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    • zippychick
    • By zippychick 13th Oct 14, 12:54 PM
    • 9,343Posts
    • 17,888Thanks
    December 2017 Grocery Challenge
    • #1
    • 13th Oct 14, 12:54 PM
    December 2017 Grocery Challenge 13th Oct 14 at 12:54 PM
    Hi everyone,

    Welcome to the final Grocery Challenge of 2017 !!!!

    If your new month starts early feel free to join this thread, or if you're still working on your November budget, then keep on posting in the November challenge.

    As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a's designed to take you and your grocery spending to a level you are happy with.

    If you are new to the challenge I have quoted the advice from Galtizz below which will help you get started.

    Please post into this thread for help and advice and support at any time. Good luck to everyone taking part!

    I have said this before, but for all the newbies to the challenge;

    For the first month I took a guess at the budget but I really had no idea how much I was spending.

    I found the best thing is to have a guess the first month but SAVE ALL OF YOUR RECEIPTS (and yes, that does include the ones from the local shop when you run out of milk ), then at the end of the month add them all up and have a look if you were on budget, if not, it doesn't matter because your budget was a guess. For the next month you can use the total of your receipts and take a bit off to get a realistic budget, just shave off as much as you think you can, it could be £1 a week or £20 a week.

    If you are currently spending £200 a month don't suddenly drop it to £100 - you'll never do it but if you cut £20 a month off for a few months you'll get there eventually without feeling you're missing out on anything.

    You might think you've done everything you can in the first month but someone always comes up with a new idea and, if you try it you often find you save a bit more (unless you are SarahSaver who is an expert at this and could only save more if she turned her back garden into a paddy field and lived on rice ) In the first month I thought, I'm planning meals, I couldn't possibly save any more, but then I started double cooking and freezing, and making soup instead of buying it in tins.

    I've been doing this since Feb but only saved ALL of my receipts last month, it has given me a much better idea of where it is all going. Budget for next month is £80 for 2 of us, I'll start on 30/4. I could probably save more, by eating different foods but I can afford to live on £80, I have saved a lot of money since Feb. and I don't waste food or money any more. So I'm happy with my budget.
    By request, here is Spiggles wonderful helpful post

    We all have different budgets that suit our households. The most important thing to remember is that you set yours according to your needs and finances. It can take time to get to where you want to be too so don't knock yourself out if you go over in the first few months. We are here to support each other and it is not a competition.

    I thought it might help to outline where we've come from and the top tips I've learned.

    When we started in March 2010 we had spent in excess of £600 in the previous month. This had to stop, (there's only me and him and our two beautiful black cats) something which thankfully my OH completely agreed with so I have been lucky that he has been on board from the start. He gave me his debit card voluntarily and I still keep hold of it until he needs to get something for the home. At the same time we set up a system of pocket money (pm) at £15 each per week which doesn't count towards the GC and which we can each spend as we wish with no comebacks or complaints. OH predominantly uses his pm on his beer and I ferret mine away mostly.

    The next step was to set up my own spreadsheet which is absolutely simple onto which I put all spends so that I have a continuous running total for the month and for the year. We initially set our budget at £280 per month and brought it down to £240 where it resides for most of the year it is occasionally increased to allow for extras e.g. Christmas to £260.

    The important 'tools' we found greatly helped and continue to do so now are:

    Stocktake cupboards, fridge, freezer - make lists and ensure that the older products get used up first. You'll be amazed at what you find squirrelled away and it will help with your shopping list as you'll realise that you don't actually need so much.

    Before you go shopping check staples - running out of milk, bread, butter, etc often leads to going into a shop for one thing and coming out £20 lighter. Always check these and if they'll run out tomorrow buy them the same time as getting other things.

    Always make a shopping list and stick to it - the supermarkets (sm) try every which way to get us to spend so having a list and strong resolve is the only way to beat them.

    Keep every receipt - and then note it down on your spreadsheet/spend diary so that you always know where you are.

