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  • FIRST POST
    • paul2468
    • By paul2468 20th Oct 08, 4:15 PM
    • 836Posts
    • 157Thanks
    paul2468
    When will i get my pension ?
    • #1
    • 20th Oct 08, 4:15 PM
    When will i get my pension ? 20th Oct 08 at 4:15 PM
    I served just over 14 years in the Army, can anyone tell me at what age you claim your British Army pension ?
Page 1
    • withabix
    • By withabix 20th Oct 08, 4:18 PM
    • 8,959 Posts
    • 7,908 Thanks
    withabix
    • #2
    • 20th Oct 08, 4:18 PM
    • #2
    • 20th Oct 08, 4:18 PM
    When you are 55 years old, you can claim half and the other half at 65 I think.

    Not sure now though...MOD website says 60 :confused:

    When do I get my pension?

    After two years service, you are eligible for a preserved pension, which you will receive when you reach 60. After 12 years service, you receive a preserved pension and a cash grant. From 22 years service and upward, you get immediate pension, resettlement grant and generous gratuity.



    The above implies that you only get an immediate pension on leaving if you serve for more than 22 years.

    12-22 years you have to wait until you are 60 and get a cash grant?

    2-12 year and you just get pension at 60.
    Last edited by withabix; 20-10-2008 at 4:25 PM.
    British Ex-pat in British Columbia!
  • phillip3153
    • #3
    • 20th Oct 08, 5:32 PM
    • #3
    • 20th Oct 08, 5:32 PM
    Any service you have prior to 6 Apr 06 will count towards a preserved pension (plus a lump sum of 3 times your annual pension) at the age of 60. Then at 65 you will receive an uplift in your pension of any service made after 6 Apr 06 and a lump sum of 3 times the increase in your pension at 65. Hope that this helps
    • Magnolia
    • By Magnolia 20th Oct 08, 6:50 PM
    • 1,157 Posts
    • 1,963 Thanks
    Magnolia
    • #4
    • 20th Oct 08, 6:50 PM
    • #4
    • 20th Oct 08, 6:50 PM

    2-12 year and you just get pension at 60.
    Originally posted by withabix
    Does this apply to WRAF?
    Mags - who loves shopping
    • fxt576
    • By fxt576 22nd Oct 08, 12:51 PM
    • 10 Posts
    • 4 Thanks
    fxt576
    • #5
    • 22nd Oct 08, 12:51 PM
    • #5
    • 22nd Oct 08, 12:51 PM
    I think this differs depending on whether you are on the new or old pension. I think on the old pension scheme an immediate pension is payable at an earlier date. Having said this I'm not sure if there's a difference between the different services..
    • ady_j
    • By ady_j 23rd Oct 08, 12:01 AM
    • 91 Posts
    • 118 Thanks
    ady_j
    • #6
    • 23rd Oct 08, 12:01 AM
    • #6
    • 23rd Oct 08, 12:01 AM
    Hi,

    Presuming you are on Armed Forces Pension Scheme 1975 (AFPS 75), I think the answer is when you’re 65.


    I am not a MOD pension expert, but I managed to dig up the following quote:

    Why was the preserved pension age increased from 60 to 65?
    Prior to 6 April 2006 all personnel who were in AFPS 75 and left before the immediate pension point having completed at least two years reckonable service had their benefits paid at age 60. For service after 6 April 2006 the preserved pension age is 65. The reasons for the increase to the preserved pension age was to take account the impact of longevity on public sector schemes.

    Lots of reading here
    http://www.mod.uk/DefenceInternet/AboutDefence/WhatWeDo/Personnel/Pensions/ArmedForcesPensions/AFPS75/



    You can also try:

    Who can I contact for further information? (updated 10/09/07)


    In the first instance you should contact your unit admin office. An alternative contact is:

    The JPAC Enquiry Centre For personal specific questions relating to all schemes including pension sharing orders and life commutation estimates.

    Email: JPAC@spva.mod.uk

    Tel:
    Freephone: 0800 085 3600 MOD: 94560 3600

    Overseas: +44 141 224 3600

    Address:
    JPAC Enquiry Centre, Mail Point 403, Kentigern House, 65 Brown Street, GLASGOW, G2 8EX

    • ady_j
    • By ady_j 23rd Oct 08, 12:07 AM
    • 91 Posts
    • 118 Thanks
    ady_j
    • #7
    • 23rd Oct 08, 12:07 AM
    • #7
    • 23rd Oct 08, 12:07 AM
    Does this apply to WRAF?
    Originally posted by Magnolia
    All depends on when you served, I believe that before 1975, you either got a pension (22years service (16 for Ocifers)) or nothing eg no preserved pensions.
  • Paul.J.M
    • #8
    • 23rd Oct 08, 12:12 PM
    • #8
    • 23rd Oct 08, 12:12 PM
    I served just over 14 years in the Army, can anyone tell me at what age you claim your British Army pension ?
    Originally posted by paul2468

    The answer is: You will recieve your pension at age 60 providing you did not switch to the new AFPS scheme, i assume you did not.

