Barclaycard Platinum Travel CC

bigadaj wrote: »

You seem to have misunderstood, barclaycard won't charge you but any bank or ATM network might, they have no control over this.

We're currently in Thailand and everywhere pretty much charges a hefty fee so we've gone pretty much cash only.

Only Bank of China will not, but your VISA card is likely not compatible. Mastercard only I think.
You'd have probably left by now anyway.

bigadaj wrote: »

Their website states a 3% fee for MasterCard, assuming you can find and want to trek to a specific branch when you're on holiday with the associated time and cost.

We did pretty much everything in cash and it was fine, a couple of places took cards for food or accommodation and some was also pre booked by credit card.

To be fair the exchange rates are very keen at the bureau, so apart from the risk of losing or getting stolen the cash you carry, you aren't losing out with changing cash, unlike most countries.

What are you talking? Are you suggesting that the Bank of China (Thailand)'s website states that it levies 3% at the ATM for withdrawals?
You know you have misunderstood what you have read, don't you? You probably have read what they charge to their own cardholders for particular transactions.

There is no charge for ATM withdrawals to you.

Though on the cash front you are right, the best bureau de change offer keen rates; Super Rich Thailand at BKK being a case in point.
Though it isn't always convenient to carry wedges of cash around, so it's useful to have options. Bank of China(Thailand) being one of them.

Maximum_Saving wrote: »

I used to have a Norwich and Peterborough current account and they closed down all these in August 2017. I have a trip in January/ February 2017 in which I will be visiting Turkey, India, Sri Lanka, Malaysia, the Philippines and Singapore. I have a Halifax Clarity credit card. I don't like coming home to debt. I wouldn't like to get cash out using a credit card. I am thinking of getting a Virgin Essentials current account however to take cash out from an ATM would be £1.50 each time abroad.

starlingbank.com/travel/

bigadaj wrote: »

How many branches do they have?

Are you unable to research that for yourself??

An intelligent person will create options for themselves. Bank of China(Thailand) is an option.. Withdrawing over the counter with a suitable card, such as the card in topic, is another option. Carrying an amount of cash in £s, another option.

No one has suggested that one should depend on Bank of China(Thailand) as their sole source of foreign currency.

It is an option. Better to know about it, than to not.

Now you have three options.