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  • FIRST POST
    • WannabeFree
    • By WannabeFree 21st Nov 17, 10:04 AM
    • 3,704Posts
    • 35,199Thanks
    WannabeFree
    ôRock bottom became the solid foundation on which I rebuilt my life.ö
    • #1
    • 21st Nov 17, 10:04 AM
    ôRock bottom became the solid foundation on which I rebuilt my life.ö 21st Nov 17 at 10:04 AM
    Back in May this year I decided things had to change. I turned to here and received an amazing amount of help and advice. Here I am making a fresh start.

    Debt 09/05/2017

    Council Tax ú2092.71
    Court Fine ú1250
    Court Fine ú200
    Person 1 ú1000
    Person 2 ú1000
    Person 3 ú1379
    Person 4 ú427
    Debt Total ú7348.71

    Rent Arrears ú3381.28

    Total ú10729.99

    *Person 4 ú575
    *New Debt ú732
    *Debt 1 ú387.29
    *Debt 2 ú1451.40
    *Debt 3 ú1137.73
    *EDF ú3140.65

    Total ú18154.06

    *As more comes out from under the carpet I will update here.
    Last edited by WannabeFree; 21-11-2017 at 11:21 AM.
Page 291
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 13th May 19, 2:37 PM
    • 9,397 Posts
    • 74,136 Thanks
    HairyHandofDartmoor
    I'm glad your feeling so much better Wannabe . It must help a lot when your money situation is nearly sorted and the sun is shining. I hope little DD gets over her coughs and sneezes soon.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = ú58,766 DEBT FREE 31 OCTOBER 2017
    EMERGENCY FUND 1 = ú4,005. EMERGENCY FUND 2 = ú1,505.
    CHRISTMAS SAVINGS = ú66
    PREMIUM BONDS = ú50
    • WannabeFree
    • By WannabeFree 13th May 19, 7:28 PM
    • 3,704 Posts
    • 35,199 Thanks
    WannabeFree
    Thank you HH

    Youngest is struggling a bit more than usual. Emergency bags are ready just in case. DD has been invited out at weekend for her best friend's birthday and is sleeping over. Older two are also staying out on Friday if everything goes to plan.

    Direct debit finally bounced and I've transferred back in the money for tomorrows direct debit. I hope the rent isn't tried again tomorrow or that will be a total disaster! And I hope it doesn't cause bank charges all because I'm stupid

    Still waiting for the populuslive cheque. Hopefully tomorrow. I really hope so.

    I'm tired but I know it's going to be a late one with youngest and we've gone up a step on the action plan so more meds and things need given.

    Hope you're all okay

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.ö
    • jwil
    • By jwil 14th May 19, 6:57 AM
    • 10,490 Posts
    • 36,931 Thanks
    jwil
    Hope youngest is ok today x
    "If you can dream it, you can do it". Walt Disney
    • UncannyScot
    • By UncannyScot 14th May 19, 6:59 AM
    • 1,929 Posts
    • 11,097 Thanks
    UncannyScot
    Morning missus, hoping all ok with the wee yin and awbiddy else
    (((((HUGS)))))
    BUGGRITMILLENIUMHANDANDSHRIMP I TOLD EM! - Foul Ole Ron
    It is important that we know where we come from, because if you do not know where you come from, then you do not know where you are, and if you don't know where you are, then you don't know where you are going. If you don't know where you're going, you're probably going wrong.
    R.I.P. T.P.
    • teafor2
    • By teafor2 14th May 19, 7:09 AM
    • 1,619 Posts
    • 12,453 Thanks
    teafor2
    Morning WB Hope DD was OK last night and you didn't have to do an emergency dash to hospital.

    Sounds like DS and DD1 have a busy but fun weekend ahead of them.

    Hope nothing happens today to throw your budgeting out. Fingers crossed the cheque will also arrive.

    Have a good day. xx
    • WannabeFree
    • By WannabeFree 14th May 19, 8:44 AM
    • 3,704 Posts
    • 35,199 Thanks
    WannabeFree
    Morning

    Thank you

    Older two in school and youngest is okay. Still up and down breathing wise.

    Anyway waiting for the postman in the hope he has the cheque then I can head into town to cash it and put it in the bank today.

    No other plans. The sun is shining and the cleaning is done.

    Have a lovely day

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.ö
    • WannabeFree
    • By WannabeFree 14th May 19, 10:28 AM
    • 3,704 Posts
    • 35,199 Thanks
    WannabeFree
    Still no cheque. Think the postie is going to put a restraining order on me

    Youngest appointment letter for Thursday came and I hope I find where we have to go!

    It's so warm! We aren't doing anything really. Going to sit in the garden with a book why youngest has a nap. Dinner tonight was supposed to be cottage pie but I think I might do tuna pasta instead of having the oven on!

    Hope you are all enjoying the lovely weather too.

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.ö
    • Sun Addict
    • By Sun Addict 14th May 19, 6:55 PM
    • 7,137 Posts
    • 52,335 Thanks
    Sun Addict
    Glad the little one is a bit better and that the sun has been shining for you

    Direct debit wise could you have an aim to get a month ahead of yourself, I know it's hard to do but would be better once it's done. Very annoying that they won't take the money on a day that suits you though
    Virtual Sealed Pot 2019 ú251.96
    Weight loss 7.5/9LBS
    Emergency Fund ú3260/ú10,000
    • milann
    • By milann 14th May 19, 7:49 PM
    • 2,510 Posts
    • 14,385 Thanks
    milann
    Hope little one improves. Does the weather have an impact on her?
    Hope the others enjoy their sleepover and you manage to take some chill out time whilst theyĺre not at home.
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 14th May 19, 8:00 PM
    • 9,397 Posts
    • 74,136 Thanks
    HairyHandofDartmoor
    I hope your cheque comes tomorrow Wannabe, it's infuriating waiting for a cheque that doesn't come.