    You will recieve 14/22 of your pension and what ever your annual pension will be at age 60 ,you will receive a cash lump some of 3 x annual pension.
  • Paul.J.M
    • #9
    • 23rd Oct 08, 12:18 PM
    • #9
    • 23rd Oct 08, 12:18 PM
    Hi,

    Presuming you are on Armed Forces Pension Scheme 1975 (AFPS 75), I think the answer is when you’re 65.

    I am not a MOD pension expert, but I managed to dig up the following quote:

    Why was the preserved pension age increased from 60 to 65?
    Prior to 6 April 2006 all personnel who were in AFPS 75 and left before the immediate pension point having completed at least two years reckonable service had their benefits paid at age 60. For service after 6 April 2006 the preserved pension age is 65. The reasons for the increase to the preserved pension age was to take account the impact of longevity on public sector schemes.

    Lots of reading here
    http://www.mod.uk/DefenceInternet/AboutDefence/WhatWeDo/Personnel/Pensions/ArmedForcesPensions/AFPS75/



    You can also try:

    Who can I contact for further information? (updated 10/09/07)

    In the first instance you should contact your unit admin office. An alternative contact is:

    The JPAC Enquiry Centre For personal specific questions relating to all schemes including pension sharing orders and life commutation estimates.

    Email: JPAC@spva.mod.uk

    Tel: Freephone: 0800 085 3600 MOD: 94560 3600

    Overseas: +44 141 224 3600

    Address: JPAC Enquiry Centre, Mail Point 403, Kentigern House, 65 Brown Street, GLASGOW, G2 8EX
    Originally posted by ady_j
    Not 65, 60 is the answer. If you joined the military after April 2006 or switched the the new AFPS then it is 65. Any other preserved pension is 60.
    • Magnolia
    • By Magnolia 25th Oct 08, 9:05 AM
    • 1,157 Posts
    • 1,963 Thanks
    Magnolia
    All depends on when you served, I believe that before 1975, you either got a pension (22years service (16 for Ocifers)) or nothing eg no preserved pensions.
    Originally posted by ady_j
    So that'll be nowt then :rolleyes:
    Mags - who loves shopping
    • Barneysmom
    • By Barneysmom 28th Oct 08, 5:41 PM
    • 9,471 Posts
    • 24,292 Thanks
    Barneysmom
    Can I ask what pension my husband is likely to get, and when he can claim it?
    He left the army in December 200, with 18 years service (he was staff sergeant when he left?)
    He had £7,000 given him when he left..
    He's nearly 44 now.
  • Cat695
    Can I ask what pension my husband is likely to get, and when he can claim it?
    He left the army in December 200, with 18 years service (he was staff sergeant when he left?)
    He had £7,000 given him when he left..
    He's nearly 44 now.
    Originally posted by Barneysmom
    grand old age of 60 is when he will get it....so a few years yet

    however i couldn't tell you what he will get.
    If you find yourself in a fair fight, then you have failed to plan properly


    I've only ever been wrong once! and that was when I thought I was wrong but I was right
    • Barneysmom
    • By Barneysmom 29th Oct 08, 7:13 PM
    • 9,471 Posts
    • 24,292 Thanks
    Barneysmom
    Thanks Cat695 xx
  • Paul.J.M
    Can I ask what pension my husband is likely to get, and when he can claim it?
    He left the army in December 200, with 18 years service (he was staff sergeant when he left?)
    He had £7,000 given him when he left..
    He's nearly 44 now.
    Originally posted by Barneysmom
    Indeed it is 60 when he will receive his pension.

    He will get 32% ish of a staffy annual income in 16 years time ie. aged 60. And it will be 18/22 of that.

    eg. If a staffy final annual salary is say £40.000 the annual pension will be 32% X 40,000 = 12,800 per annum. Now your hubby will get 18/22 of that which is 12,800/22= £581.00 x 18= 10.472.

    So if i am correct he would get £10.472 annual pension and also plus 3 X 10.472 = £31,418 as a lump sum as well.

    Use this link now to see what a staffy's pension would be today, and use it in 16 years time for an exact calculation. http://83.138.137.164:8080/

    Hoped this has helped.
    • Hodgy8403
    • By Hodgy8403 3rd Nov 08, 12:17 PM
    • 23 Posts
    • 45 Thanks
    Hodgy8403
    I was medically discharged in 2006 after 18 years service in the RAF. I left as a Cpl and receive a medical pension, for which I'm grateful, despite the pain I constantly live with!!

    I'm now getting conflicting information as to whether I will receive a military pension at age 60. Some say yes but I'll have to apply for it and some say no. Does anyone have any definitive answers?

    Not being greedy, but as the MOD failed to treat my injuries for 5 years (it took the American military to discover the truth) then failed to offer any rehab after my NHS op, I'd like to get what I can.
    If I'm not going to get a pension, I won't be devastated, so don't worry about posting bad news!!!:confused:
  • lee634
    Hodgy

    You will get your pension just like anybody else,
    as you know as you didn't complete your service you will have to wait until you are 60,

    Forget any mention of the new AFPS 05 as you will have been opn the AFPS75 so 60 it is
    • Hodgy8403
    • By Hodgy8403 4th Nov 08, 11:05 AM
    • 23 Posts
    • 45 Thanks
    Hodgy8403
    Cheers Lee. Knew I'd been on AFPS75 as I refused to sign on to AFPS05. Good to know I'll get a few bob more. Only 23 years to go!!!
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