NST - Achievable August

swimminginaseaofdebt · 2 August 2018 at 9:16PM

Evening everyone :hello:

2nd days progress is as follows:

Aim for 15 NSDS - 1/15
Update (budgets) - spends are at £32.90/£350. £1.11 added to the EF to date
Get prepared (for Xmas) - no progress
Utilise (free activities in your area) - no progress
Share (money saving tips) - take all you electronic devices to work so you can charge them at your employers expense thus saving you money on your own electricity bill
Treat (yourself) - no progress
Read as many books as possible - 1 book finished
Back cook for the little one - no progress
Make £50 additional income - no progress

Oh and I lost my patience with the little one even before we’d left the house this morning!

mothernerd · 2 August 2018 at 9:21PM

A NSD. Went to mum's with shopping (she paid), have done 4 loads of washing, completed the jigsaw puzzle, cut out some bits for a card she wants to make, made tea and cut up her watermelon (oh and picked rhubarb from the garden for her to give to a neighbour). Really want another bath.

Christmas tip
After many years of DS2 picking t-shirts for me to buy him (it's £30 but we can get 2 for £40) as opposed to him buying (Tk max or primarni), I hit on the present solution - you buy something for you from me and I will buy something for me from you (we each pay for our own present and adjust our budget to suit, but it also means I can buy myself a little something without feeling guilty).

The boys won't let me have chickens so I have to keep sending them to Africa.

Today I am grateful for a good sleep (did not even read), simple food and good company.

Maisie_M · 2 August 2018 at 9:54PM

Day 2

The flowers for August are the Gladioli and the Poppy which represents beauty, strength, love, marriage and family.

Got my manicure stuff down and about to start that just after this post

Rules:

Aim – for 15 NSD’s this month. 2/15.

Update (Budgets) –
checked the DD's and there were a couple of extant ones so those have been cancelled.

No money for savings that I can see at present but I will see what I can do. Have decided to not use one of my CC so that is an indirect saving.

Get (prepared for Xmas) – Found a couple of things that I had bought last year and not used so will add them to my stash for this years xmas.

Utilise (free activities in your area) - Have spotted something that DS2 may like go go to on Saturday and planning to go Geocaching on Friday if DH is off and the weather is good.

Share (money saving tips) – done week 1

Treat (yourself) – still thinking

SO far so good on day 2

f0xh0les · 2 August 2018 at 10:20PM

Aim - 15 NSDs - so far I have 1 - nothing planned for me but....
I have found the 2 smallest a 2hr football camp for the next 2 weeks. Mon-Fri £1 per day per kid.

Also' kids for a quid' swim sessions every day of the holidays at the pool at the end of my road. 1hr a day it is cheap rate.

Update budgets - All is good except the gym membership £24 a month I have not been for a few months but I need to go back. Sadly I can't put it on hold. Will re-evaluate as soon as kids go back to school

Get prepared for Xmas -renamed a bank account and will start to save into that. Found £6 T0sc0 vouchers and will save them, plus £13 Luv2sh0p vouchers and free stamps from the survey place.

Utilise free activities - free table tennis sessions in local park, free climbing wall in another park, caribbean carnival in town at weekend too. Parkrun, kids parkrun (2k), and 'Kids run free' sessions in local parks Let's Ride Leicester (free bike rides through closed off streets for adults and kids too, they must do them in other towns to promote cycling and give a bit of confidence)

Share money saving tips - I just did house insurance comparison for elderly relative, just saved her £120 on the renewal quote and may get an extra £70 cashback. She is computer illiterate and cannot do it herself. It took less than an hour of my time.
Make your own scones!! It is lovely weather for it. Vow to never buy another scone. Home made or bust. Cost pennies.

Treat yourself - Twinings tea or Tassimo pods, which will it be! I still have lush bath bombs from June birthday in the airing cupboard - took one out yesterday, put half in the bath - it was a black one with a pink centre. Took 15 minutes to scrub the bath afterwards. Ho hum. I still have a lovely almond scented massage oil, and 2 nail varnishes left I am painting my toes with. Painted toenails are lovely. Little things eh?

I still have a shelf of books I haven't read, and am getting through them steadily.

Have to food shop tomorrow - DH was alone for 10 days and there is a very strange mix of things in the fridge that will feed a single man but not a family of 6.

