
    I'm so annoyed. I've just received a big bill from HMRC and been told I'm going to pay a penalty, and I think it's completely unjust.

    I'm a PAYE employee.

    In 2013 when the High Income Child Benefit Charge was introduced I earned under the £50,000 threshold - so the change in rules didn't apply to me.

    Since then my income has gone slightly over £50,000.

    I've just received a bill for well over £1k for missed HICBC in the two years ending 2015 and 2016. I called them to query, and they said I should have registered for self assessment when my income went over £50k, and that I'll be charged a penalty on top of the amount I owe - around £250 - for failing to notify them.

    HOW was I supposed to know I need to start filling out a tax return when my income went above £50k?

    I'm planning to appeal the penalty, but the lady in the call centre told me that it would fail because you can't claim ignorance of the rules.

    IT'S SO UNJUST!

    If anyone has any advice, I'd be very pleased to hear it.
Page 6
    • badmemory
    • By badmemory 13th Jan 18, 5:29 PM
    • 1,716 Posts
    • 2,318 Thanks
    badmemory
    I suggest you ring before 8am. Despite this being a very busy time I was answered promptly one day last week. Ignore the bit about voice recognition, you go through after the 3rd refusal. Tell them you want to deal with her affairs, they will ask her to confirm & give the phone back to you.

    I do this fairly regularly for a friend & it's always worked so far. I even give them the same false name every time, there is no way I want my real name associated with his somewhat chaotic affairs!
    • Dazed and confused
    • By Dazed and confused 13th Jan 18, 6:01 PM
    • 2,652 Posts
    • 1,271 Thanks
    Dazed and confused
    As the charge is calculated on the higher earners income how could you have possible paid the correct amount in any year when your wife's income was higher.

    More likely she owes the charge and you are due a refund or that year (if it's possible to claim a refund in this slightly unusual situation)
    • MrChips
    • By MrChips 13th Jan 18, 6:18 PM
    • 933 Posts
    • 350 Thanks
    MrChips
    My understanding was that once you go over £60k, you have to pay it all back so it wouldn't make any difference who earned more?


    I made sure that I paid everything due, and I was usually the higher earner anyway.
    If I had a pound for every time I didn't play the lottery...
    • xylophone
    • By xylophone 13th Jan 18, 8:04 PM
    • 25,599 Posts
    • 15,128 Thanks
    xylophone
    https://revenuebenefits.org.uk/child-benefit/guidance/how-do-child-benefit-and-guardians-allowance-work/high-income-child-benefit-charge/
    • Cath27
    • By Cath27 29th Jan 18, 8:03 PM
    • 5 Posts
    • 0 Thanks
    Cath27
    I too received a letter through the door today, amount of high income child benefit going back 4 years to 2013. How ridiculous, if they had notified me sooner rather than now i wouldn't be in this situation. These government depts really do need to communicate to each other to prevent messes like this.
    Having read the posts here, there is no appeal and everything must be paid back with a penalty even if you were unfortunate to be unaware or paid no attention to the changes of the child benefit. It will be hard to find the money to pay HMRC back and they are filling their coffers with the additional penalties that everyone who receives a letter needs to pay. As a single parent i don't think i earn a lot, the child benefit was a great help to me when money was tight.
    • garsam12
    • By garsam12 29th Jan 18, 11:02 PM
    • 4 Posts
    • 2 Thanks
    garsam12
    I too received a letter through the door today, amount of high income child benefit going back 4 years to 2013. How ridiculous, if they had notified me sooner rather than now i wouldn't be in this situation. These government depts really do need to communicate to each other to prevent messes like this.
    Having read the posts here, there is no appeal and everything must be paid back with a penalty even if you were unfortunate to be unaware or paid no attention to the changes of the child benefit. It will be hard to find the money to pay HMRC back and they are filling their coffers with the additional penalties that everyone who receives a letter needs to pay. As a single parent i don't think i earn a lot, the child benefit was a great help to me when money was tight.
    Originally posted by Cath27
    Nothing prevents you from appealing against penalties, but read carefully grounds for appeal on HMRC website or even better talk to a lawyer or professional financial adviser before you submit any statements to HMRC. The fact that you didn't know about new law is not an excuse and most likely will not be accepted. Although statement that form was lost by RM, for example, might work. Likewise it is quite possible that person could have forgotten that he receives CB, especially if they claimed initially years ago (In my case I didn't even know that my wife has claimed CB until I received demanding letter from HMRC).
    Anyway, if you can find money anywhere or borrow from the bank, pay them full amount as soon as possible. HMRC is selfish and greedy organisation, they don't care about your problems but they have a lot of power regarding ways of recovering debts from taxpayers. They will keep charging you with penalties and interest and after certain period of time they can even arrest your possessions or withdraw money from your bank account without taking you to the court. After debts are paid, you can try to appeal against penalties, but I would strongly recommend to consult with professionals or at least study carefully HMRC website before you start.
    Also don't forget to send complain to your MP. The more letters we will send, the more chances that unfair and unjust law will be changed in the future.
    • GOV_RIP
    • By GOV_RIP 29th Jan 18, 11:14 PM
    • 3 Posts
    • 2 Thanks
    GOV_RIP
    No better than loan sharks
    I agree that this is ridiculous and after reading this thread I am not sure with whom I am the most frustrated; the government for not writing to me to ENSURE this is known & understood, OR the people on this thread who have so arrogantly replied that not knowing is not an excuse and receiving a large bill such as this is acceptable.

