Taking online payments

jamels2 · 17 November 2019 at 10:37PM

I am looking for a payment provider where I can have customers pay for a service through my website.
Initially there won't be many transactions just a few per week I expect.
I have seen on other sites those such as sage pay , PayPal and world pay. Just wondered if anyone with the research already done could recommend one to me?

martindow · 18 November 2019 at 1:00PM

Worldpay and Sage Pay are probably more suited to an established business as they have fixed costs with monthly fees (around £30) as well as charges per transaction - typically a percentage for a credit card and a fixed fee for a debit card. Paypal charges per transaction are likely to be higher but I don't think there are monthly fees. It is probably best to start with Paypal or another supplier that just charges transaction fees.

I use Worldpay but I continue to offer Paypal as quite a lot of people have balances on their accounts that they want to use. PP is used for about 30% of my sales even though I give card payments as the first option.

scaredofdebt · 18 November 2019 at 3:55PM

I'd use Paypal to start with as it is easiest to implement from a web point of view (so probably cheaper), you can keep an eye on charges and see how they compare to other providers but for low levels of transactions the differences are not likely to be very much.

Paypal is more user friendly as well, at least in my experience.

Percy1983 · 28 November 2019 at 2:59AM

I use paypal, no monthly charges and easy to setup. Also most customers prefer it as they trust it as a middleman and they don't have to dig out a debit/credit card to pay.

Taking online payments

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