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  • FIRST POST
    • Sue-UU
    • By Sue-UU 2nd Nov 18, 12:06 AM
    • 8,897Posts
    • 49,803Thanks
    Sue-UU
    Sealed Pot Challenge ~ 12
    • #1
    • 2nd Nov 18, 12:06 AM
    Sealed Pot Challenge ~ 12 2nd Nov 18 at 12:06 AM
    Hello once again Potters and welcome aboard to all new members! I never thought we would have been running THIS long, but here we are starting off with "SPC "No 12"!!! The years have flown past since SPC's birth! We've had 11 fantastic money-saving years, all purely because of the determination in saving of you all - many thanks to you splendid folk who have made SPC what it is!!

    For all newcomers...yes Old Timers too - it's so very important to please read through this entire post to see what the SPC is all about, dates for counting up and our re-opening date etc.. However, if you haven't already done so, please be sure to Join the MSE forum first in order to be able to join the challenge. For ALL SPC members, please chat away on this SPC 12 thread about your conquests, money-saving ideas etc from Post 4 (below) onward, it gives encouragement to all, including yourselves as it keeps the motivation to save far stronger and gives even more ideas of how to save.

    For all newcomers - a really huge heartfelt welcome! We're a great bunch who just adore greeting more members to the flock. Please read through this entire post and you'll be aware of why SPC is so special. You all settle in straight away and become part of our saving family!

    The idea is to save as much as possible throughout the following year until just before Christmas - which this year (2019) will be to open our pots on Thursday the 31st October 2019. We save it in pots that we've pre-sealed to stop us being tempted to open them. Any spare cash can be put away, every day/week/month, whatever is best for you. If you have change left over after you've been shopping - pop it in the pot! After all why not! However small the change...the likelihood is that it won't be missed, and might otherwise have been wasted!

    Most of us put in the difference in that we've been saved on special offers etc, it's all saved at the shop so it makes sense to save it in the pot to mount up!

    Below are the basics for making your pot and sealing it.

    Firstly: Get yourself a pot, and remember - it doesn't need to cost much - if anything! Do please do your best to avoid plastic of any sort, thank you. With the emphasis being on saving money, your pot doesn't need to cost anything I.e a used sweet tin, coffee jar..extremely MSE!! *Next - seal it with sellotape and be sure to make a slit in the lid, big enough for a 50p to go in, that way all coins will fit. Perhaps if you wish, you can always take advantage of finding a cheap pot in the sales after Christmas, or put one you fancy on your Christmas list! You can always buy ready sealed tins from reasonably priced shops!

    It can also be interesting and challenging to make yourself a Papier Mach!! Pig (or any animal or object) etc by using Frugaldom's recipe, by clicking here then going to Post No. 597 of SPC 1 or by going to a totally separate thread papier mach! Animal here. After it's finished, seal as the instructions in the *paragraph above

    After selecting your pot, seal round the lid with sellotape. Again, be sure to make a slit in the top that is the right size for a 50p to go in! NB. If you make a Papier Mach!! Pot you will need to "operate" on it at the end of each challenge! Still, you can always have the pleasure of making a new one towards the end of the year, or getting the kiddies involved - if you're the daring type! The mind could run riot with what to model!

    Terrimundi pots are available in many shops and on-line, they're very attractive and another ready sealed way to save, and though the manufacturers and retailers would have you believe differently, you DO NOT need to smash them to remove your cash!! I've used mine for 11 years...and at the end of each year's challenge, hubby and I have a whale of a time, doing things the 'old' way by tilting the pot and using a knife! Though, a few years ago DH bought a 12" steel ruler in from the shed which is thin and broad and perfect for the job. So be assured that, so long as you go carefully, you CAN use them again and again....unless you drop the darned things!! They are costly though, but this is where your Christmas list comes in handy, though always keep a look out in charity shops too!

    Regarding the Sealed Cans many of you use, apparently the best way to open the sealed tins is, rather than using a tin opener, squeeze the side of the tin, where the seam meets and you can pop the seal and tip the money out that way, better still, turn them upside down and get the cash out as advised above with Terramundi.


