Need to get myself together: The beginning
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You're not the only one who's ever been caught out but you're doing great keep it up xx
I love seeing my totals going down in my signature too xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Woo its payday!!! Updated signature and my spreadsheet haha purplefan !!
I am worried I set up my RBS loan adding it to my payee and paid into it the extra £26.46 this month and hasnt been added yet. Shall I wait a day maybe?
I cannot pay next until 28 September thats the pay day but everything else has been updated
Thanks Abba xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Update the £26.46 paid into loan has came off. I feel as if I have took a huge step... and its only that hahaDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Woo well done you!
I love it when the figures go down, Roll on Wednesday for me!
Dxxx0 -
Well done :T:T:T
It's such a lovely feeling to pay something off, roll on the next debt reduction repayment xGrocery Challenge £2400/Spent £90.73
£2024 in 2024 - £605.27
DF 30/11/22
Retired 31/12/230 -
Today my monthly payment of £98.54 into my loan so new update of signature and paid £45.95 off on my Next account woo so 180 still to pay but getting there
how is everyone doing...
confession time i went a little spend happy over long weekend and treated my boy to Edinburgh yesterday couldnt resist xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Set myself a mini target to have m loan down to 4,500 by Christmas ....
Heres hoping xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
Hi monz, don't beat yourself up over your spendy weekend - we all need a treat and edinburgh is fab
Well done on your payments so far and good luck with your mini target.Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10552.61/£15000 (70.4% saved). Emergency fund - £1428.98/£1500 (95.3% saved).0 -
I agree you still need to treat yourself if you don't the debt payment journey gets very boring and tedious and you might start to resent it xx
I booked a holiday to turkey for next year lol oops xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Thanks Miss Tara
Thanks Abba! Nice on Turkey!! I have to be strict now though as 4 weeks tomorrow until next payday boo plus I have a cheeky night out on 11 October haha xDebt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800
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