    I hope little DD feels better soon too.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = ú58,766 DEBT FREE 31 OCTOBER 2017
    EMERGENCY FUND 1 = ú4,005. EMERGENCY FUND 2 = ú1,505.
    CHRISTMAS SAVINGS = ú66
    PREMIUM BONDS = ú50
    • teafor2
    • By teafor2 15th May 19, 6:38 PM
    • 1,619 Posts
    • 12,453 Thanks
    teafor2
    Evening WB Hope you and the smalls have all had a good day. Just wanted to pop by and say I hope everything goes as well as can be expected for DD2 at hospital tomorrow. xx
    • beanielou
    • By beanielou 15th May 19, 6:53 PM
    • 63,232 Posts
    • 278,065 Thanks
    beanielou
    Also hoping all goes well tomorrow for DD2 x
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • earthgirl
    • By earthgirl 15th May 19, 6:58 PM
    • 2,581 Posts
    • 27,279 Thanks
    earthgirl
    Hope dd's appoinment goes well and she feels a bit better. How annoying about the cheque!
    15/5/12 Paid off Mortgage 1 (ú220k) Bought Dream House Dec 13 - Mortage 2 -ú116,508. 15/7/18 Mortgage Free Again

    50 Frugal Living Tips that Really Work : https://youtu.be/eBorBymXXCQ

    Budget for May - Real Figures: https://youtu.be/vu8h_RW6TIY
    • Sun Addict
    • By Sun Addict 15th May 19, 7:03 PM
    • 7,137 Posts
    • 52,335 Thanks
    Sun Addict
    Hope everything is ok xx
    Virtual Sealed Pot 2019 ú251.96
    Weight loss 7.5/9LBS
    Emergency Fund ú3260/ú10,000
    • WannabeFree
    • By WannabeFree 15th May 19, 8:38 PM
    • 3,704 Posts
    • 35,199 Thanks
    WannabeFree
    Thank you x

    Sorry for the silence. I'm so exhausted. The worry of the appointment. Youngest not being herself and just my general worrisome self is a bit heavy. Then I had no excuse not to attend my own appointments today and that always leaves me feeling even more drained.

    I'm just tired. I'm sure I'll be fine again in a few days.

    Still no cheque. It needs to hurry up as I'd planned on it being in and spent on bills by now.

    Hope everyone's well I will catch up again

    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.ö
    • HairyHandofDartmoor
    • By HairyHandofDartmoor 15th May 19, 8:40 PM
    • 9,397 Posts
    • 74,136 Thanks
    HairyHandofDartmoor
    Sorry you feel so tired Wannabe. I hope you feel better soon and that the cheque soon comes.
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = ú58,766 DEBT FREE 31 OCTOBER 2017
    EMERGENCY FUND 1 = ú4,005. EMERGENCY FUND 2 = ú1,505.
    CHRISTMAS SAVINGS = ú66
    PREMIUM BONDS = ú50
    • beanielou
    • By beanielou 15th May 19, 9:02 PM
    • 63,232 Posts
    • 278,065 Thanks
    beanielou
    Sorry that you are so tired
    Hope the cheque comes really soon. x
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~** **Weight loss 2 stone 12 lbs **

    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
    • Cherryfudge
    • By Cherryfudge 15th May 19, 10:56 PM
    • 2,795 Posts
    • 17,662 Thanks
    Cherryfudge
    I hope you all get a good night's sleep tonight and tomorrow brings the cheque.
    I still think you're a hero.
    MFW #30 Overpaid by ú4,100.58/ú3000 in 2018 Overpaid by ú1,038.40/2,880.00 Jan-April 2019. Decluttered in 2019: 665/2019 as of 20/05/19
    • jwil
    • By jwil 16th May 19, 6:58 AM
    • 10,490 Posts
    • 36,931 Thanks
    jwil
    Hope all goes well today and you get the cheque soon x
    "If you can dream it, you can do it". Walt Disney
    • WannabeFree
    • By WannabeFree 16th May 19, 1:08 PM
    • 3,704 Posts
    • 35,199 Thanks
    WannabeFree
    Afternoon. Thank you for all your replies
    Still no cheque

    Anyway

    Today's appointment actually went okay and we have no need to see that specialist again as she isn't concerned about the things we where there for. A review in 12 months unless things progress I will take as a win. We really don't need another set of appointments and things added into the mix

    I still haven't had the chance to catch up with everyone as it's still quite hectic here. Along with that I had a switch of my own meds and it always rocks the boat slightly

    Today wasn't a nsd as I used the change in my purse from last week and bought coffee at the hospital - the paper cup kind. It was really good and I do feel slightly guilty but it was worth it!

    The smalls have a busy weekend and it will just be me and youngest for the main part. We have no plans for ourselves so will probably be really lazy and just take time out of the busy to do lists.

    I haven't had a chance to meal plan etc but with it only being the two of us for the weekend we will definitely manage until Monday when I will have done my meal plan and list etc.

    Just a 4 day week next week at school and then we have 2 weeks off So I need to look at what we can do to fill the days in between and around appointments. Need to make sure I stick to my own appointments too and have asked smalls dad to take leave from work next Wednesday and the Wednesday after so I can't use the smalls as an excuse not to go!

    Hope everyone is well
    x
    ôOnce you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.ö
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