    The term roadkill = any money found on pavements, parks etc; even in car parks or on shop floors etc.

    NB. A few notes of interest.

    1/ Any money which is inherited can not be included as savings. Likewise any money put directly into the bank cannot be counted as savings with SPC. Money from second jobs is ok, such as cleaning for Mrs Bloggs down the road/ taking in ironing, a part-time job or anything similar is ok to be saved. Any savings saved via Christmas Clubs can also be used in your SPC Totals, it's another way of saving for Christmas after all. Money received from cashback sites such as Quidco, topcashback etc can be included in your pots. Likewise, any money made from sales on E-Bay, Facebook, Surveys or similar can be saved.

    Also, it is possible to include all other savings from MSE Challenges with your SPC Totals i.e. the £2 Challenge as, apparently they aren't put down on the challenge threads themselves. Also, the 1p challenge is to be declared. If you're unsure, please ask on the thread, and remember - there's no so thing as a stupid question!

    Second incomes can come in many varied and very lucrative guises and anything such as that would be unfair to other members. However, doing a little job for Mrs Bloggs as described in paragraph 1/ can be included. Mostly the SPC is a challenge to see how much we can save during the year...mostly it's relatively small amounts which are saved from wages, housekeeping, good budgeting etc. Remunerations via the letting of second homes cannot be included in the SPC!

    2/
    Whenever you're in the dilemma of "ooh should I buy that?" If you don't need it, but just want it - leave it there and pot the cash instead, you'll be much more satisfied with the accomplishment, pleased with your self-discipline too. All too often, if I go back a second time I find I didn't even like whatever it was anyway!

    3/ You can ask me to put a Target on for you to try to meet (it's put in blue/pink ink alongside your name and number on the 2nd and 3rd posts below) but it's not necessary. If you do set one, but are unable to meet it, don't worry, at least you tried! A few people keep account of all they save, but most of us count what we save daily or weekly, then put it on the thread to help encourage others....ourselves too, then we pot it and forget about it and.... wait for the surprise at the end of the year!
    If you are hoping for a particular amount by Declaration Day but still want a nice surprise come November, work out what amount you would like to save, then work out how much you will need to pot on a weekly or monthly basis in order to achieve it. Save that sum regularly as well as potting any spare change after shopping, that way you are bound to come out on top and have a surprise come October!

    4/ Mainly SPC is a challenge to see how much we can save in a year for Christmas 2019. However, over the last 10 - 11 years we've had some members who have needed theirs at sometime throughout the year for bills, debts etc, and personally I'd far sooner they take the cash out for that than pay more interest or...miss a due date! You can always start again, even if it's getting later in the year, you can even include what you needed to take out on Declaration Day, after all, you will have saved it!! Whatever you need to do, don't worry about it - be happy and proud you have saved!
    Please don't worry about the amounts others save! We are all individuals with such varying jobs/incomes, each with different expenditures and commitments etc so while some find saving a real struggle, for others it's obviously easy. However, it's the pleasure each of us receives from our personal potting results - whatever you manage to pot, be happy with it, and be proud!!!!

    5/ If you wish to save for something special, a holiday, wedding etc then please do so, just please remember to declare it on October 31st. The most important thing, is that you are saving ...and hopefully not tempted to take it out unnecessarily.
    If anyone has any other queries, then please sing out.

    6/ At the end of the year (or when we've saved for what we wish) count up all your money saved and declare your Total either by waiting until the declaration date - or (if you've needed your cash for other things - by putting your Total on your MSE signature to remind you to include it in your full Total; that particularly applies to those using their money for holidays etc, but PLEASE remember to return to the thread on the 31st October to declare those Totals to me.
    Some members prefer not to keep too much money in the house and count theirs up every now and then to bank it, in which case they always pop the amount banked on their MSE signatures.

    7/ KEEP YOUR POT or POTS SAFE!! If you hide it, be sure to remember where you put it!!