    When tempted, ask yourself do you NEED it or just WANT it - now this advice goes with two things. Firstly, the things you see in store when shopping that APPEAR to be bargains - if you hadn't planned spending the money then its not a bargain. Secondly, the sm send us loads of vouchers for £X off a spend of £XX - if you had no NEED to spend £XX then have you SAVED anything???

    Use my supermarket to compare prices (limited to four of the biggies) - The site may be used to actually do an online shop at whichever of the big four offers the best value or, if you have the time and sm availability, to make up lists for visiting each of the stores so that you can purchase all you need at different stores thus getting the best possible value. (I'd add, do a 'shop' virtually on this site and take the list you create on it with you, whichever one you shop at, it will help keep target prices in your head and allow you to spot bargains. MrM is not included but you can do a virtual list on their website so you know what you're going to be spending.)

    Always have a list - this is just as important when shopping online as shopping on foot.

    Use Approved Foods online (with a list!) - if you don't mind out of date things (ood) or you can search for only in date items. The only drawback is storing the goods as far as I can tell. Oh, and watch the delivery as it's done on a scaled charge for weight so keep an eye on it. You can of course do an AF order with friends, family, colleagues or like minded neighbours. Other GCers use Big Br*nds 4 Less too.

    Invest in a breadmaker - we have saved so much by making our own bread. The prices in the shops are extortionate for bread these days. There's loads of advice on this thread and others in the forum on this.

    Use the recipe lists - always posted at the front of a new thread. There are fantastic, tasty, healthy and economical recipes to use on them and there are a number of other threads on the forum such as Weezl's that will help you to eat well on a budget.

    Shop locally - the local greengrocer (or preferably market but I don't have one ) is usually cheaper as an option for fruit and veg (f&v) than the sm. Often the prices may look the same but when you look at the quantity for the same price the greengrocer will be cheaper. The same goes for the local butcher. Often you will have far more variety of meat available, advice on how to cook a particular meat can be offered and there is (for me at least) no comparison in terms of quality. We buy our huge FR eggs there and I'm yet to find an equivalent FR egg in a sm at the same or lower price. Obvioulsy if you have your own chicks/know someone who has chicks you can get them even cheaper again.

    Grow your own - it's quite simple to grow some f&v at home even if it's only in pots on the patio. There are also supportive threads on the forum for this.

    Cook your own - making meals at home from ingredients is far more economical, often tastes better than shop bought and is probably far better healthwise.

    Meal Plan - this is something that others can advise on as we don't do it. I have a tremendous capacity for eating the same food over many days but presented in slightly different form. For example, we could buy £7 worth of brisket from the butchers and eat it as pot roast for a couple of days, sliced for sarnies, sliced with a salad, chucked into a casserole or shredded up and fried as crispy beef.

    Don't waste food - either only make what you need or use any leftovers for other meals/creations or freeze it for another day.

    Withdraw the cash you want to spend - and keep it in a separate purse. This can be particularly effective as you have the money in front of you reducing rather than spending with plastic which is so easy to lose track of. Very useful when you first start out.

    Don't go to the shops to browse - this can only lead to pain and hardship!!!

    Keep posting and reading the thread - there really is no better supportive, wise and inspirational place to be! I think I saw that somebody mentioned forgetting to read/post. I get around this by using the Advanced button to post, below the window where your text is displayed you will see Additional Options. In the Thread Subscription box use the dropdown to select either instant email notification (this is what I use) or daily email notification before you submit your latest post. Then you will get an email into your inbox from which you can click to the thread to see what others are saying.

    Always remember the sm is not your friend - it wants to profit from you and take as much of your money as it can coerce out of you!

    So, there you go as a starting point. Others on here will offer tremendous advice on meal planning. And don't forget, the only silly question is the one you didn't ask!

    See you all later,
    For quidelines on posting in this thread please read the second post in this thread.

    For the Grocery challenge Recipe Index please see posts #4 to #10 this thread (the list is growing!!!!!)

    For everyones totals, see post #3 on this thread

    I hope everyone has a great month!