    I too, only learnt of this change in legislation recently due to a letter requesting 4 years of child benefit which I do not receive and have never received; my wife ( a mother and homemaker) has always received this benefit since 2005 and when discussing this with other Mums found that ALL believed Child Benefit to be given by the government to mothers regardless of income and was never contacted by HMRC to explain the new legislation. It seems strange that despite being able to provide my wages history for several years and clearly being in possession of our correct postal address as well as up to date contact details we never once received any information regarding our eligibility to receive child benefit.

    Every year I received a statement clearly explaining that I am entitled to no form of tax credits or any other benefit so have received nothing - how was I to know that this statement did not include Child Benefit because it was infact relating to all other working benefits. Why would I question a benefit that I do not receive and one fine day decide to question my wife about the Child benefit paid every year by the government (without question).

    I have three children and I have worked extremely hard to get over the 50k threshold after spending many years prior to this desperately keeping my head and shoulders above the debt threshold, utilising credit card balance transfers and bank overdrafts so constantly dipping in & out - emotionally draining. So I pushed myself harder and harder until I broke through that 50k barrier and never stopped - worked away from home mostly to achieve this and was dedicated to maintaining the momentum in fear of slipping back and desperate to keep up with the demands put upon me at work. I had long given up on television and rarely had anytime for newspapers. I have met many, many interesting and intelligent people during this time and I am professional so work within a highly academic (many PHD employees too) & skilled environment for one of the biggest employers in the world.... yet not once has this been a topic of conversation so I certainly do not believe we are all ignorant to this supposedly well publicised issue.

    ......... and yet I read on this thread that there are those who perceive ME (and others like me) as the problem
    ME ............University graduate and PAYE employee
    ME ............ a credit to upholding & maintaining our society for our good and that of our children
    ME ............ worked hard to progress and do better for my family and pay more tax (40%) along the way
    ME ............. costs the government nothing, with my wife receiving only what we believed we were entitled to.
    ME............ a home owner paying an exorbitant mortgage like most others and paying every tax & insurance the government deem fit to demand of me.

    I am clearly a criminal in your arrogant eyes .......... I hope you never cross a real criminal in this country because they are a significantly worse threat to society and this government than ME.