    8/ "Holding Pots": To anyone concerned about putting money into their pot - only to possibly needing it later in the week/month: Why not use an unsealed pot or purse as a "holding pot" and pop the money in there first each day/week/month - then, if it's not needed (for car parking costs, little Johnnie's school trip etc) - put it in your Sealed pot so it stays put. Do that each week and it'll save you taking money from the bank. Discipline yourself to only take what's needed though!

    9/ "Where to take bags of cash at the end of the year?": Most banks will accept them providing you have an account with them. Remember also that most banks have counting machines, so any of you who really don't like counting money, take them in and let the machine do the counting for you; you'll get a receipt which you then take to the counter. PLEASE - DON'T EVER CHANGE IT IN ONE OF THE COINSTAR MACHINES AT THE ENTRANCES OF SUPER MARKETS.... THEY WILL TAKE AROUND 10% OF YOUR MONEY!!!!!!!!!

    10/ Members who do not return by two weeks after closing date will lose their numbers as, many people who sign up to the challenge then don't bother returning! To be fair, I think a lot get swept up in the excitement of it all, but then, for one reason of another, can't or don't wish to keep it up, but that then leaves me with a long list of non savers on the list which makes things very difficult over time. Any saving members won't be at all worried about this - but if those 'defaulting' (bad word, but...!) members remember, then - come on back and ask for another number, you will always be be more than welcome!

    On the 2 posts below is a list of members and their numbers, always display your No on your signatures please, that makes life so much easier for me and my DH when counting up all of our Totals. In December or thereabouts I declare the Grand Total of ALL that we members have collected, and what a terrific sight that is! Please declare your savings ASAP on or close to the 14th November please.

    Once again, we've just had an amazing year, let's keep it up and see what we can achieve this year. Good luck everyone and save well!!

    PLEASE take note everyone Thursday 31st Oct is the closing date for 2019, the day we declare what we've saved on the thread, kindly declare your monies saved within 2 weeks of the 1st, thank you kindly.


    It's Never Too Late To Join Us! and You Never Need To Re-join....well, unless you stop visiting us in November! However.......you can always return to the fold and be made very welcome!

    Many thanks for reading
    , Sue.


    This Forum tip was included in MoneySavingExpert.com's weekly email!
    Last edited by MSE Tine; 27-11-2018 at 1:08 PM.
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88!!!!

Page 2
    • Robin09
    • By Robin09 2nd Nov 18, 1:31 PM
    • 411 Posts
    • 2,251 Thanks
    Robin09
    Good afternoon,

    Please may I join in with you all? No target, will be happy with whatever we can save. I have a sealed tin, and have just put £16.10 in.

    Thank you
    • browneyed_girl
    • By browneyed_girl 2nd Nov 18, 1:44 PM
    • 93 Posts
    • 771 Thanks
    browneyed_girl
    Thank you Sue for such a warm welcome! And also to James - good luck with saving for India I do find itís a lot more motivating to have something specific to save for, though seeing the pot slowly filling up should also help!

    Have just found a lonely looking £1 when sorting through my purse - in the pot it goes! Iím hoping it will have plenty of company soon as DH will be working tonight and (hopefully) getting tips that can be added.

    Is it odd to already be looking forward to opening day?!
    Beware of little expenses. A small leak will sink a great ship.
    Debt at highest = £62,842.59 (Dec 2018) - now £51,597.98 (Oct 2019)
    SPC 12: £1242.13; SPC 13 #50
    Emergency fund £629.36 / £1000
    • Sue-UU
    • By Sue-UU 2nd Nov 18, 1:59 PM
    • 8,897 Posts
    • 49,803 Thanks
    Sue-UU
    Welcome aboard our latest members!
    A very warm welcome to you, Robin09 SPC No 076. It's lovely to have you with us. Have fun saving and enjoying the banter. You'll find your number on the the 2nd post of page 1. Please read through post 1 as it'll let you know exactly what to do with the challenge. PS. We empty our pots and declare our savings in October, please make a note of this year's date: 31st Oct 2019.

    Please also subscribe to the thread by clicking on "Thread Tools" (lower green bar) and clicking "Subscribe to this thread"...or you may lose us! To put your SPC No on, go to "Quick Links" (right side of top green bar), click and then click on "Edit Signature" and you're away.

