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hey am a 22 year old guy working full time and havnt stopped working since 15. i do not have credit card or loans etc. but times have become hard and i needed money for my car and i applied for a loan and got rejected. i have since applied for other forms of money and everyone says no, banks, credit card companies, provident even said no. capital one even said no. banks wont even open up a normal bank card for me. i had fraud in my name last year and since then i can not get anything what so ever. any help or answers as to why.
Originally posted by dancharnley
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Hi Dan - it's not clear whether you reported the fraud or not, and had a crime report number that was then used to clear the matter up with any companies involved. It may be worth contacting the Action Fraud line for their advice on this - 0800 123 2040.
You may also want to read through this
information on our Adviceguide website, about how creditors decide whether to lend money or not. As this information points out, it might be worth getting a copy of your credit reference file, to see what its details are.
If you need further advice and support on this, we'd recommend contacting
your local bureau.
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