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    • hunt85
    • By hunt85 2nd Nov 17, 5:53 PM
    • 331Posts
    • 174Thanks
    Thank you
    • #1
    • 2nd Nov 17, 5:53 PM
    Thank you 2nd Nov 17 at 5:53 PM
    Just that really! 7 years ago I joined and used this forum to get all the information to look at my debt options. I then worked out bankruptcy really was my only option, I did all the research on here, did all the paperwork and the preparation myself and then went to court and filed all by myself. Felt proud and grateful to you all and ashamed and relieved all at the same time.

    7 years later I now have a mortgage, a professional job, a proper current account and credit card again (only used for cashback!!) And I would not have got to this point without all your helpful advice. To anyone about to go through this, it is not forever, it does not define you and there is light at the end of the tunnel and facing up to your debt is brave! Thank you all again!
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    • fermi
    • By fermi 2nd Nov 17, 6:13 PM
    • 39,486 Posts
    • 47,507 Thanks
    • #2
    • 2nd Nov 17, 6:13 PM
    • #2
    • 2nd Nov 17, 6:13 PM
    Great to hear, and thank you for coming along to post that.
    I'm a Board Guide on the Debt-Free Wannabe, Bankruptcy, Credit Cards and Loans boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Any views are mine and not the official line of Board guides are not moderators. If you spot an inappropriate or illegal post then please report it to

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    • philnicandevan
    • By philnicandevan 3rd Nov 17, 7:50 AM
    • 559 Posts
    • 516 Thanks
    • #3
    • 3rd Nov 17, 7:50 AM
    • #3
    • 3rd Nov 17, 7:50 AM
    Good to hear life is good now...congrats!
    Not quite a newbie as you think (the member formally known as philnicandamy!)

    FINALLY a qualified CAB debt caseworker 2015..
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