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  • FIRST POST
    • muppets
    • By muppets 4th Dec 17, 4:17 AM
    • 809Posts
    • 5,593Thanks
    muppets
    Pay ALL your debt off by Xmas 2018
    • #1
    • 4th Dec 17, 4:17 AM
    Pay ALL your debt off by Xmas 2018 4th Dec 17 at 4:17 AM
    Welcome to PART 1 OF Pay ALL Your Debt Off By Xmas 2018!

    Firstly I would like to welcome all new and existing members from last years thread.

    Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
    So, if you think you can pay off all your debts by Christmas or have a goal to pay off a certain amount then please join in!

    This challenge runs until 27th December 2018.



    To help me run this thread easily, could you please all post your totals in large text and in a bold colour and post the amount you have paid off // target amount

    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total paid off for

    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    PAYDBX 2018 - #01 Pd £8,305.57 / £10,500 - 79.10%
    SPC10 #93
    MFiT-T4 #9
    3-6 mth EF #69
    Ä4,300 / 15,000
    Mortgage - PD 86,136.83/ 271,495.07 31.72% MF Aug 2038 Sept 2035
    My long slow journey to mortgage freedom
    My diary - Making a move on debt
Page 91
    • Nicnak
    • By Nicnak 16th Oct 18, 6:36 AM
    • 1,134 Posts
    • 6,072 Thanks
    Nicnak
    #71 another payment so now up to

    £5860/10,000 = 59%
    or the new figure
    5860/7000 = 84%
    x
    September 6th 2017 - Updated 21st Oct
    Credit Card £0 now: £0 Tesco Loan £7500 = £0 Consolidation £15,000 = £10,812 Total = £25,330 £10,812 59% gone EMF #252 = £1300/£1000
    Sealed pot challenge #589
    Pay off all your debts by Christmas #71
    • kazzie_m
    • By kazzie_m 16th Oct 18, 11:43 AM
    • 22 Posts
    • 65 Thanks
    kazzie_m
    £750 paid this month

    #62 is £5446.78 / £7000
    Aiming to be debt free by Christmas 2018!
    • sunshine81
    • By sunshine81 16th Oct 18, 9:58 PM
    • 1,293 Posts
    • 6,563 Thanks
    sunshine81
    #145 £14,213.88 / £19,261 (73.80%)
    • abba1772
    • By abba1772 16th Oct 18, 10:10 PM
    • 5,289 Posts
    • 19,027 Thanks
    abba1772
    Nothing for me today as my bank is sitting at a nice even number.......back in it tomorrow
    NEXT TARGET HALIFAX CC WAS July 18 £5493.20 NOW £173.63
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £11413.03
    • abba1772
    • By abba1772 17th Oct 18, 7:29 AM
    • 5,289 Posts
    • 19,027 Thanks
    abba1772
    Morning

    Sent £10 towards the Halifax

    Brings my total to £10848.98 / £10000
    NEXT TARGET HALIFAX CC WAS July 18 £5493.20 NOW £173.63
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £11413.03
    • AdventureWanted
    • By AdventureWanted 17th Oct 18, 8:27 AM
    • 820 Posts
    • 2,315 Thanks
    AdventureWanted
    £40 paid to CC3, taking me to #29 £12,650.60 / £15,000.
    • spudsmum
    • By spudsmum 17th Oct 18, 11:01 PM
    • 322 Posts
    • 1,794 Thanks
    spudsmum
    Another £40 to mbna

    #22 now at £1816/£5000
    Originally posted by spudsmum
    Another £13 to MBNA

    #22 now at £1829/£5000
    Total debts £21050! now £18934.52 . 1% challenge £1641.25/£15000 (10.94%) Total extra income made in 2018 £2544.79 frugal budget 2018 £6253/£7600 Aiming for debt free at 40 - only 24 months to go!
    • abba1772
    • By abba1772 18th Oct 18, 12:18 PM
    • 5,289 Posts
    • 19,027 Thanks
    abba1772
    Afternoon

    Sent £5.18 towards the Halifax

    Brings my total to £10853.26 / £10000
    NEXT TARGET HALIFAX CC WAS July 18 £5493.20 NOW £173.63
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £11413.03
    • sunshine81
    • By sunshine81 18th Oct 18, 3:18 PM
    • 1,293 Posts
    • 6,563 Thanks
    sunshine81
    #145 £14,223.88 / £19,261 (73.85%)
    • spudsmum
    • By spudsmum 18th Oct 18, 7:20 PM
    • 322 Posts
    • 1,794 Thanks
    spudsmum
    Another £13 to MBNA

