And so it begins: The Pig Vs The Mortgage
Comments
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Glad to hear you've had two great holidays - I completely agree, they are really important and if the MFW journey becomes miserable, it's unsustainable.
Sounds like you've had some great MSE successes - well done on upping pension contributions too.
Did you know about a Prime Reading? If you're the main member you can borrow up to ten free books/ mags at a time. Also might be worth looking at whether you're library offers digital book borrowing through Libby or Overlord. That might help with the no books.
PS my teen would flip with no wifi! Think I'd struggle at first too!Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.201 -
Having a,relaxed (read lazy ) start to the day by bringing a coffee back to bed and reading . I've just got a copy of The Tightwad Gazette which though a bit dated and Americanised is proving a,good and useful read. Its also very MSE as it was described as 'like new' and wasn't so I sent a grumblemail and they refunded my £3.98:j
I tackled the section of garden around the patio yesterday and cut/tied things back and swept the patio so at least the bit you see out of the patio doors is tidy!
Food shopping was £45.66 which leaves around £40 for the rest of the month. As the freezer and stocks look healthy I'm going to try and just buy essentials so that I can put £20 towards a leisure centre membership for September.
I finally got my a*** into gear and batch cooked veggie chilli, soup and dahl for the freezer. These are firm favourites as the freeze well, are really healthy and super cheap. The chilli worked out at less than £4 for four family sized portions and three individual ones.
It was a beautiful day here yesterday so all the holiday laundry was dried and put away but there is still the ironing to do which I hate.
A,leisure membership is £39 a month for unlimited classes, gym and swim. I used my membership most days and a lot in the school holidays until my parents care hit a bit if a crisis. As we now have some help with that and Autumn is approaching I think I'll restart it. Two spin classes, one pilates, one yoga, a short run during the week and a,longer one at the weekend had me at a great level of physical and mental wellbeing and I'd love to get back to that. It does feel like a lot of money though so I'm going to think on it a bit longer .
Today's goals
Have a nsd
Pay cheques into bank
Collect parcel from the post office
Bag up, label and freeze batch cooking
Look after dad for a few hours this morning
Filing :eek:
Ponder leisure membership
Still need to make Bircher muesli and organise freezer
Better get showered and on my way
PP xOriginal mortgage £112,000 . Final payment due August 2027.
Mortgage neutral achieved August 2020 - 7 years early!!!1 -
museumworker wrote: »Glad to hear you've had two great holidays - I completely agree, they are really important and if the MFW journey becomes miserable, it's unsustainable.
Sounds like you've had some great MSE successes - well done on upping pension contributions too.
Did you know about a Prime Reading? If you're the main member you can borrow up to ten free books/ mags at a time. Also might be worth looking at whether you're library offers digital book borrowing through Libby or Overlord. That might help with the no books.
PS my teen would flip with no wifi! Think I'd struggle at first too!
Hi MW, I'm glad you've had a great holiday too:D
I think you're absolutely right that if you feel deprived its easy to throw the towel in (at least if you're me:o).
Thanks for the book tips. I do use Prime reading, Prime firsts and the Prime reader's lending library but I'll def check out the local library. Prime Reading's range of travel books is brilliant.
I'm a bit of a charity shop book buyer and all those 50ps and £1 add up! I've got a huge backlog of books which I need to get through
Enjoy the rest of your hols. I sent you a pm re. DS's school issues but it was while suffering ropey internet connection. If you didn't get it let me know and I'll send it again.
PP xOriginal mortgage £112,000 . Final payment due August 2027.
Mortgage neutral achieved August 2020 - 7 years early!!!1 -
Today has been a good day
Cheques paid into bank
Parcel collected
Freezer cleaned, reorganised and inventory taken
'Use up' soup and hummus made
Car service booked and broken bulb replaced
Bircher muesli made
Healthy eating (but perhaps a little too much of it )
Left overs used up for lunch
Chilli for dinner
Kitchen and bathroom floors swept
Toilets cleaned and bleached
Work in progress
Achieving a NSD - bought garden wire and wax strips in Poundland (hardly last of the big spenders but I wasn't supposed to be spending anything!)
Goals for the weekend
Two short or one long run
Eat well and in sensible quantities
No more than two glasses of wine:eek:
Stick to 8 hours sleep routine
Drink at least 1 litre of water a day
Read for at least an hour a day
Post daily
PP xOriginal mortgage £112,000 . Final payment due August 2027.
Mortgage neutral achieved August 2020 - 7 years early!!!1 -
Well done on batch cooking and oh my goodness you got great use out of your gym membership! I was paying more and had to stop it as only went to a couple of classes a month on a bad month :eek:! Do they offer a student discount? If so you could look at taking a course with an NUS recognised college? There are courses available for £19+ cashback then £12 for the NUS card. Plus you can use on other things too so should pay for itself quickly. I need to give some thought to my exercise regime in thr autumn/winter as much needed for my mental health too!
I also used to love a charity shop book but since Kon Mari -ing my books (250 gone this year, 300 the year before!) I only buy something I plan to read immediately! I only have about a dozen still to read fiction books left on my shelves byt thats a good reminder to plough through them this autumn as will free up a bit more space. Maybe we could do a reading challenge?
Just checked and didn't get the DM, if you could resend that would be great.
MW xMortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.201 -
Hi MW, have resent it.
Thanks for the student discount tip - I'll look into that .
Getting into an exercise routine with a busy life is difficult but I find that its when I'm really busy and tired that I benefit the most from doing something which I know sounds bonkers but its true. Getting out of the door is the hardest part! That said I like to get my moneys worth so that was a motivator:rotfl:
PP xOriginal mortgage £112,000 . Final payment due August 2027.
Mortgage neutral achieved August 2020 - 7 years early!!!1 -
Don't know if you guys have seen Hell or High Water, but there's a brilliant scene in it where one Indian policeman says to another, 150 years ago that their ancestors were fighting off the white man to keep their property and land. Now there's another fight for the very same land and property, only this time it's them who we're all fighting.
He is pointing to a bank when he says that.1 -
Hi Indiana, thanks for stopping by. I haven't seen it but it sounds about right!
Another good day
Heathy food
Long walk
Lots of reading
Lots of relaxing and a little power nap!
Off for 8 hours sleep
PP xOriginal mortgage £112,000 . Final payment due August 2027.
Mortgage neutral achieved August 2020 - 7 years early!!!1 -
I managed nearly 8.5 hours sleep which is unheard of and I feel so much better.
I've had a lovely relaxed morning starting with coffee and a good book in bed . I got out for a run which felt quite hard work but as always I feel so much better for getting out and getting it done. It really does set me up for the day which I must remind myself of when I'm generating endless excuses not to go:rotfl:
Off for a walk later then a late dinner with the kids.
Other goals include;
Clean the fridge
Vacuum downstairs
Holiday ironing
Happy Sunday!:)
PP xOriginal mortgage £112,000 . Final payment due August 2027.
Mortgage neutral achieved August 2020 - 7 years early!!!1 -
Sounds like a blissful start to a Sunday! Well done on getting our for a run too. Not sure I would have the willpower if I had the chance to laze around with a book instead!Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.201
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