    This Forum tip was included in's weekly email!
    Last edited by MSE Andrea; 29-11-2017 at 12:35 PM.
    A little nonsense now and then is relished by the wisest men
    Norn Iron club member #380

Page 7
    • chocoholic_chick
    • By chocoholic_chick 7th Dec 17, 7:27 PM
    • 629 Posts
    • 3,133 Thanks
    Spends of £58.83 tonight in Lidl. Includes 3 bottles of their Primitivo wine @£4.99 each, a couple of packs of smoked trout they had reduced which I love but its a rare treat as the only place I've seen it before is at Sainsburys where it's £5.25 a pack, I got 2 for £4.88! Bought the things I need to make the sticky toffee cupcakes and food and snacks for DH and his mates who are coming round Saturday. So just as well I upped the budget for the month, already at £109.11!
    New House... New Mortgage! February 2017: £144,000
    Current Mortgage Balance: £122,991.81
    2017 OP's:£5,935 2018 OP's: £6,965
    Total Debt £29,209 £0 Debt free 6/8/16
    • JingsMyBucket
    • By JingsMyBucket 7th Dec 17, 8:29 PM
    • 218 Posts
    • 2,415 Thanks
    Spends so far of £29.74, including this week's big shop in Aldi for £14.62. All I need now is to get hold of tahini for a dressing but at around £2 I'm not sure I can justify it!
    Originally posted by trifle-wist
    Tahini lasts forever and £2 is nothing for a jar that will probably last you about 6 months. That's about 33p/month. A great return on investment, I say!
    JUL 18 GC: €221.76 /€400.00 // 10/12 NSD
    JUN 18 GC: €301.86/€300.00 // 16/10 NSD
    MAY 18 GC: €333.04 /€400.00 // 16/10 NSD
    APR 18 GC: €406.12/€400.00 // 16/10 NSD
    • K.Mack
    • By K.Mack 7th Dec 17, 10:10 PM
    • 23 Posts
    • 387 Thanks
    Hi everyone,
    Been a busy week with a visitor and us going away for a couple of days.
    Bit mad at hubby for buying things we didn't need at sainsburys on Sunday AND didn't keep receipt so he spent 18 pound 'something!' The things I needed would have come to less than a tenner!
    So going to put new month total to 94.00,leaving 56.00 until 28th December.
    SPC = 11
    GC - Dec 132.74 /150.00
    • Save Dosh
    • By Save Dosh 7th Dec 17, 11:21 PM
    • 1,242 Posts
    • 14,879 Thanks
    Save Dosh
    All I need now is to get hold of Tahini for a dressing but at around £2 I'm not sure I can justify it!
    Originally posted by trifle-wist
    I find Tahini too strong, personally, so when I make houmous, I substitute it for peanut butter. Tastes better in my opinion, not sure if it would work in your dressing.

    Been living out of stores. Spent £1 on some dairy free spread. Still have lots of meals in freezer and a ton of fruit. Gonna make some dips, coleslaw and some soup. Just really need to buy cucumber & cabbage and I am sorted 'till Monday. Don't think I have ever spent so little in the first week and been so stocked - mustn't speak too soon, mind. Have updated sig.

    EDIT: just noticed this. If anyone knows of any charities that would be able to benefit from this
    Last edited by Save Dosh; 08-12-2017 at 12:14 AM.
    July Grocery Challenge - Food £57.39/80, Alcohol £7.98/£20
    Bulk Fund Left/Food £69.98 Bulk Fund/Alcohol
    Save 12k in 2018 #80 = £3,000/£5,000
    Yoga 30 Day Challenge 0/30
    Lose 12lbs - 8/12 - Goal 9st
    • Highland Fling
    • By Highland Fling 7th Dec 17, 11:33 PM
    • 55 Posts
    • 734 Thanks
    Highland Fling
    Hi everyone,
    spent another £10 today bringing total to £35.
    Asked my sister to bring me a steak pie from the butcher. Usually would make my own but don't have the energy at the moment so went for the easy option.
    Will also make lentil soup tomorrow and vegetable soup using leftover veg in fridge. Thank goodness for my soup maker. Love it, just switch on and wait for buzzer.
    • K.Mack
    • By K.Mack 8th Dec 17, 12:38 AM
    • 23 Posts
    • 387 Thanks
    Also spent £32 on rat food Saturday. Didn't really need it but was attending a rat show (yep, they exist) and rat rations were there and it saved me £10 postage by ordering for collection. Reckon I've spent £70 of my £400 already!
    Originally posted by RedFraggle
    How have I never heard of a rat show?! I've had rats for years! Love the rat ration stuff too.
    SPC = 11
    GC - Dec 132.74 /150.00
    • JingsMyBucket
    • By JingsMyBucket 8th Dec 17, 10:23 PM
    • 218 Posts
    • 2,415 Thanks
    Happy Friday folks. A few spends to report:

