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    • ruby_eskimo
    • By ruby_eskimo 4th Jan 19, 7:57 AM
    • 2,255 Posts
    • 12,613 Thanks
    ruby_eskimo
    Thanks Westie! No real target in mind this year, just saving for the sake of saving I guess!

    Have made my first transfer of the year £5.29 into the pot which isn't a bad start if I do say so myself!
    Emergency Fund - £0 / £5,000 :: Decluttering - 12 / 1095
    :: VSP #13 - £18.49:: NSD 2019 - 17 / 200 Weight Loss: 43 / 58lbs January GC - £76.35/ £200
    Engaged 9th December 2010 Married 29th October 2015 Bought a House 13th January 2017
    • Littletinks
    • By Littletinks 4th Jan 19, 10:01 AM
    • 113 Posts
    • 202 Thanks
    Littletinks
    Morning Westie983 and fellow savers

    I've opened up a virtual online savings pot and made my 1st tfr of £4.51 today, for a small amount I feel really good, I know this is the beginning of something great!

    #9. £4.51/£200
    Virtual Sealed Pot Challenge 2019 #9 £366.55/£300
    PDBX 2019 #65 target £972/£2800.90
    As of 1/1/19: Debt 1 £567.90 - plan to clear by end of March 19. Debt 2 £2233, Debt 3 £6390 . Debt 1 cleared 27/2/19.

    Day one or One day, I'm pledging today as my day one, to a better future!
    • RhiBi
    • By RhiBi 4th Jan 19, 12:08 PM
    • 667 Posts
    • 1,888 Thanks
    RhiBi
    £11.69 transferred today to my virtual sealed pot! Form completed!

    Thanks Westie
    Virtual Sealed Pot 2019 £11.69/£500
    Bring your Lunch to Work to Work Jan 0/19
    £2 Savers Club #25 - £4
    Pay debt in 100 days £170/£1200
    • apricity
    • By apricity 4th Jan 19, 3:15 PM
    • 198 Posts
    • 605 Thanks
    apricity
    Can I join please? I didn't get a number in the previous thread. I don't have a target , I just want to see how much I can save.

    I've already saved £8.32 with my save-the-change account with lloyds.
    All savings for this challenge will go towards our emergency fund.
    Getting married 21.09.19
    Emergency Savings - £15.55 / £1,000 XMAS '19 Savings - £0.00 / £365 Holiday savings - £6.00(SA) £00 (PB)
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 4th Jan 19, 4:09 PM
    • 866 Posts
    • 5,241 Thanks
    swimminginaseaofdebt
    Great start everyone!

    I’ve transferred £6.86 across this week.

    I’ll post weekly to keep my motivation up but submit the form monthly.
    SPC11 #564 - £186.83
    SPC12 #22 - In Progress

    VSPC 2019 #10 - £157.10/£100
    • RhiBi
    • By RhiBi 4th Jan 19, 4:38 PM
    • 667 Posts
    • 1,888 Thanks
    RhiBi
    I tend to submit weekly, otherwise I'll confuse myself!! I also do a cheeky extra transfer on the last day of the month too!!
    Virtual Sealed Pot 2019 £11.69/£500
    Bring your Lunch to Work to Work Jan 0/19
    £2 Savers Club #25 - £4
    Pay debt in 100 days £170/£1200
    • swimminginaseaofdebt
    • By swimminginaseaofdebt 4th Jan 19, 5:04 PM
    • 866 Posts
    • 5,241 Thanks
    swimminginaseaofdebt
    I tend to submit weekly, otherwise I'll confuse myself!! I also do a cheeky extra transfer on the last day of the month too!!
    Originally posted by RhiBi
    Iíve set up my spreadsheet to calculate the weekly and monthly total so hopefully Iíll not get confused but no guarantees .

    Iím paying off debt and just using this challenge to drip feed money into my EF so no cheeky transfers for me yet, will have to wait until Iím debt free.
    SPC11 #564 - £186.83
    SPC12 #22 - In Progress