    To those fools chomping at the bit to tear this apart .......... I have provided you (specifically) much material ........ so go for your lives in your attempt to justify & give credibility to this legislation & penalties incurred as a result so only proving the small mindedness that created this issue for those of us just trying to get by in the best way possible while trying not to harm others but promote good people wherever possible.
    • GOV_RIP
    • By GOV_RIP 29th Jan 18, 11:19 PM
    • 3 Posts
    • 2 Thanks
    GOV_RIP
    "garsam12" makes a very good point too that I too have considered, which is to contact my MP and request the number of families within my constituency that have been impacted in a similar manner because these figures should be made available so to better understand how much of a problem this is becoming.
    • badmemory
    • By badmemory 30th Jan 18, 12:45 AM
    • 1,716 Posts
    • 2,318 Thanks
    badmemory
    the people on this thread who have so arrogantly replied that not knowing is not an excuse
    Originally posted by GOV_RIP
    I think that you are misunderstanding some posters points. They are merely stating HMRCs attitude. They do indeed state that ignorance is not an excuse & that is always HMRCs stance. The fact that their own website seems to be less than informative seems to them to be irrelevant. All of us are going to have to 'up our game' regarding our tax responsibilities as HMRC no longer feel any responsibility to inform us of them until there are fines/penalties to charge (usually after several years).

    With the changes in peoples employment status, zero hours & 3 jobs to get by etc etc, the importance of teaching this in schools is becoming more important annually. Unfortunately, it is not in HMRCs interest to have anything to do with this as it will dramatically decrease the fines, penalties & interest charges that they will be able to make.
    • GOV_RIP
    • By GOV_RIP 30th Jan 18, 12:19 PM
    • 3 Posts
    • 2 Thanks
    GOV_RIP
    cont ..
    "badmemory" - thank-you and I agree with your reply, although I do think some of the replies in this thread are unnecessarily harsh, however your point of clarity is well received

    It is extremely frustrating especially when it comes to finances. The point for most is that this bill comes all of a sudden with no warning or direct opportunity (due to ignorance if that's what we have been) ....... but like most this was in no way intentionally burying our heads in the sand .... I had so much more confidence and backing for our government until this! These are the politicians that are using our tax money to fund their expenses etc then the hypocrites hit us for child benefit for an earning threshold of the highest paid individual (not combined household) where this threshold is perceived to be more than ample to live ........ does not seem to add up as per usual - 'legalised criminals' and yet we continue to plod along and tolerate this behaviour. I have never felt so insulted and personally invaded + offended by this bill presented by our government in this way with a caveat of 12 months to pay or expect the bailiffs and further charges..
    • Wayne O Mac
    • By Wayne O Mac 30th Jan 18, 9:24 PM
    • 220 Posts
    • 269 Thanks
    Wayne O Mac
    I agree that this is ridiculous and after reading this thread I am not sure with whom I am the most frustrated; the government for not writing to me to ENSURE this is known & understood, OR the people on this thread who have so arrogantly replied that not knowing is not an excuse and receiving a large bill such as this is acceptable.

    I too, only learnt of this change in legislation recently due to a letter requesting 4 years of child benefit which I do not receive and have never received; my wife ( a mother and homemaker) has always received this benefit since 2005 and when discussing this with other Mums found that ALL believed Child Benefit to be given by the government to mothers regardless of income and was never contacted by HMRC to explain the new legislation. It seems strange that despite being able to provide my wages history for several years and clearly being in possession of our correct postal address as well as up to date contact details we never once received any information regarding our eligibility to receive child benefit.

    Every year I received a statement clearly explaining that I am entitled to no form of tax credits or any other benefit so have received nothing - how was I to know that this statement did not include Child Benefit because it was infact relating to all other working benefits. Why would I question a benefit that I do not receive and one fine day decide to question my wife about the Child benefit paid every year by the government (without question).

    I have three children and I have worked extremely hard to get over the 50k threshold after spending many years prior to this desperately keeping my head and shoulders above the debt threshold, utilising credit card balance transfers and bank overdrafts so constantly dipping in & out - emotionally draining. So I pushed myself harder and harder until I broke through that 50k barrier and never stopped - worked away from home mostly to achieve this and was dedicated to maintaining the momentum in fear of slipping back and desperate to keep up with the demands put upon me at work. I had long given up on television and rarely had anytime for newspapers. I have met many, many interesting and intelligent people during this time and I am professional so work within a highly academic (many PHD employees too) & skilled environment for one of the biggest employers in the world.... yet not once has this been a topic of conversation so I certainly do not believe we are all ignorant to this supposedly well publicised issue.

