American Express Discussion Area

DS don't know what you're talking about  ::) - the article says if you spend over £6k a year then you're better off on blue amex

(even MSE's occassionally make wee calculation errors on quickly noted updates  ;) )

I think you meant to say that if you spend over £6k per year you are better off on Platinum Amex, didn't you? Or you meant if you spend under £6k per year you are better off on Blue...

Seeing all the stats in this post, let me state the facts regarding the tier structure of the Amex Platinum:

up to £2K earns 0.5%
£2K - £5K earns 1%
£5K+ earns 2%

I have had an Amex Platinum for over a year now and spent over £14000 with them last year. I got a cashback of £284 i.e. 2% of it ALL; not 0.5% for the first £2K; not 1% for the next £3K.

I had already confirmed this with Amex when I first got the card.

It's a great card and most of the big stores take it. Boots is the only exception.

I was lucky to get an invite and am making the most of it.

I don't know if these has been made known before but when you carry out a BT from it and all other reward cards, you don't lose the rewards.

The BT is treated as a payment; not a refund.

Seeing all the stats in this post, let me state the facts regarding the tier structure of the Amex Platinum:

up to £2K earns 0.5%
£2K - £5K earns 1%
£5K+ earns 2%  

I have had an Amex Platinum for over a year now and spent over £14000 with them last year. I got a cashback of £284 i.e. 2% of it ALL; not 0.5% for the first £2K; not 1% for the next £3K.

Aha! Thankyou! That explains why I was confused when, after the young lady at the sign-up stand told me it was a full 2%, I got home and read the T&C and thought she'd lied. I'd managed to skip over the word "aggregate" which they use 4 times in the part with the different rates!

I'm tempted by one of these Amex's - does anyone know if Sainsbury's/Tesco take Amex? This is the minimum requirement for my wife to use such a card...

£12.50 is available via greasypalm for an Amex blue card - 2% for two months, 1% thereafter. I piled a few large expenditures into this period and have done very well out of it. I'll be returning to my Capital One circle rebate when the initial period is over though as it's much more widely accepted (I've had problems with Amex at many smaller outlets, no problems at all at Asda, etc).