    DECEMBER 8th
    €6.40 yesterday for pork chops, bananas and some cheese snacks.

    I never did make it to Lidl yesterday. I firmly put that notion into the !!!! It Bucket. There was too much stuff to do before leaving today.

    £15.30 for some Scottish wares at the outdoor market straight outside King's Cross/St. Pancras station. We picked up Scottish cheddar, a log of blood pudding, and a haggis bridie (it's like a turnover stuffed with haggis).

    £13.26 at Waitrose for beer for OH, savoury crackers, a greeting card and some ibuprofen for me.

    We also collected our Boots and Holland & Barrett orders this evening after buying ourselves warm pyjamas in Debenham's. We're going back out tomorrow to get more clothes and food/Boots stock up shopping done. Final stock up on the perishables will be Sunday morning and afternoon before heading back.

    Totals so far:

    €49.58 / €350.00 for groceries
    £95.20 / £200 London stocking up fund
    1 NSD
    JUL 18 GC: €221.76 /€400.00 // 10/12 NSD
    JUN 18 GC: €301.86/€300.00 // 16/10 NSD
    MAY 18 GC: €333.04 /€400.00 // 16/10 NSD
    APR 18 GC: €406.12/€400.00 // 16/10 NSD
    • starting_again_in_the_sun
    • By starting_again_in_the_sun 9th Dec 17, 12:59 PM
    • 117 Posts
    • 628 Thanks
    Spent 31.42 !!!8364; on Thursday across 2 shops, included a birthday cake for OH and various treats. Think I will have a separate treat budget next month!

    Have about 110!!!8364; left of our budget, think we can do it! Hoping to go to IKEA tomorrow which will mean 12!!!8364; on meatballs but that does 6 meals so not too bad.

    Will try to do meal plan later, hoping that minestrone soup and 3 bean chilli will mostly sort out this week!
    • thriftwizard
    • By thriftwizard 9th Dec 17, 5:52 PM
    • 2,670 Posts
    • 33,412 Thanks
    Hmm, this is not going brilliantly so far - having a couple of months off has de-railed me. £157 spent yesterday, between the market, L!dls and the wholesalers. Admittedly some of it was festive fare, which technically comes out of the money I've saved up over the year rather than the everyday budget, but not very much. I see butter has gone up another 5p, and a number of other basic items had too. That said, I shouldn't need to buy anything except food from here on in; toiletries, cleaning & laundry stuff & pet/livestock food should all see us well into January. But if prices continue to rise, and don't fall back in January, I shall have to rethink my strategy.

    The exception is potatoes; a sack that cost £10 this time last year is £7 from the farm shop this year, and 50p less if I want to try to haul one back from the market. Pineapples are also very cheap just now; I'm paying £1 for two lovely ripe ones at the market. So it's not all doom & gloom.

    There's also the matter that I have had to step up a gear, as it were, mentally, with DS2's return. I'd probably relaxed a bit because with only two of the four inhabitants eating meat, I could dovetail my efforts & cook one sauce to split to do a meat version (usually with meat left over from the weekend) & a veggie version of things. But DS2 doesn't eat "things-in-sauce" alas... I don't intend to pander to him too much, he's a grown-up & can cater for himself, but the resulting chaos in the kitchen (just from having too many cooks, one usually on a deadline to get out to training/the gym) means it's generally better just to try to stick to things he does like. He'll be off again at the start of January, when his ex leaves the little house they were renting, which they have at least until the end of February. Hopefully he'll find a housemate to share with, so he can keep his independence & I can have my kitchen back!