    *Please pop your number on your sig, it really helps me.




    Not to worry, 32b3, I shall be here when you're ready. We all get hiccups along the way now and then. I'll see you as and when.


    You're very welcome, Miss D Meanour. I've updated your Target to £400, all the best in reaching it. I'll be holding you to that promise by the way!! Aside from that, it's so lovely to see folk as they add incentive to us all. You have a lovely weekend also.


    You're most welcome, browneyed_girl, it's always lovely to add more members to our SPC family. Thank good ness you've potted that lonely £1, it's amongst friends no so it too is happy!
    Not it's not odd to be looking forward to opening day already, I am! Aside from that it shows you're already becoming addicted, nothing wrong with that!!!!! Fingers crossed for your DH to add to the pot later!! Oh, it's so good to have me a wannabe saver!! Come by often as we all need motivating. Have a lovely weekend!


    Have a wonderful weekend, folks.



    Sue

    Opening date for SPC 12 will be 31st October 2019


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88!!!!

    • katsoocam
    • By katsoocam 2nd Nov 18, 3:49 PM
    • 97 Posts
    • 300 Thanks
    katsoocam
    I would like to sign up again please! No 52 :-). Nothing to save you but the pot is waiting...
    Mortgage Balance: £302923.49
    Total Savings: £45177.67
    ISA: £161921.89
    3-6 Month Emergency Fund Challenge £15000/£22800 65.8%
    Sealed Pot Challenge Number 11 No. 52
    • little_sweetie
    • By little_sweetie 2nd Nov 18, 4:00 PM
    • 820 Posts
    • 9,922 Thanks
    little_sweetie
    Thanks for the lovely new thread Sue! I'm starting off by potting all the silver bits from my purse so that the tin makes a lovely sound when I shake it Any pound coins or notes (I should be so lucky!) will be put into the camper van money box as before, because I'm not really ever tempted to plunder it and it's tucked out of sight in a cupboard.
    G was going to give me some spare change but instead we used it to buy a hot sausage roll and a tea for a homeless young man in town this lunchtime. It was flippin' cold out there.


    Anyway, potters are declaring some smashing totals again this year, aren't they. Well done everyone and a big thank you again to Sue.
    Oh and thanks for all the lovely birthday wishes for yesterday. Jakes-mum... the cakes were delicious
    stars from Sue-uu ! x15 Sealed Pot Challenge #70
    SPC #5 £111 SPC #6 £175 SPC #7 £151 SPC#8 £78 SPC#9 £72.50 SPC #10 £23.50 SPC #11 £276.18
    SPC #12 £108.56
    • Sue-UU
    • By Sue-UU 2nd Nov 18, 4:24 PM
    • 8,897 Posts
    • 49,803 Thanks
    Sue-UU
    There's no need to sign up again, Katsoocam, we all stick with the same Nos so your still No 52. Don't worry about there being no saving today, the pot will patiently be waiting for a feed! Don't forget to come on regularly so you can motivate us all, tother way round too!
    Very wise to feed your pot some fodder, little_sweetie, no doubt we rattle best when we've food inside us!! That was so kind of G to ensure the homeless chap had food and a drink too. Although we've lost that wind (for now) it's still bitter out there, especially at this time of day.


    I hope you had a really lovely day yesterday and thoroughly enjoyed yourselves. Take great care and we'd love to see you when you've time. Have a lovely weekend.



    Have a wonderful weekend, folks.



    Sue

    Opening date for SPC 12 will be 31st October 2019


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88!!!!

    • e4rub
    • By e4rub 2nd Nov 18, 6:10 PM
    • 714 Posts
    • 6,127 Thanks
    e4rub
    Yay, new thread
    Looking forward to another year of potting
    Good luck potters!

