Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

    • GP1983
    • By GP1983 11th Aug 17, 8:07 PM
    • 58Posts
    • 2Thanks
    What would you do in this situation?
    • #1
    • 11th Aug 17, 8:07 PM
    What would you do in this situation? 11th Aug 17 at 8:07 PM
    I've received a lot of help here recently, so thank you to everyone.

    I have a couple of debts I'm not sure what to do with.

    - Yorkshire Water (defaulted, 234)
    - TalkTalk (272 Defaulted but closed (not sure what that means)

    YorkshireWater don't seem to be chasing me. Are they likely to CCJ me?

    TalkTalk debt is listed as 'closed'. Does this mean they've given up and won't CCJ me?
Page 1
    • robber2
    • By robber2 11th Aug 17, 8:29 PM
    • 353 Posts
    • 297 Thanks
    • #2
    • 11th Aug 17, 8:29 PM
    • #2
    • 11th Aug 17, 8:29 PM
    Do you dispute the debts? If not then I'd pay them off and sleep easy at night.

    • forgotmyname
    • By forgotmyname 11th Aug 17, 11:08 PM
    • 27,286 Posts
    • 11,001 Thanks
    • #3
    • 11th Aug 17, 11:08 PM
    • #3
    • 11th Aug 17, 11:08 PM
    Defaulted but closed, possibly sold off to debt collectors. They may take you to court.
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
    • sourcrates
    • By sourcrates 12th Aug 17, 11:43 AM
    • 14,608 Posts
    • 13,743 Thanks
    • #4
    • 12th Aug 17, 11:43 AM
    • #4
    • 12th Aug 17, 11:43 AM
    Sounds like both accounts have been sold on to debt purchasers.

    They buy bad debt in bulk, eventually they will get around to you, then decide if its worth there while chasing you for these debts or not.

    You only need respond if you receive something in writing demanding payment.
    I'm a Board Guide on the Debt-Free Wannabe, Credit File And Ratings, and
    Bankruptcy And Living With It, boards. "I volunteer to help get your forum questions answered and keep the forum running smoothly".
    Board guides are not moderators and don't read every post. If you spot an abusive or illegal post then please report it to Any views are mine and not the official line of

    For free debt advice, contact either : Stepchange, National Debtline, or, CAB.
    For Free Legal advice see :
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,770Posts Today

6,699Users online

Martin's Twitter