    ......... and yet I read on this thread that there are those who perceive ME (and others like me) as the problem
    ME ............University graduate and PAYE employee
    ME ............ a credit to upholding & maintaining our society for our good and that of our children
    ME ............ worked hard to progress and do better for my family and pay more tax (40%) along the way
    ME ............. costs the government nothing, with my wife receiving only what we believed we were entitled to.
    ME............ a home owner paying an exorbitant mortgage like most others and paying every tax & insurance the government deem fit to demand of me.

    I am clearly a criminal in your arrogant eyes .......... I hope you never cross a real criminal in this country because they are a significantly worse threat to society and this government than ME.

    To those fools chomping at the bit to tear this apart .......... I have provided you (specifically) much material ........ so go for your lives in your attempt to justify & give credibility to this legislation & penalties incurred as a result so only proving the small mindedness that created this issue for those of us just trying to get by in the best way possible while trying not to harm others but promote good people wherever possible.
    Originally posted by GOV_RIP
    Too long, didn't read.
    • badmemory
    • By badmemory 31st Jan 18, 1:33 AM
    • 1,716 Posts
    • 2,318 Thanks
    badmemory
    Too long, didn't read.
    Originally posted by Wayne O Mac
    You wouldn't waste your time reading so why did you waste it posting?
    • dori2o
    • By dori2o 31st Jan 18, 4:01 PM
    • 7,597 Posts
    • 12,729 Thanks
    dori2o
    ......... and yet I read on this thread that there are those who perceive ME (and others like me) as the problem
    ME ............University graduate and PAYE employee
    ME ............ a credit to upholding & maintaining our society for our good and that of our children
    ME ............ worked hard to progress and do better for my family and pay more tax (40%) along the way
    ME ............. costs the government nothing, with my wife receiving only what we believed we were entitled to.
    ME............ a home owner paying an exorbitant mortgage like most others and paying every tax & insurance the government deem fit to demand of me.

    I am clearly a criminal in your arrogant eyes .......... I hope you never cross a real criminal in this country because they are a significantly worse threat to society and this government than ME.

    To those fools chomping at the bit to tear this apart .......... I have provided you (specifically) much material ........ so go for your lives in your attempt to justify & give credibility to this legislation & penalties incurred as a result so only proving the small mindedness that created this issue for those of us just trying to get by in the best way possible while trying not to harm others but promote good people wherever possible.
    Originally posted by GOV_RIP
    Nobody has said your a criminal, or even implied it in the slightest, but you seem to have the belief that because of the things you have listed that you deserve special treatment, or are somehow special, or a better person of higher social and moral standing because you've been to university or earn at the levels that you do and own your own home.

    The fact is you're no better than someone who works just as hard but earns less than half of the income you do. Neither is someone who earns twice as much as you of any higher social or moral standing to you or anyone else.

    I earn less than £20k, I have my own home, I've never broken the law, I work hard, pay my taxes, pay my bills, deal with disability and mental illness daily, I have a HNC in Engineering and NVQ 3 in sheet metal work and fabrications, plus a NVQ2 in customer Service, but I'm no better or worse than you or anyone else, anywhere.

    All that matters here are facts.

    This policy was introduced by the Treasury in the Budget statement of 2012 to begin from 7 January 2013.

    It was extensively reported in every UK newspaper. HMRC sent out extensive publications.

    Its noted on child benefit award notices issued since 2013.

    There is extensive information on the Gov. Uk website.

    It was extensively discussed on TV, radio and internet forums such as this one.

    Each individual liable to UK tax is responsible for their own tax, even those who are employed and have tax deducted under PAYE.

    It was even noted on the tax code notice.

    If you believe the penalty charged is incorrect and you have a suitable reason why the information was not provided to HMRC on time then write in to appeal/object.

    I've said several times on this topic, people are going to have to start taking much more notice and responsibility when it comes to their tax affairs.

    Changes coming over the next few year will mean that taxpayers will have to take matters much more in their own hands. The hand holding that has gone on for many years is coming to an end.