    Emily xx
    SPC #27 £544.76 Total for 2019Debt Free Date 1st August 2016 Christmas 2019 £1200 saved...so far
    • Nicnak
    • By Nicnak 2nd Nov 18, 6:47 PM
    • 2,432 Posts
    • 14,549 Thanks
    Nicnak
    I'm here x
    September 6th 2017 - Updated February 2019
    Credit Card £0 now: £0 Dad £1500 = £0 Consolidation £15,000 = £8,200 Total = £25,330 £8,200 67% gone EMF #252 = £500/£1000
    Sealed pot challenge #024
    Pay off all your debts by Christmas #071
    • LizzieWb
    • By LizzieWb 2nd Nov 18, 7:21 PM
    • 14 Posts
    • 175 Thanks
    LizzieWb
    Hi! I'm looking forward to the new challenge - my tin is sealed and ready and I've just put £1.40 in to start things off... I would like to aim for £450 this year... I have worked out I will need to pot the equivalent of £1.23 a day if I'm going to manage it! My husband is on the case too so will be adding money to the pot when he can
    Sealed pot challenge - 12 - #004

    • VickyA
    • By VickyA 2nd Nov 18, 7:38 PM
    • 4,453 Posts
    • 21,723 Thanks
    VickyA
    Good evening everyone.

    It is so good to be back. Number 153 reporting for duty! The first potting has taken price of £2.50 instead of me buying a EuroMillions ticket. I never win so I may as well keep the cash myself.
    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 declared
    • Couldsavemore
    • By Couldsavemore 2nd Nov 18, 8:16 PM
    • 100 Posts
    • 426 Thanks
    Couldsavemore

    Hi, I'm new here, can I join in.
    I have a nice box (got it as a wedding present and it's lasted longer than the husband) I've thrown in some £2 coins this morning. Can't wait to see how much I can save!!
    Mortgage overpayment target is £1200
    Total paid 1413


    SPC #80... Still adding that loose change.
    2019 mortgagr free #48 Target £2400 paid £:645beer:
    • ERPY85
    • By ERPY85 2nd Nov 18, 9:29 PM
    • 29 Posts
    • 72 Thanks
    ERPY85
    Hi all. Can I join in this year? I am always throwing pennies into various pots around the house. This year I tried to do the '1p a day' challenge from another website, but that was unrealistic as by 200 days+ into the year it meant saving over £2 every day, which on my budget is unrealistic! I also ended up dipping into the pot as its been a rough year (however i counted up what was left in there today and it was £143 so not bad, not quite the £600 i was aiming for though!).

    So this year I'd like to join you all, I am not setting a target and I don't want to count all of my money saving into it (like cashback etc) as I'd just like to use a physical pot and pennies - counting it up is so exciting! I've put £5.17 in today to start me off as its odd pennies and things from another money box I had knocking around.

    I have made up my box as it fits onto a shelf perfectly and inconspicuously in my dining room (its a cardboard box covered in brown paper and lots of selotape!) and I've stuck a customised calendar from 2nd November 2018 - 31st October 2019 onto it so I can tick off everyday, i want to aim to put something in every day even if its a penny :-)

    Thanks in advance for letting me join you, and thanks to Sue for running the thread.
    • MrsShazbat
    • By MrsShazbat 2nd Nov 18, 10:04 PM
    • 638 Posts
    • 3,035 Thanks
    MrsShazbat
    Hi everyone I'm here

    Got my new tin out and put the first £2 coin in tonight. SPC11 money is now sat at the side of me on the desk, in a poo bag waiting to be carted off to the bank (and it'll smell of lavender when I pay it in ). Still haven't checked out the HSBC paying-in machine thing yet but will get on to it next week.

    Happy new saving year everyone!!
    SPCNo.13 #66 (12 £260.48; 11 £480.95; 10 £682.31; 9 £442.64)
    • Sue-UU
    • By Sue-UU 2nd Nov 18, 11:09 PM
    • 8,897 Posts
    • 49,803 Thanks
    Sue-UU
    A warm welcome to the mad house our new family
    Hi, I'm new here, can I join in. Of course you can! I have a nice box (got it as a wedding present and it's lasted longer than the husband (Uh oh, we've got a right one ere!) I've thrown in some £2 coins this morning. Can't wait to see how much I can save!!
    Originally posted by Couldsavemore
    Hi all. Can I join in this year? What, you too?! I am always throwing pennies into various pots around the house. This year I tried to do the '1p a day' challenge from another website, but that was unrealistic as by 200 days+ into the year it meant saving over £2 every day, which on my budget is unrealistic! I also ended up dipping into the pot as its been a rough year (however i counted up what was left in there today and it was £143 so not bad, not quite the £600 i was aiming for though!).

