Hope is not an Effective Financial Strategy

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  • debtfreeoneday
    debtfreeoneday Posts: 4,802
    Mortgage-free Glee! Name Dropper First Anniversary First Post
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    No excuse SJ, get out there!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • mrsp1987
    mrsp1987 Posts: 815
    First Anniversary First Post Wedding Day Wonder Cashback Cashier
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    According g to my mum it's a nice day in the Uk.
    Currently sitting in a street cafe in Zagreb where it's 22° :D
    I have been MSE-img though. Just checked my 123 account and in total got about £48 interest!
  • shangaijimmy
    shangaijimmy Posts: 3,796
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    Its a cool 9 deg here!!
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • mrsp1987
    mrsp1987 Posts: 815
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    Only here til Thursday though :(
  • shangaijimmy
    shangaijimmy Posts: 3,796
    Name Dropper First Anniversary First Post
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    Well the deed is done. A solid 3 hrs and my back is in bits now! Couldn't finish off by brushing up however as it rained for the last 20mins, so all the dry bits were wet again! Half a job Jimmy!
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
  • Ali-OK
    Ali-OK Posts: 4,073
    First Anniversary Debt-free and Proud!
    Forumite
    Reward that back with a nice soak in the bath.

    Good job jobbed, bet it looks fab and hope rain washes away the bits :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Moneyfordreams
    Moneyfordreams Posts: 2,442
    First Anniversary Name Dropper First Post
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    I love doing the power washing on a hot day. Shorts tee and bare feet. :)
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • AlexLK
    AlexLK Posts: 6,125
    Debt-free and Proud!
    Forumite
    I don't mind power washing, though this has reminded me I ought do this over the spring / summer. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • debtfreeoneday
    debtfreeoneday Posts: 4,802
    Mortgage-free Glee! Name Dropper First Anniversary First Post
    Forumite
    Here's to a great debt busting week SJ - if you've recovered after the power washing!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • shangaijimmy
    shangaijimmy Posts: 3,796
    Name Dropper First Anniversary First Post
    Forumite
    26p TT'd this morning so the week is off and running debt free. Kids off school this week but I'm in work unfortunately! DS1 been opticians this morning and has 2 new pair of Star Wars glasses on order so he's very excited! Weather has been dry so far today so if it stays like that I'll attack the garden with a brush after work.

    Hoping that by Friday I'll have £25 off Quidco and £15 off halifax to invest in the mortgage!
    MFW: Was: £136,000.......Now: £61,892.24......
    Mortgage Neutral Deficit: £43,082.90... Mortgage Neutral Savings: £18,809.34

    MFiT-T6 #13 - £3,517 of £15,500 (22.69%)
    1% Mortgage Challenge 2022 - £157.59 of £650
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