    The introduction of the online Personal Tax Account will see administration of individual tax affairs dealt with much more by the taxpayer.

    Eventually in most cases, with some exceptions, people will be expected to update their income details, benefits in kind, amend tax codes etc online and will not be dealt with by telephone.

    As for why HMRC dont know who is claiming Child Benefit when the Child Benefit Office falls under the umbrella of HMRC, is because the Income Tax/Self Assessment department is totally seperate to Child Benefit Office, just as Tax Credit Office, Customs, National Insurance Office, Border Force, Immigration Office are all separate departments but all fall under the umbrella of HMRC. This means each office is a seperate entity and as such they do not have access to each others systems. This means CBO dont know how much each claimant earns.

    This has come about now because the department dealing with income tax is working through a worklist of Child Benefit claimants, and checking this against the claimant and other people within the same household who are earning in excess of £50k.

    Those who still have not notified HMRC prior to an assessment being raised will most likely have to pay a penalty for failing to notify the tax office of the fact their income is higher than the £50k limit.

    This means that people have had 3 to 4 years to notify HMRC themselves and potentially avoid the penalty.

    I see and hear the argument regarding who receives the child benefit all the time.

    Whilst child benefit is paid to only 1 person, the payment is designed to cover some of the additional costs faced within the household based on the number of children within that household. It does not mean the money belongs only to the person receiving it.

    Finally, whilst the child benefit charge applies to the highest earning taxpayers earning more than £50k in a household where child benefit is paid (assuming it is paid to the claimant, partner or spouse and not to a dependant of the higher earner) there is no requirement for the claimant to give up the child benefit, they can choose to continue receiving the payments, it just means that the highest earning taxpayer with income over £50k, will have to pay the charge year on year where applicable.

    The child benefit charge is calculated as 1% of child benefit amount to be repaid for each £100 income over £50k.

    Whether the policy is right or wrong, fair or unfair is not for me to decide. I have my own opinion that I keep to myself.

    As this is the 4th or 5th time I've provided this info I will no longer make comment on this topic or any other topics regarding HICBC.
    Last edited by dori2o; 31-01-2018 at 4:06 PM.
    To equate judgement and wisdom with occupation is at best . . . insulting.
    • garsam12
    • By garsam12 1st Feb 18, 12:15 PM
    • 4 Posts
    • 2 Thanks
    garsam12
    Nobody has said your a criminal, or even implied it in the slightest, but you seem to have the belief that because of the things you have listed that you deserve special treatment, or are somehow special, or a better person of higher social and moral standing because you've been to university or earn at the levels that you do and own your own home.

    The fact is you're no better than someone who works just as hard but earns less than half of the income you do. Neither is someone who earns twice as much as you of any higher social or moral standing to you or anyone else.

    I earn less than £20k, I have my own home, I've never broken the law, I work hard, pay my taxes, pay my bills, deal with disability and mental illness daily, I have a HNC in Engineering and NVQ 3 in sheet metal work and fabrications, plus a NVQ2 in customer Service, but I'm no better or worse than you or anyone else, anywhere.
    Originally posted by dori2o
    Person, who contributes to UK economy via taxes more than your total income, deserves at least words 'thank you' instead of your harsh comments earlier in this thread. Sorry, but your arguments are ill-formed. You making conclusions ignoring lots of facts. for example:
    1. earlier this thread you mentioned that HMRC is not revealing sensitive financial information, which is very far from being truth. Only by knowing facts that I don't receive CB and someone else in my household is receiving I can easily come to conclusion that 'someone' is my wife. After that, using CB calculator on HMRC website I can figure out the exact amount she is receiving. Second: If I decide for some reason to hide part of my income from my wife and pretend that I am earning less that her, she can contact HMRC and reveal this very sensitive information.
    2. you mentioned earlier that the legislation is clear. In fact it have lots of issues which we tried to discuss here before you came with your harsh comments.

    All that matters here are facts.

    This policy was introduced by the Treasury in the Budget statement of 2012 to begin from 7 January 2013.

    It was extensively reported in every UK newspaper. HMRC sent out extensive publications.

    Its noted on child benefit award notices issued since 2013.

