2019 Mortgage-Free Wannabes

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  • sofarbehind
    sofarbehind Posts: 400 Forumite
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    julicorn wrote: »
    Never too late to join! I can add you if you let us know your target for this year :)

    Thanks :D I am going to go over my budget and think about how much I can increase my OPs....will let you know. I think I can do more than the £6500 I was aiming for but I need to build an emergency fund again.

    It's very motivating to see everyone else making so much progress.:T
    Mortgage overpayments 2018: £4602, 2019: £7870
    Mortgage overpayments 2020: £4620
    Mortgage 2017 £145K, June 2020 £112.6k:o
  • julicorn
    julicorn Posts: 2,281 Forumite
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    sofarbehind wrote: »
    Thanks :D I am going to go over my budget and think about how much I can increase my OPs....will let you know. I think I can do more than the £6500 I was aiming for but I need to build an emergency fund again.

    It's very motivating to see everyone else making so much progress.:T

    Cool - I've added you as #145 with a placeholder goal of £6.5k, can always update that if you want to change it :) Welcome to the challenge!
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • BookmobileBadGirl
    BookmobileBadGirl Posts: 280 Forumite
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    #52

    Payment for January £500.08

    Little TT hence the extra 8p
    Mortgage £75,300 (December 2016) Mortgage Free Date December 2051

    Mortgage £9,650 (April 2024) Mortgage Free Date August 2024
  • worklifebalance
    worklifebalance Posts: 73 Forumite
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    Can i please join in again this year? Was no 57 last year. Not really sure what this year brings as I'm hoping for voluntary redundancy but going to set a target of £12,000 based on our current situation!
    SPC #459 no 8 2015 £203 2016 £157 2017 £70
    starting mortgage £120,000 June 2012
    OP 2015 £5000, 2016 #57 £28866/ £25000
  • julicorn
    julicorn Posts: 2,281 Forumite
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    worklifebalance wrote: »
    Can i please join in again this year? Was no 57 last year. Not really sure what this year brings as I'm hoping for voluntary redundancy but going to set a target of £12,000 based on our current situation!

    Welcome back - #57 is all yours :) All the best for 2019!
    Original mortgage: December 2017, £203,495
    MFW start: April 2018, £201,800
    Mortgage neutral: September 2022, mortgage redeemed: December 2022
    New house, new mortgage: December 2022, £276,007
    Current balance: £217,800 minus £8,300 overpayment savings pot
  • sofarbehind
    sofarbehind Posts: 400 Forumite
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    julicorn wrote: »
    Cool - I've added you as #145 with a placeholder goal of £6.5k, can always update that if you want to change it :) Welcome to the challenge!

    Brilliant! Thanks very much julicorn. That is perfect. I will work on the emergency fund and then review my target. :T
    Mortgage overpayments 2018: £4602, 2019: £7870
    Mortgage overpayments 2020: £4620
    Mortgage 2017 £145K, June 2020 £112.6k:o
  • ang4k
    ang4k Posts: 61 Forumite
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    Hi
    Well on the to target as mortgage overpayment for January is £2150.00. Will be slowing down for the next six months as only able to pay 10% off each year but a good start. Thank you Ang4k number 17
    Is anybody able to advise me why I can’t update signature please. It will edit but doesn’t come through when I post thank you
    MFiT-T4- reduce mortgage from 61000 to 40000
    2018 MFW no 17 : 8000/10100.00. 2019 MFW no 17: 2150/8000
    MFIT-T5-completely clear my £35000.00 mortgage
  • f0xh0les
    f0xh0les Posts: 6,877 Forumite
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    Might be too long ang4k? Can't think of any other reason, try messing with font sizes/ merging or fewer lines - that is all I can think of, off the top of my head...
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Dobbibill
    Dobbibill Posts: 4,135 Ambassador
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    it is character limited so too long could well be the case or clicking 'preview' rather than 'save' signature.
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • Dobbibill
    Dobbibill Posts: 4,135 Ambassador
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    Finally Mortgage OP time, feels like it's been ages.

    £63.11 added to round it up to a nice even number.
    £140 OP on top of that.
    £2.23 TT already added at the beginning of the month and posted here.


    January total - £205.34
    YTD - £205.34
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
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