    VSPC 2019 #10 - £157.10/£100
    • Raggle1
    • By Raggle1 4th Jan 19, 7:13 PM
    • 48 Posts
    • 284 Thanks
    Raggle1
    Hi all, great to get started.
    I keep a budget spreadsheet to track my in/outgoings. I sideline the money weekly on my spreadsheet and will post weekly. But physically transfer the money monthly as my regular saver only accepts payments £25+. I've been doing it this way for a couple of months successfully.
    This week i have saved £8.45. Won't always be that high as most weeks i go for the nearest £5 rather than the £10, but i'm feeling motivated to save with the start to the new year!
    Happy potting
    MFW 2019 No. 62 £10120/£10000; MFW 2018 No. 62 £3390/£2400
    SPC 12 No.006 £99/No target
    • lightbulb0811
    • By lightbulb0811 4th Jan 19, 9:33 PM
    • 88 Posts
    • 383 Thanks
    lightbulb0811
    Can you add me in please. I was no. 10 last year if itís still available. Iíve transferred £4.97 already x
    Save £12k in 2019 #111 £440.39/£4000
    Sealed pot challenge #5 £153.59/250
    Weight Loss 28/60 lb challenge
    • Seaotter
    • By Seaotter 5th Jan 19, 10:32 AM
    • 210 Posts
    • 1,422 Thanks
    Seaotter
    Thanks for running this again Westie! I do love that weekend feeling when the bank balance is a nice round number! And then we get a nice surprise in December too!
    Sealed pot challenge 12 -#114 £670.50 SPC11 - #104 I've lost the note! SPC10 - £526.50 SPC9 - £712.52. SPC8 - £477.50
    Virtual pot challenge 2019 #3 (target £250).
    2018 £286.19. 2017 £286.04. 2016 £286.89. 2015 £366.96

    Family declutter in 2019 - 501/2019 (2018 - 420/2018. 2017 - 173/2017. 2016 - 1469/2016 and about 1,000 books
    • twigletsmum
    • By twigletsmum 5th Jan 19, 12:05 PM
    • 35 Posts
    • 127 Thanks
    twigletsmum
    Please count me in again for 2019, it really helped me last year stay focused on saving! Thank you
    VSPC #16
    SPC 12 #45

    Virtual Sealed Pot 2018 Total £303.74

    SPC 11 - £283.75
    • twigletsmum
    • By twigletsmum 5th Jan 19, 12:23 PM
    • 35 Posts
    • 127 Thanks
    twigletsmum
    Sorry I didn’t add a target, please can I put £350 as target, my last year’s number was #16 if that’s available. Thank you!
    VSPC #16
    SPC 12 #45

    Virtual Sealed Pot 2018 Total £303.74

    SPC 11 - £283.75
    • hummingbird
    • By hummingbird 5th Jan 19, 12:34 PM
    • 1,446 Posts
    • 7,539 Thanks
    hummingbird
    Just submitted my first update for January - £35.59
    £10 a day extra in May '18[B[B]]£35/310[
    Virtual Sealed Pot 2018 £500/£2500 = 20%
    You can find my diary here:http://forums.moneysavingexpert.com/showthread.php?t=5189836
    • Westie983
    • By Westie983 7th Jan 19, 12:01 PM
    • 4,800 Posts
    • 15,431 Thanks
    Westie983
    Hi Swimminginaseaofdebt,

    You can have #7 for now but may move you all up if we don't get the regulars back.

    Westie983
    Originally posted by Westie983
    Can I move you to #10 so Rhibi can keep her number from last year

    Thanks

    Westie983
    Save 12k in 2019 #42 Total (£16000)+£2300/£12000 = 19.16%
    Sealed Pot Challenge ~ 12 #97 Total (£505)+£0/£500 = 0.00%
    Xmas 2020 £1 a Day #8 Total (£305)+£0.00/£365 = 0.00%
    Virtual Sealed Pot #1 Total (£1300)+£600/£1000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1030)+£720/£2000 = 36.00%

    Total £3620.00/£15865 = 22.81%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 7th Jan 19, 12:04 PM
    • 4,800 Posts
    • 15,431 Thanks
    Westie983
    Hi Westie, I'm looking forward to this new start! I will set a target of £1000 please ( last year's target was a bit unrealistic lol).
    I was number 24 last year but would like 14 if it's still up for grabs x Thanks Westie!
    Originally posted by hummingbird
    Welcome back Hummingbird.

    Of course you can have 14, I'm ready to be here to kick you up the bum to keep you on track 😀

    Westie983
    Save 12k in 2019 #42 Total (£16000)+£2300/£12000 = 19.16%
    Sealed Pot Challenge ~ 12 #97 Total (£505)+£0/£500 = 0.00%
    Xmas 2020 £1 a Day #8 Total (£305)+£0.00/£365 = 0.00%
    Virtual Sealed Pot #1 Total (£1300)+£600/£1000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1030)+£720/£2000 = 36.00%

    Total £3620.00/£15865 = 22.81%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 7th Jan 19, 12:07 PM
    • 4,800 Posts
    • 15,431 Thanks
    Westie983
    Hi Westie983,
    I would like to join the 2019 challenge please. i'm a newbie to the challenge and have read the posts one and two in preparation. I will set my target at £100 provisionally.
    Thanks
    Originally posted by Raggle1
    Welcome to the challenge Raggle, your number is #11

    Westie983
    Save 12k in 2019 #42 Total (£16000)+£2300/£12000 = 19.16%
    Sealed Pot Challenge ~ 12 #97 Total (£505)+£0/£500 = 0.00%
    Xmas 2020 £1 a Day #8 Total (£305)+£0.00/£365 = 0.00%
    Virtual Sealed Pot #1 Total (£1300)+£600/£1000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1030)+£720/£2000 = 36.00%

    Total £3620.00/£15865 = 22.81%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 7th Jan 19, 12:11 PM
    • 4,800 Posts
    • 15,431 Thanks
    Westie983
    Thanks Westie! No real target in mind this year, just saving for the sake of saving I guess!