    There is extensive information on the Gov. Uk website.

    It was extensively discussed on TV, radio and internet forums such as this one.
    Originally posted by dori2o
    That is widely used misconception which is completely wrong because it was designed by people who were very far from disciplines such as information theory. There are a lot of people who don't watch TV or read newspaper or visit GOV. UK website. Child benefit reward notices are received by claimants and not always by persons who are 'liable' for HiCBC. The only reason why it is being used is because one side abusing excessive power given to her. I

    Each individual liable to UK tax is responsible for their own tax, even those who are employed and have tax deducted under PAYE.

    It was even noted on the tax code notice.

    If you believe the penalty charged is incorrect and you have a suitable reason why the information was not provided to HMRC on time then write in to appeal/object.

    I've said several times on this topic, people are going to have to start taking much more notice and responsibility when it comes to their tax affairs.

    Changes coming over the next few year will mean that taxpayers will have to take matters much more in their own hands. The hand holding that has gone on for many years is coming to an end.

    The introduction of the online Personal Tax Account will see administration of individual tax affairs dealt with much more by the taxpayer.

    Eventually in most cases, with some exceptions, people will be expected to update their income details, benefits in kind, amend tax codes etc online and will not be dealt with by telephone.
    Originally posted by dori2o
    Eventually all HMRC employees will be fired and replaced by robots, because most of them are lazy and rude morons, who already have all the information, but still demanding this information from taxpayers who finance their wages.

    As for why HMRC dont know who is claiming Child Benefit when the Child Benefit Office falls under the umbrella of HMRC, is because the Income Tax/Self Assessment department is totally seperate to Child Benefit Office, just as Tax Credit Office, Customs, National Insurance Office, Border Force, Immigration Office are all separate departments but all fall under the umbrella of HMRC. This means each office is a seperate entity and as such they do not have access to each others systems. This means CBO dont know how much each claimant earns.
    Originally posted by dori2o
    That is not true, otherwise no one who failed to submit self assessments would have received penalty notes. Now I have serious concerns about quality of secondary education in the UK, because it seems that absence of university degree doesn't allow people to make 2 step conclusions.

    This has come about now because the department dealing with income tax is working through a worklist of Child Benefit claimants, and checking this against the claimant and other people within the same household who are earning in excess of £50k.

    Those who still have not notified HMRC prior to an assessment being raised will most likely have to pay a penalty for failing to notify the tax office of the fact their income is higher than the £50k limit.
    Originally posted by dori2o
    In other words you admit that department dealing with taxes have information about households demanding CB? Although instead of using this information for amending tax code for the following year they are forcing taxpayers do extra work?

    This means that people have had 3 to 4 years to notify HMRC themselves and potentially avoid the penalty.
    Originally posted by dori2o
    No, they started penalising taxpayers in 2015, although done it silently for some of them. Then they waited until penalties and interest grow up and started demanding money.

    Whether the policy is right or wrong, fair or unfair is not for me to decide. I have my own opinion that I keep to myself.

    As this is the 4th or 5th time I've provided this info I will no longer make comment on this topic or any other topics regarding HICBC.
    Originally posted by dori2o
    That is good, because info you provided is already known to everybody. You don't understand simple thing: people who asking here about HiCBC are already paying quite heavy taxes and I doubt that they want to hear comments such as 'it is your own fault'.
    • mrsnow101
    • By mrsnow101 17th Feb 18, 11:57 AM
    • 194 Posts
    • 44 Thanks
    mrsnow101
    Also caught out by this, as have an alarming amount of others in my office (a colleague was contacted by HMRC, which prompted a few of us to check our own situations).

    The real stinger for me, which I object to and which feels completely unfair- is that BIK gets added to your salary- and for three years this additional BIK took me over the threshold.

    I didn’t earn 50k. And any vague recollection of any advertising campaign by HRMC didn’t mention that we have to add BIK ontop of our salary to get our ‘actual earnings’.