    Thanks in advance for letting me join you, and thanks to Sue for running the thread. Ahh, how sweet, she obviously doesn't know me yet
    Originally posted by ERPY85

    A very warm welcome to you, Couldsavemore SPC No 080 and ERPY85 SPC No 112. t's lovely to have you with us. Have fun saving and enjoying the chat on this thread. You'll find your numbers on the the 2nd post of page 1. Please read through post 1 as it'll let you know exactly what to do with the challenge. PS. We empty our pots and declare our savings in October, please make a note of this year's date: 31st Oct 2019.

    Please also subscribe to the thread by clicking on "Thread Tools" (lower green bar) and clicking "Subscribe to this thread"...or you may lose us! To put your SPC No on, go to "Quick Links" (right side of top green bar), click and then click on "Edit Signature" and you're away.

    *Please pop your number on your sig, it really helps me.


    YAY new thread indeed, Emily!!!! Enjoy the year and it's saving Em and see you soon!!

    Lovely to see you back and rearing to go again, Nicnak!!!

    Hi! I'm looking forward to the new challenge - my tin is sealed and ready and I've just put £1.40 in to start things off... I would like to aim for £450 this year... I have worked out I will need to pot the equivalent of £1.23 a day if I'm going to manage it! My husband is on the case too so will be adding money to the pot when he can
    by LizzieWb

    It sounds as though you have the following year fully planned, LizzieWb, brilliant news, also it's fantastic to know that hubby is right there with you!!!! I do believe someone's taking notice of my 1st post, if so eureeka!!!!! Keep up the great work Lizzie and come and see us regularly!

    Brilliant to see you, Vicky!! Fantastic to know that your pot took pride of place instead of the EuroMillions!!!! Here's a thought, you could sort of talk your hubby into doing the Lottery, then each week....tell him he'd just as well give it to you to pot as he'll never win!!!! A lovely little earner!

    Good to see you here, MrsShazbat, and well done for keeping up the habit!!

    A lovely £2 coin from hubby for the pot!! He doesn't know it yet, he will soon!



    Have a wonderful weekend, folks.

    Sue

    Opening date for SPC 12 will be 31st October 2019


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Last edited by Sue-UU; 02-11-2018 at 11:17 PM.
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88!!!!

    • twigletsmum
    • By twigletsmum 3rd Nov 18, 9:23 AM
    • 35 Posts
    • 127 Thanks
    twigletsmum
    Woohoo, let’s get started :-) pot is ready and first few coins been put in. I don’t tend to keep count of how much I’m putting in, it comes as a nice surprise on deceleration day! I’m starting earlier this time, loved the last challenge and excited for this one! Thanks for doing it again this year Sue!
    VSPC #16
    SPC 12 #45

    Virtual Sealed Pot 2018 Total £303.74

    SPC 11 - £283.75
    • browneyed_girl
    • By browneyed_girl 3rd Nov 18, 9:55 AM
    • 93 Posts
    • 771 Thanks
    browneyed_girl
    Morning Sue and fellow potters!

    Seems as though everyone is off to a good start - hoping I can keep up the momentum over the year!

    DH came home from work with lots of lovely tips for the pot Not sure of the exact amount as he wouldnít let me count it (but I definitely saw some gold coins going in! ). He knows that if I count what goes in each time then Iíll be keeping a running tally and know roughly what we have at opening day, but he wants it to be a complete surprise. Fair play to him, but I know in a few months Iíll be itching to count the total so far - must stay strong!!

    A lovely weekend to all!
    Beware of little expenses. A small leak will sink a great ship.
    Debt at highest = £62,842.59 (Dec 2018) - now £51,597.98 (Oct 2019)
    SPC 12: £1242.13; SPC 13 #50
    Emergency fund £629.36 / £1000
    • Sue-UU
    • By Sue-UU 3rd Nov 18, 12:07 PM
    • 8,897 Posts
    • 49,803 Thanks
    Sue-UU
    Morning All. Have a lovely weekend.
    A very good morning to you SPCers!!