    #22 now at £1829/£5000
    Originally posted by spudsmum
    Another £50 to MBNA

    #22 now at £1879/£5000
    Total debts £21050! now £18934.52 . 1% challenge £1641.25/£15000 (10.94%) Total extra income made in 2018 £2544.79 frugal budget 2018 £6253/£7600 Aiming for debt free at 40 - only 24 months to go!
    • abba1772
    • By abba1772 19th Oct 18, 7:54 AM
    • 5,289 Posts
    • 19,027 Thanks
    abba1772
    Morning

    College paid me this morning so sent £195.12 towards the Halifax and my dad came out for my eyes so £49.88 has been paid off

    Brings my total to £11098.26 / £10000
    NEXT TARGET HALIFAX CC WAS July 18 £5493.20 NOW £173.63
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £11413.03
    • abba1772
    • By abba1772 19th Oct 18, 12:24 PM
    • 5,289 Posts
    • 19,027 Thanks
    abba1772
    Me again

    Hubby got paid some unexpected money so he gave me £300 so sent it straight to my Halifax only £188.40 til I've cleared this card

    Brings my total to £11398.26 / £10000
    NEXT TARGET HALIFAX CC WAS July 18 £5493.20 NOW £173.63
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £11413.03
    • AdventureWanted
    • By AdventureWanted 20th Oct 18, 7:42 AM
    • 820 Posts
    • 2,315 Thanks
    AdventureWanted
    £25 paid to CC3, so now at #29 £12,675.60 / £15,000.
    • sunshine81
    • By sunshine81 20th Oct 18, 7:42 AM
    • 1,293 Posts
    • 6,563 Thanks
    sunshine81
    #145 £14,246.24 / £19,261 (73.96%)
    • Nicnak
    • By Nicnak 20th Oct 18, 7:44 AM
    • 1,134 Posts
    • 6,072 Thanks
    Nicnak
    #71 another £9
    £5869/£7000 = 84%

    x
    September 6th 2017 - Updated 21st Oct
    Credit Card £0 now: £0 Tesco Loan £7500 = £0 Consolidation £15,000 = £10,812 Total = £25,330 £10,812 59% gone EMF #252 = £1300/£1000
    Sealed pot challenge #589
    Pay off all your debts by Christmas #71
    • dreamingofmoney
    • By dreamingofmoney 21st Oct 18, 9:20 AM
    • 398 Posts
    • 4,662 Thanks
    dreamingofmoney
    #82 with my monthly totals is standing at £10626.16/£12000 which leaves me at 88.6% for the year. I am so pleased that I should fingers crossed finish this challenge just above my target and will mean if we carry on like this then will be debt free within the 1st 6 months of 2019. I cannot believe it. Big thanks to all. I am not a regular poster and I havenít always completed challenges but without this site I just do not know where we would be now.
    Xx
    Paying back 1% at a time 75% of total debt paid off.
    No. 82 PAYDBX18 £10626.16/£12000 of debt paid from this years goal this equals 88.6%
    1debtv100 days n*xt £156.83/£75.19
    Original debt free date Jan 2020. New date May 2019
    • Nicnak
    • By Nicnak 21st Oct 18, 9:31 AM
    • 1,134 Posts
    • 6,072 Thanks
    Nicnak
    #71 another £10.06 so that is £5879.06/£7000 = 84%

    x
    September 6th 2017 - Updated 21st Oct
    Credit Card £0 now: £0 Tesco Loan £7500 = £0 Consolidation £15,000 = £10,812 Total = £25,330 £10,812 59% gone EMF #252 = £1300/£1000
    Sealed pot challenge #589
    Pay off all your debts by Christmas #71
    • abba1772
    • By abba1772 21st Oct 18, 1:02 PM
    • 5,289 Posts
    • 19,027 Thanks
    abba1772
    Afternoon

    Sent a cheeky weekend payment of £10.33 towards the Halifax brings my total to £11408.59 / £10000
    NEXT TARGET HALIFAX CC WAS July 18 £5493.20 NOW £173.63
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £11413.03
    • abba1772
    • By abba1772 22nd Oct 18, 8:12 AM
    • 5,289 Posts
    • 19,027 Thanks
    abba1772
    Morning

    Sent £4.44 towards the Halifax

    Brings my total to £11413.03 / £10000
    NEXT TARGET HALIFAX CC WAS July 18 £5493.20 NOW £173.63
    POAMAYC 2011 £6382.66 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90
    POAMAYC 2017 £7278.80 POAMAYC 2018 £11413.03
    • arc_cutter
    • By arc_cutter 22nd Oct 18, 8:05 PM
    • 56 Posts
    • 448 Thanks
    arc_cutter
    Evening All,
    #03 With a payment of £200
    DFXMAS 2015 Total £4893.66 / £21,197.29 /23.08%
    DFXMAS 2016 Total £3783.97 / £17626.13 /21.46%
    DFXMAS 2017 Total £3902.37 / £18927.72 /20.62%
    DFXMAS 2018 Total £4346.36 / £18528.62 /23.46%
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