    GC July 18 - lost the plot!
    Bulk-buy purse '18 £145.26/£250, pet & livestock food '18 £131.45/£300

    Money's just a substitute for time & talent...
    • try harder
    • By try harder 9th Dec 17, 7:23 PM
    • 787 Posts
    • 3,058 Thanks
    try harder
    Hi a little late but please could i join in ,i have a budget of £442 for the month of December i now have £278.92 left .
    • just trying
    • By just trying 9th Dec 17, 9:34 PM
    • 776 Posts
    • 2,783 Thanks
    just trying
    Shopping today just under £85, though I've bought stuff that is going to last ages.

    From farmfoods incase anyone's interested, carte d'or ice cream- Eton mess, hagen daz - vanilla and Ben and Jerry cookie things with ice cream in middle all are £1 each.

    A couple of beef joints and pork from Morrisons to.

    Weather is cold and snowy here, youngest has had a day off this week and last week. Due to weather and heating.
    • Suffolk lass
    • By Suffolk lass 10th Dec 17, 8:30 AM
    • 1,995 Posts
    • 21,183 Thanks
    Suffolk lass
    Oh my, this Christmas stuff is so tempting. I think it was pure greed that made me pick up the frozen free-range goose in Morries - it was £31 but I had to play freezer tetris for half an hour to make room for it and there are still 4 packs of meat to stash ready for boxing day. Got to brave the shed. Nothing else for it. Freezer No3 is normally just garden fruit but these are easier to flatten in my never-ending tetris game so the meat will have to go out there.

    Butter was £1 a pack before the vote. It was £1.50 yesterday. There was an article in the paper saying our processed dairy products could be in short supply over Christmas and New Year because the export prices are so good. I don't have room to freeze cream so we may just go without!
    MFiT T4 #2 update 88.72% after Q9 tiny bit ahead of where I should be
    Save £12k in 2018 #53 - after June 55.17% £5,517.10/£10,000
    OS Grocery Challenge 2018 spent £1,288.55/£3,000 including stores so far 42.95% of my annual budget at the end of June
    My DFD is here
    • Highland Fling
    • By Highland Fling 10th Dec 17, 10:45 AM
    • 55 Posts
    • 734 Thanks
    Highland Fling
    Good morning everyone,
    well last night I sat and completed an Asd* shop which will be delivered this evening.
    £70 bringing my total up to £105.

    This order includes a very large box of washing powder, a pack of 24 toilet rolls and also cleaning materials.
    I also ordered some nibbles and treats for Christmas.

    I would seldom have a delivery but due to a combination of weather and ill health decided it was the best option this month. Therefore I took advantage and ordered heavy and bulky goods along with usual fayre and I then believe I have had better value from my delivery charge.
    I am now going to have a look at cupboards and create some space.

    Feel more organised now for the coming festivities although I have not gone crazy and shown some restraint as I do not want waste.
    • PipneyJane
    • By PipneyJane 10th Dec 17, 4:23 PM
    • 750 Posts
    • 5,326 Thanks
    Grrr.... Who turned off the outside heating? (Only kidding.)

    It was very snowy when we ventured out this morning to Mr T!!!8217;s and our local authority has definitely NOT gritted. Mr T!!!8217;s car park was virtually empty, as was the shop - almost unheard of for a Sunday. We spent £40.39, which brings our total spend for the month to £77.76/£162.70 leaving £84.94 left to spend.

    I know a few people have commented on the price of butter, but has anyone else noticed the 30+% increase in the price of milk? A month or so ago, we were paying 98p for 2 litres, today it was £1.30.