    The colleague that was contacted by HMRC was caught after they reviewed 2012-13 data (I believe). So they are working through a huge backlog. Thousands of people will get caught by this. Which kind of implies that the process doesn’t work?
    • shaka1510
    • By shaka1510 27th Feb 18, 10:33 AM
    • 2 Posts
    • 2 Thanks
    shaka1510
    I am yet another one that has fallen foul of this change earning below the threshold prior to the introduction of this legislation.

    What I can't quite understand as I am PAYE, why it has taken until now for this to be flagged by HMRC as they know what I earn and I have never been asked to fill in a self assessment tax return until now.

    I am looking at about £2,500 + £500 in penalties for 2015 & 2016 + around £1,700 & further penalties for 2017.

    I see everyone talking about ignorance is not an excuse (probably from people who work from HMRC), however, what if it is a genuine mistake which i suspect most of the cases are.

    I don't have a issue with paying the benefit back, however, the penalties are totally unjust.

    Oh yeh, I got a snotty letter from HMRC in January referring to a letter sent in October 2017 which I never received as they had sent to the wrong address - keep up the good work HMRC!
    • Mistermeaner
    • By Mistermeaner 1st Mar 18, 11:30 PM
    • 2,434 Posts
    • 3,021 Thanks
    Mistermeaner
    There a thread somewhere on here from me many years ago

    I brief my now ex wife and I had a child in 2006 both low earners at that point so claimed child benefit

    2010 we got divorced , she kept the child benefit payment and I paid her maintence

    2014 my earning tipped over 50k , I hadn't received anhythinhg from hmrc , I was aware of the cb changes but as I wasn't receiving cb didn't worry

    A year or so later nasty letters from hmrc that I owe them money for claiming cb and earning over 50k

    I explained there must be some mistake as my ex wife gets the cb, I even sent them her bank statements etc - they wouldn't back down as they insisted that even though she gets the money the claim was in my name

    In the end I won as they couldn't prove I had made the original claim (the recording from 2006 was scrambled)

    Incredibly worrying and frustrating few months - and the audacity to still pursue me despite acknowleding I hadn't been receiving any money

    If anyone can find my thread please read : some support from peeps on here but lots of I should have known better

    I maintain I did nothing wrong and believe hmrc / cb have made a mess of this catching lots of innocent folk out

    Its another department is a crappy excuse
    Left is never right but I always am.
    • Mistermeaner
    • By Mistermeaner 1st Mar 18, 11:40 PM
    • 2,434 Posts
    • 3,021 Thanks
    Mistermeaner
    http://forums.moneysavingexpert.com/showthread.php?t=4923959

    Here it is
    Left is never right but I always am.
    • John-K
    • By John-K 2nd Mar 18, 7:36 AM
    • 654 Posts
    • 1,016 Thanks
    John-K
    & further penalties for 2017.

    I see everyone talking about ignorance is not an excuse (probably from people who work from HMRC), however, what if it is a genuine mistake which i suspect most of the cases are.
    Originally posted by shaka1510
    I doubt most people saying so work for HMRC, they just think that everyone should pay the state what they are supposed to. If it is ignorance then that by definition means that it is a mistake, by the way.

    Look at it this way, if you did 70 in a 40limit by mistake, would you expect ignorance there to work? Same deal here.

    One very surprising thing on these threads is how recklessly people on good wages are living. I know that it!!!8217;s not riches, but I!!!8217;ve always advised people to save some of their pay rises as they move from a starting wage through this level. Living with no buffer turns a minor annoyance into a major headache, and can even tip it over into a proper crisis as shown on other threads on this issue.
    Last edited by John-K; 02-03-2018 at 7:40 AM.
    • beefturnmail
    • By beefturnmail 3rd Mar 18, 9:14 AM
    • 703 Posts
    • 223 Thanks
    beefturnmail

    Look at it this way, if you did 70 in a 40limit by mistake, would you expect ignorance there to work? Same deal here.
    Originally posted by John-K
    A better analogy is doing 43 in a 40 when the speed limit sign was partly obscured, then the police come knocking 3 years later, demanding that you pay an additional penalty (on top of the standard fine) because it's taken them 3 years to realise you broke the speed limit.
    Last edited by beefturnmail; 03-03-2018 at 12:58 PM.
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