    I quite agree with you, twigletsmum, the surprise at the end of the SPC year is so exciting. You saved brilliantly during 11 and I've no doubt whatsoever that you'll get even better this time round! Your declaration post really touched a chord in my heart, it was wonderful and gave me such a buzz to know that SPC did that for you!! Happy potting twigletsmum!



    Seems as though everyone is off to a good start - hoping I can keep up the momentum over the year!


    I know in a few months Iíll be itching to count the total so far - must stay strong!!
    Originally posted by browneyed_girl

    Good morning, browneyed_girl, lovely to see you back so soon. Of course you'll keep up the momentum!! It sounds as though your DH has enough incentive for the two of you anyway, fantastic news!! Keep coming to the thread and you'll be amazed at just how that alone keeps you motivated.



    Be strong and always treat your Pot as though it's a bomb ...get too close to it for anything other than putting cash in and...who knows what might happen!!! Take great note of the mantra on your siggy "Beware of little expenses. A small leak will sink a great ship."... it applies similarly to your pot See you soon.



    Another £5er for the pot after a little fruit & veg! Such a shame I only had a tenner to give him!



    Have a wonderful weekend, folks.

    Sue

    Opening date for SPC 12 will be 31st October 2019


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88!!!!

    • Bounty123
    • By Bounty123 3rd Nov 18, 3:50 PM
    • 32 Posts
    • 177 Thanks
    Bounty123
    Afternoon everyone,
    Can I join this year? I would like to save £300 and already have a tin to put change in.
    • stepuptothepl8
    • By stepuptothepl8 3rd Nov 18, 4:13 PM
    • 891 Posts
    • 4,547 Thanks
    stepuptothepl8
    I'm in for next year again please. £20 odd in the pig already :-)
    LBM 1st Feb 2015 £18182 to go
    my diary: time to step up to the plate. SPC#079
    • Sue-UU
    • By Sue-UU 3rd Nov 18, 5:58 PM
    • 8,897 Posts
    • 49,803 Thanks
    Sue-UU
    Afternoon everyone,
    Can I join this year? I would like to save £300 and already have a tin to put change in.
    Originally posted by Bounty123
    You most certainly can join us, Bounty123 SPC No 113. A very warm welcome to you, it's lovely to have you with us. Have fun saving and enjoying the chat on the thread. You'll find your number on the the 2nd post of page 1. Please read through post 1 as it'll let you know exactly what to do with the challenge. PS. We empty our pots and declare our savings in October, please make a note of this year's date: 31st Oct 2019.

    Please also subscribe to the thread by clicking on "Thread Tools" (lower green bar) and clicking "Subscribe to this thread"...or you may lose us! To put your SPC No on, go to "Quick Links" (right side of top green bar), click and then click on "Edit Signature" and you're away.

    *Please pop your number on your sig, it really helps me.


    I've added your Target alongside your name and No,
    Bounty123, good luck in reaching it.



    It's so good to see you back with us,
    stepuptothepl8, I see you've started off in great style!



    I hope you're all enjoying your weekend, folks.

    Sue

    Opening date for SPC 12 will be 31st October 2019


    Anyone wishing to join us, it's NEVER too late, so please just ask, you'll be made very welcome.
    Sealed Pot Challenge 001 My Totals = 08 = £163.95 09 = £315.78 10 = £518.80 11 = £481.87 12 = £694.53 13 = £1200.20! 14 = £881 15 = £839.21 16 = £870.48 17 = £871.52 18 = £800.00 19 = £851.02Grand Totals of all members (2008 uncounted) 2009 = £32.154.32! 2010 = £37.581.47! 2011 = £42.474.34! 2012 = £49.759.46! 2013 = £50.642.78! 2014 = £61.367.88!! 2015 = £52.852.06! 2016 = £52, 002.40!! 2017 = £50,456.23!! 2018 = £47, 815.88!!!!

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