    How are you coping with the weather?
    Last edited by PipneyJane; 10-12-2017 at 4:28 PM.
    "Be the type of woman that when you get out of bed in the morning, the devil says 'Oh crap. She's up.' "

    C.R.A.P R.O.L.L.Z. #47 Official Brain Harvesting Body Counter
    • YorksLass
    • By YorksLass 10th Dec 17, 5:13 PM
    • 395 Posts
    • 6,800 Thanks
    I know a few people have commented on the price of butter, but has anyone else noticed the 30+% increase in the price of milk? A month or so ago, we were paying 98p for 2 litres, today it was £1.30.
    Originally posted by PipneyJane
    Yup, our 4-pinters (soz, don't do litres ) were £1, now £1.10.

    Weather here in W Yorks is cold perishing: 2C today, forecast -5C overnight. Dull, with a little bit of snow this afternoon, not settling much, but very icy on the pavements. Tbf, gritters have been out, almost every day, for the last few days.

    Week 1's spends ended up at a total of £46.19 made up of: £20.30 market, £6.27 Co-op and £19.62 Sainsbobs where I got 2 ys items - x2 melting middle smoked haddock fishcakes with Cheddar & leek for £1.65 and 1kg minced beef for £3.05 that's now portioned up and frozen.

    I also bought some festive food - x6 chilled dessert pots (all long dated until after Xmas), after dinner mints and posh biscuits. These were all on promotion, so a few more pennies saved there. I haven't included the cost of these in my normal budget as I have a separate Christmas pot that I feed with £2 every week throughout the year. I'll probably not spend all of it as (a) there are only the two of us and (b) we're not doing the hosting this year. If anyone does pop in unexpectedly, I have enough in to rustle up "something".

    Thanks to concentrating on using stuff from the freezer, spaces are now appearing so this week (and next) I'll be filling up the spaces by prepping stuffings, mince pies and roasties ready for The Day. I'll also be making jars of marmalade, some of which will be given as gifts.

    Haven't done a meal plan as yet for the coming week but I have a rough idea of what we'll be having, something along the lines of:

    Su - Chicken, bacon & leek bake, sprouts, mashed potatoes (chicken and cooking bacon bits from freezer)
    M - Lazy dinner of soup + hot dogs & onions in rolls (haven't had these for yonks)
    Tu - Smoked BBQ beefburgers (freezer), cabbage, mash, onion gravy
    W - Fishcakes (freezer), fried sliced potato and side salad
    Th - Something to use up the remainder of Sunday's chicken - maybe a pasta meal or stir-fry or curry

    I have an online delivery slot booked for the 18th and I'm using this to stock up on basics etc that should see us well into the NY and save us trips out in the cold.

    Even though we normally come in on or under budget each month, I'm going to try reducing our grocery budget by £5 a week from January. Not sure how I'll get on with it but it's worth a try in the fight (or should that be warfare?) against price increases.

    Stay warm and well everyone.
    Last edited by YorksLass; 10-12-2017 at 5:15 PM.
    Be kind to others and to yourself too. Life has its ups and downs, use the ups to overcome the downs!
    July £85.47/£140 and 10/28 NSDs (Jan-Jun £68.59 under budget)

    • Mrs Cheshire
    • By Mrs Cheshire 10th Dec 17, 6:16 PM
    • 838 Posts
    • 8,731 Thanks
    Mrs Cheshire
    Popped into the C0-0p on the way home from my parents today to grab some milk for breakfast and something to go with the bits I already had for tea, got mushrooms and smoked sausage. Made pasta with tomato sauce, with peppers, sweetcorn, mushrooms and the sausage.
    Spent £4.84

    Having a sorting day tomorrow. Want to move and defrost the freezer and do a cupboard inventory before I go shopping.
    SPC #148 2014-£25 2015-£5.50 My stars from Sue-UU

    Grocery Challenge 2018
    Jan£400.33/£400 Feb£383.02/£400 Mar£392.60/£370 Apr£?/£400 May£378.34/£400 Jun £457.57/£400 Jul £91.74/£400
    • JingsMyBucket
    • By JingsMyBucket 10th Dec 17, 6:24 PM
    • 218 Posts
    • 2,415 Thanks
    Happy Sunday everyone. I'm on a train back home after whirlwind weekend of stocking up and attending a birthday party.

    £12.90 - Waitrose on their Carmargue/wild rice mix that OH loves; loads of crackers/oat cakes and some jarred jerk seasoning (so hard to find both where I live!!)