Cupboards Inventorised, menu planned, shopping list written - whatever else happens there will be ice cream and lollies.

misstara · 2 August 2018 at 10:50PM

Was hoping for a NSD but OH needed milk so got that, a deodorant and some jelly pots - £6.20 spent. Went out for a run this morning before work. No progress on any other things today.

Fmess · 2 August 2018 at 11:34PM

Wow Apple, that is hot! Glad you are having a lovely time.

I never iron, creases are just not something that bothers me!

SFD number 2 today

and £50 earnt at temping

Lovely dog walk this morning and free biscuits at temping

Today I am very grateful for my furry family

sashanut · 3 August 2018 at 12:31AM

Hi all:j

The flowers for August are the Gladioli and the Poppy which represents beauty, strength, love, marriage and family.

Picking beauty as I think I definitely have let this slide lately. Now have 2 days on my own before visitors arrive, sadly throat is tickly & feel a bit ropy, hit it with various medicaments so fingers crossed!!

Aim – for 15 NSD’s 1/15 still as spends today

Update (Budgets) – got rid of 1 DD of DHs - membership of a society - rang other to cancel & they persuaded him to stay on as a 'fellow' at half the cost.

Will be able to save for hols now DH is drawing down an income.

Get (prepared for Xmas) – Have started on the knitted gifts, always run out of time and am knitting madly on Christmas Eve so this is important.

Utilise (free activities in your area) - After saying I was away so couldn't join in with this, I have been to the free knitting group today in the local library, free tea & biscuits provided. Also whilst there, they told us about a free lecture taking place on Friday - so another to go to already!

Share (money saving tips) – done this week

Treat (yourself) – I would like everyone to budget £3 for a luxury item, I think this will be some twinings, but will decide later

The challenge will run from 1st August 00:01 until 31st August 00:00.

Go turtles!!!!!!

indigowarrior · 3 August 2018 at 8:12AM

Thank you everyone for the welcome back! I am really touched.
Yesterday ended up being a spend day however, today IS going to be a NO spend day. I need to reexamine the budget and make sure it all adds up so I can afford to make my first proper debt payment. On the 21st. I also need to budget for therapy that I am starting in September.

greent · 3 August 2018 at 9:04AM

Morning all!

I am an iron-er! I iron pretty much everything (including tea towels - I have the cotton/ linen ones, not fluffy ones) except bath towels and underwear - that's a lot of ironing when it's a family of 6

However, it's a form of 'down time' in a way - I do it whilst watching US crime dramas on catch up tv and I find it soothing to take a basket of crumpled things and turn them into hanging/ piles of lovely flat things. When the children were babies I ironed muslins, bibs, vests and babygros too :)My sister doesn't iron and the sight of a jumble of vests and babygros in a drawer (my gorgeous nephew is 9 months) is just not for me. And when I change the bedding, getting into a bed wish clean bedding and ironed sheets/ duvet covers is just lovely!

I've always done ironing - it was my chore to do the family ironing in school holidays when I was a teenager.

Aim - Anyway, aside from that, yesterday wasn't a NSD - I sent OH to the shop on his way home as we needed milk and rolls - and he also bought crisps. Today I need to get OJ and ketchup!

We're not buying much this week, just bits n pieces, as we go away on Monday. The fridge has hardly anything in and the cupboard and freezer have lots of gaps, so we are thinking more creatively!

Update (Budgets) !!!8211;done. Small OP made today to BTL mtge - want to throw as much as poss at this anyway, but definitely so with rate rise!

Get (prepared for Xmas) !!!8211;Have written list of bdays between now and end of Jan and Xmas list. Will fill in with what Ive got and start to work on gaps. I still need to finalise my list and come up with more ideas of what I'd like from people (eg: my mum)

Utilise (free activities in your area) - - ok

Share (money saving tips) !!!8211;

Treat (yourself) !!!8211; I think I'll use my £3 towards getting my eyebrows done (waxed and tinted) - haven't had them done for over a year

Toni'sfriend · 3 August 2018 at 9:16AM

Greent - When I do iron I also have to have a detective programme on TV (usually a Poirot or a Marple). I had two friends who had ironing parties. They said the only way to get through ironing was with a bottle of wine! But some people do find it very satisfying. My mother would iron anything if It was put down for more than two seconds.

NST - Achievable August

Comments

Categories

Get our FREE Weekly email full of deals & guides - and it’s spam-free