Abba1772's Debt Free Diary
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well today a lovely lady contacted me regarding belts i had on preloved so got £30 so that £30 is going towards The Sun Holidays I collecting tokens for so i don't need to find the money for that which i'm quite chuffed with, now whatever money is in my sealed tin is going towards bus fares and spending money....kids are getting excited we've never had a holiday due to ex-hubbys work but now we can organised something, thinking of going to scarbourough during the summer as well as visiting friends in elgin and we'll go to blackpool in september. so excited x
Hi Abba1772
Thanks for your encouraging words, I've worked out that my DFD should be April 2012 but thats a very optimistic view so we'll see but you don't know whats round the corner so it could reduce.
Yay to a holiday, the kids will love it and it will give you a break as well.
We haven't decided what to do this year yet as there is alot of work to do in our house and I also want to debt bust and reduce the DFD.
Have a great week x0 -
woo hoo payday lol
it was ok i guess for the hours i did last month lol
so I paid £250 towards my credit card today and also my DD for £29.99 came out for my dongle which i'll hopefull be paying off the remainder off at the end of the month depending on how much money once I've paid off my car tax which at £110 isn't too bad i guess.
off to update my signature x :jNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
This is addictive..... lol
postie came with my mail and my catalogue was there so i paid £20.00 straight away :T so only £20 remains on the balance but i've ordered curtains that were in the sale lol so kinda added £18 to my account but it'll be paid off in a couple of months so i don't feel guilty just want my house finished x
just need to pay another £43.33 and i'll be over the 10% threshold :j in just one month :T
so chuffed and so determined xNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Checked my payment had cleared for my capital one card and it has so just now my account is standing at £2700.05 without the interest being added on which is roughly about £50.........................so why do i feel bummed?????? I am glad its coming down don't get me wrong prob just isn't going fast enough lol.NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Aww don't feel bummed- feel proud that the balance is reducing and you've got it all under control.
Keep going you're doing so well:T0 -
Aww don't feel bummed- feel proud that the balance is reducing and you've got it all under control.
Keep going you're doing so well:T
Thanks hun just having a off night, looking at what i've paid so far and whats still to come out this month (Couch payment 12th, Car Finance 19th) then hopefully i can pay off the remainder of my vodaphone (she says with fingers crossed) so i'm feeling optimistic now
NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
You're welcome chick
Optimism is fantastic its what keeps me going!0 -
Today is the 12th and my couch (yes another expensive thing my ex husband insisted on but i had to get out in my name as his credit rating is rubbish) payment came out so thats another £55 paid :T
I've also hit 10% on my yearly target which is to pay off £3500 of my debts so i'm quite chuffed that i'm paying so much off but at the same time we're not struggling i'm just being very frugal and shopping about more in different places and all the walking about is good exercise so hopefully i'll also lose weight this week too lol
still got my car coming out on the 19th then i'll see how i'm doing the week after as i have my car tax due at the end of the month and if it's all good i'll be paying off my vodaphone contract :j so that'll be another debt out the way :TNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
woo hoo just made another £1.25 on pureprofile............getting there lolNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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Paid another £15 toward the capital one card as it's going to be a Low spend weekend as i'm staying over at my grans as she has my kids this weekend as i'm working but i'm starting a 9 day stint at work today and i'm hardly going to see them so hence why i'm staying over at my grans.
thats me paid £265 towards my card this month, wish it could be more but got the silly car tax :mad: coming out this month grrrrrrrrNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050
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