    £40.45 - M & S. I bought their delicious fake Bailey's Irish cream so I can make a Bailey's and chocolate cake trifle for Christmas dessert. Also picked up various chocolates, oat cakes, and cheeses.

    £31.31 - Waitrose again this afternoon. This time I got two (!!) of their 300g smoked salmon platters that were only £8 each!! Can you tell I'm excited about salmon? I also got some aubergine and feta burgers for OH, some cheddar cheeses and crackers.

    Can you believe I forgot the bloody haggis?! I'm so annoyed with myself. I think it's also because that branch didn't have it and neither did the M & S I visited today. Blast.

    There were various other purchases at Boots but a lot of that stuff like body cream or perfume so I won't count it. Nonetheless, I think we're pretty well stocked in terms of toiletries for the next 6 months or so. I just need to get soap for myself later next week.

    I can't wait to get home and unpack everything.


    £179.86 / £200 London stocking up fund
    €49.58 / €350.00 for groceries
    1 NSD
    JUL 18 GC: €221.76 /€400.00 // 10/12 NSD
    JUN 18 GC: €301.86/€300.00 // 16/10 NSD
    MAY 18 GC: €333.04 /€400.00 // 16/10 NSD
    APR 18 GC: €406.12/€400.00 // 16/10 NSD
    • XSpender
    • By XSpender 10th Dec 17, 7:09 PM
    • 2,991 Posts
    • 30,875 Thanks

    £40.45 - M & S. I bought their delicious fake Bailey's Irish cream so I can make a Bailey's and chocolate cake trifle for Christmas dessert. Also picked up various chocolates, oat cakes, and cheeses.
    Originally posted by JingsMyBucket
    Please could you share the recipe for the baileys and chocolate trifle as this would be ideal for a NYE party we are going to (if we have any baileys left by then )
    Action Plan Part 1 - Clear First 3 Balances
    Target Debt Lloyds (Me) Part 1 £666.22/£0
    Target Debt Virgin (Me) Part 1 £1176.49/£0
    Target Debt Virgin (Me) Part 2 £1038/£945
    Big black hole of debt - £53,515.15 @ 16.12.17 £52,811.64 @ 28.02.18, £50,638.77 @ 28.03.18, £49,778.78 @ 20.04.18, £46,093.32 @ 18.05.18, £47,401.24 @ 21.06.18
    • pamsdish
    • By pamsdish 10th Dec 17, 7:14 PM
    • 945 Posts
    • 5,622 Thanks
    Went B&M today and lidl, picked up some 2 pack thermal long sleeve T,shirts, 1 for me 1 for neighbour, rang her to make sure size and colour, wandering by till and realised I had put my bag down to rummage, no bag, shot back to T shirts still there, I was more worried about car keys as my spare is in the safe, the key of which is on my key ring, car keys, house keys, and sid safe. Will remove it from the safe and put else where, will update spends from bank statement as can`t find B&M receipt, also while other friend checking out and i am packing her stuff, cashier busy discussing staff rota with next cashier, heard an item beep 3 times, my friend had 2 dog treats £2.99 each, asked her to check it straight away, oh no only done 2 she checked 3 charged, travesty of an apology, rota very important for them. I know life is hard for store and supermarket staff, been there done that, but it`s hard enough to get money without being over charged.
    APRIL£200=£35 May£200=£61 JUNE£200=£6
    JULY £200-£5=£195,-£19=£176,-£10 =£166,-£10=£156,-£24=£132,-£17=£115.-£4=£111,-£26=£85-£9=£76

    • adventureofmemories
    • By adventureofmemories 10th Dec 17, 8:07 PM
    • 176 Posts
    • 543 Thanks
    £52.04 spent on this weeks shopping.

    £2.70 is a Christmas gift and i also had to buy little essentials like oven cleaner and loo roll as well as more ketchup/mayo .
    Debt to fiancee - £404.00 (left to pay) | Save £12,000 in 2018 - £371.90 all together|2,018 items in 2018 (8/2,018)
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