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  • FIRST POST
    • Heng Leng
    • By Heng Leng 19th Nov 19, 5:52 PM
    • 4,932Posts
    • 1,625Thanks
    Heng Leng
    Halifax Clarity ending Legacy APR
    • #1
    • 19th Nov 19, 5:52 PM
    Halifax Clarity ending Legacy APR 19th Nov 19 at 5:52 PM
    Just had notification that Halifax are moving a tranche of legacy account holders to their new business APR of 19.9% early 2020. Last time I looked it was 18.9%

    Not a major issue as I don't borrow on the card but a significant jump from around 13% to around 20%. Will probably ditch it in due course and use other options.
Page 1
    • Ben8282
    • By Ben8282 19th Nov 19, 7:43 PM
    • 4,278 Posts
    • 2,361 Thanks
    Ben8282
    • #2
    • 19th Nov 19, 7:43 PM
    • #2
    • 19th Nov 19, 7:43 PM
    Had the same letter regarding a 30 year old Lloyds credit card (gold mastercard) account. It appears the APR is now being increased to correspond with the APR on their other cards (or similar wording to that effect).
    Don't pay interest on it so not bothered. Only keep it for the high credit limit and the account age. This was the very first card I had that was branded as a Mastercard and not an Access card.
    Last edited by Ben8282; 19-11-2019 at 7:49 PM.
    • A4445
    • By A4445 19th Nov 19, 8:42 PM
    • 1,084 Posts
    • 557 Thanks
    A4445
    • #3
    • 19th Nov 19, 8:42 PM
    • #3
    • 19th Nov 19, 8:42 PM
    Creation Cards did this to me 12.9 to 19.9 only use the card abroad so it doesn’t really matter.
    • Doshwaster
    • By Doshwaster 21st Nov 19, 7:06 PM
    • 5,303 Posts
    • 4,348 Thanks
    Doshwaster
    • #4
    • 21st Nov 19, 7:06 PM
    • #4
    • 21st Nov 19, 7:06 PM
    Just had the letter today for my Clarity card which was at 13.2%

    The only interest I pay is on overseas cash withdrawals but I've started to use Starling more for that it probably won't affect me much. I'll still keep the Clarity for non-Sterling hotel and airline bookings
    • Fingerbobs
    • By Fingerbobs 21st Nov 19, 10:30 PM
    • 811 Posts
    • 331 Thanks
    Fingerbobs
    • #5
    • 21st Nov 19, 10:30 PM
    • #5
    • 21st Nov 19, 10:30 PM
    Received two letters in the post today (separate envelopes), one for each of my Halifax credit cards.

    Meh.
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