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  • FIRST POST
    • kirtsypoos
    • By kirtsypoos 22nd Jan 17, 2:05 PM
    • 3,444Posts
    • 15,158Thanks
    kirtsypoos
    Payment A Day Chapter 18
    • #1
    • 22nd Jan 17, 2:05 PM
    Payment A Day Chapter 18 22nd Jan 17 at 2:05 PM
    *The principles of PADding*

    Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

    The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

    The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

    Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

    Best wishes to everyone

    PS. Here are the rules


    *The Rules*
    1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
    2) Once you join, you cannot leave

    Total for our Latest Month (May 2016) was:
    11,278.15 (Thanks Bobarella for being Mays counter Upper )
    June 2016:
    27,734.49
    July 2016:
    24,284.13
    August 2016:
    30,740.14
    September 2016:
    27,504.99
    October 2016:
    14,546.08
    November 2016:
    7,661.39
    December 2016:
    4541.33

    Total for 2016
    240,681.72


    January 2017 - Huge thank you to Keedie for keeping tabs
    13,746.74

    Feb 2017 - Keedie doing the honours
    7,930.50

    March 2017 - Huge thanks to Mandz
    15,192.39

    April 2017
    18,117.88

    May 2017
    12,909.60

    June 2017
    15,548.01

    July 2017
    10983.76

    August 2017
    13,640.17

    September 2017
    12303.59

    October 2017
    11,151.91

    November 2017
    14,979.38

    December 2017
    11018.76

    Total for 2017
    157,522.69


    January 2018

    28,031.72

    February 2018

    12,993.43

    March 2018

    15,742.14
    Last edited by kirtsypoos; 02-04-2018 at 7:12 PM.
    PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID LBM 24/07/15 - Original Debt: 0/31010.23 (100% paid)
    Mortgage - 153.800.00
Page 289
    • AdventureWanted
    • By AdventureWanted 16th Nov 18, 6:37 AM
    • 1,275 Posts
    • 4,433 Thanks
    AdventureWanted
    15 to CC3 today. Thanks.
    • erin_transport
    • By erin_transport 16th Nov 18, 2:36 PM
    • 866 Posts
    • 3,427 Thanks
    erin_transport
    Hi
    20 to pension pot
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • Mummy_bear
    • By Mummy_bear 16th Nov 18, 3:47 PM
    • 524 Posts
    • 1,789 Thanks
    Mummy_bear
    Today's offerings

    60 to my Xmas savings

    2 to my CC

    ETA mustered up another 1 from Qme3 earnings - put towards a CC

    MB
    Last edited by Mummy_bear; 16-11-2018 at 4:26 PM.
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) 46444.23
    27263.33/46444.23 58.7% paid
    • jet9cat
    • By jet9cat 16th Nov 18, 4:53 PM
    • 1,655 Posts
    • 11,319 Thanks
    jet9cat
    Evening everyone, gosh it's going dark early already, definitely something I don't miss about not being at work at the moment.

    Anyway, 3.13 paid into my mortgage overpayment fund today please sunshine
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • Mummy_bear
    • By Mummy_bear 17th Nov 18, 9:32 AM
    • 524 Posts
    • 1,789 Thanks
    Mummy_bear
    Morning, Another 2 off the CC
    My LBM May 2017, DH LBM July 2017- Total Debt (not Including Mortgage) 46444.23
    27263.33/46444.23 58.7% paid
    • erin_transport
    • By erin_transport 17th Nov 18, 1:06 PM
    • 866 Posts
    • 3,427 Thanks
    erin_transport
    Hi
    5 to mortgage over payment
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • sunshine81
    • By sunshine81 17th Nov 18, 1:34 PM
    • 1,438 Posts
    • 7,322 Thanks
    sunshine81
    14th: 247.42
    15th: 204.82
    16th: 101.13

    224 for me today x
    • erin_transport
    • By erin_transport 18th Nov 18, 3:39 PM
    • 866 Posts
    • 3,427 Thanks
    erin_transport
    Hi
    25 to mortgage over payment
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • AdventureWanted
    • By AdventureWanted 19th Nov 18, 6:26 AM
    • 1,275 Posts
    • 4,433 Thanks
    AdventureWanted
    25 to CC3 today. Thanks.
    • erin_transport
    • By erin_transport 19th Nov 18, 9:39 PM
    • 866 Posts
    • 3,427 Thanks
    erin_transport
    Hi
    Just a small pad of 2 to online savings
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • erin_transport
    • By erin_transport 20th Nov 18, 9:03 PM
    • 866 Posts
    • 3,427 Thanks
    erin_transport
    Hi
    3 to cc
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • ahall3519
    • By ahall3519 21st Nov 18, 9:00 AM
    • 314 Posts
    • 954 Thanks
    ahall3519
    Good morning everyone! Please put me down for 5 to the usual OH's CC. Thanks!
    Halifax CC total-1449.99 Debt=0 100% paid

    Sainsbury's CC total-3031.22 Debt=650.63=79% paid

    1Debt Vs 100 Days Chapter 33 45/695.63
    • AdventureWanted
    • By AdventureWanted 21st Nov 18, 10:10 AM
    • 1,275 Posts
    • 4,433 Thanks
    AdventureWanted
    10 to cc3 today. Thanks.
    • lindez
    • By lindez 21st Nov 18, 12:27 PM
    • 552 Posts
    • 2,458 Thanks
    lindez
    1.00 please to cc thank you x
    MFWB#44
    MFTT5 #28
    save 12k in 2019 #71
    • erin_transport
    • By erin_transport 21st Nov 18, 4:55 PM
    • 866 Posts
    • 3,427 Thanks
    erin_transport
    Hi
    1 to savings
    Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • jet9cat
    • By jet9cat 21st Nov 18, 5:34 PM
    • 1,655 Posts
    • 11,319 Thanks
    jet9cat
    Just popping in to add 300 paid off the family debt please sunshine
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear
    • A Random Man
    • By A Random Man 21st Nov 18, 11:54 PM
    • 544 Posts
    • 2,233 Thanks
    A Random Man
    585.22 to clear my other CC, this means I only I have my loan left to pay off
    Current Savings: 4522.15
    Matched Betting 4073.69|eBay 348.49|Quidco 85.41|Surveys 28.67
    • lindez
    • By lindez 22nd Nov 18, 4:01 PM
    • 552 Posts
    • 2,458 Thanks
    lindez
    Hi all,
    bank tidy down 1.26 to cc thank you Sunshine x
    MFWB#44
    MFTT5 #28
    save 12k in 2019 #71
    • erin_transport
    • By erin_transport 23rd Nov 18, 10:17 AM
    • 866 Posts
    • 3,427 Thanks
    erin_transport
    Hi
    well done ARandomMan. Great progress.
    Today 10 to OH cc
    10 to cc
    20 total for me today. Thanks
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
    • ahall3519
    • By ahall3519 23rd Nov 18, 7:18 PM
    • 314 Posts
    • 954 Thanks
    ahall3519
    Good evening everyone! Hope everyone is well! Just a small offering tonight of 1.10 to the usual OH's CC. Thanks!
    Halifax CC total-1449.99 Debt=0 100% paid

    Sainsbury's CC total-3031.22 Debt=650.63=79% paid

    1Debt Vs 100 Days Chapter 33 45/695.63
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