    Have made my first transfer of the year £5.29 into the pot which isn't a bad start if I do say so myself!
    Originally posted by ruby_eskimo
    Let's set a target make it as small as you want as it makes the spreadsheet totals work and also for you to see how you are progressing as the year goes on.

    Let me know what you want to put

    Westie983
    Save 12k in 2019 #42 Total (£16000)+£2300/£12000 = 19.16%
    Sealed Pot Challenge ~ 12 #97 Total (£505)+£0/£500 = 0.00%
    Xmas 2020 £1 a Day #8 Total (£305)+£0.00/£365 = 0.00%
    Virtual Sealed Pot #1 Total (£1300)+£600/£1000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1030)+£720/£2000 = 36.00%

    Total £3620.00/£15865 = 22.81%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 7th Jan 19, 12:15 PM
    • 4,800 Posts
    • 15,431 Thanks
    Westie983
    Can I join please? I didn't get a number in the previous thread. I don't have a target , I just want to see how much I can save.

    I've already saved £8.32 with my save-the-change account with lloyds.
    All savings for this challenge will go towards our emergency fund.
    Originally posted by apricity
    Hi Apricity of course you can join, well done for your start. You can have #15.

    As with others a target is to allow the totals to be added and see as a group how we are doing each month, and also for your own savings see how you are doing.

    It doesn't have to be high and can be changed over the year if it needs to go up or down.

    Have a look at the first post for the update link.

    Westie983
    Save 12k in 2019 #42 Total (£16000)+£2300/£12000 = 19.16%
    Sealed Pot Challenge ~ 12 #97 Total (£505)+£0/£500 = 0.00%
    Xmas 2020 £1 a Day #8 Total (£305)+£0.00/£365 = 0.00%
    Virtual Sealed Pot #1 Total (£1300)+£600/£1000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1030)+£720/£2000 = 36.00%

    Total £3620.00/£15865 = 22.81%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 7th Jan 19, 12:19 PM
    • 4,800 Posts
    • 15,431 Thanks
    Westie983
    Can you add me in please. I was no. 10 last year if it’s still available. I’ve transferred £4.97 already x
    Originally posted by lightbulb0811
    Hi Lightbulb0811

    Welcome back to the challenge. #10 has gone so the can give you #5

    Westie983
    Last edited by Westie983; 07-01-2019 at 12:24 PM.
    Save 12k in 2019 #42 Total (£16000)+£2300/£12000 = 19.16%
    Sealed Pot Challenge ~ 12 #97 Total (£505)+£0/£500 = 0.00%
    Xmas 2020 £1 a Day #8 Total (£305)+£0.00/£365 = 0.00%
    Virtual Sealed Pot #1 Total (£1300)+£600/£1000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1030)+£720/£2000 = 36.00%

    Total £3620.00/£15865 = 22.81%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
    • Westie983
    • By Westie983 7th Jan 19, 12:22 PM
    • 4,800 Posts
    • 15,431 Thanks
    Westie983
    Thanks for running this again Westie! I do love that weekend feeling when the bank balance is a nice round number! And then we get a nice surprise in December too!
    Originally posted by Seaotter
    Welcome back to the challenge Seaotter, you can have #3 this year what's your target going to be?

    Westie983
    Save 12k in 2019 #42 Total (£16000)+£2300/£12000 = 19.16%
    Sealed Pot Challenge ~ 12 #97 Total (£505)+£0/£500 = 0.00%
    Xmas 2020 £1 a Day #8 Total (£305)+£0.00/£365 = 0.00%
    Virtual Sealed Pot #1 Total (£1300)+£600/£1000 = 60.00%
    £2 Savers Club 2018 #16 Total (£1030)+£720/£2000 = 36.00%

    Total £3620.00/£15865 = 22.81%
    I'm a Board Guide on Budgeting & Bank Accounts, Debt-Free Wannabe, Disability Money Matters, and Savings & Investments. I'm a volunteer helping the boards run smoothly, but I'm not a moderator, and do not read all posts. If you see an inappropriate/illegal post then email forumteam@moneysavingexpert.com
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