Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • Former MSE Paloma
    • By Former MSE Paloma 2nd Sep 15, 4:35 PM
    • 526Posts
    • 245Thanks
    Former MSE Paloma
    MSE News: TSB current account customer? You can now earn even more cashback
    • #1
    • 2nd Sep 15, 4:35 PM
    MSE News: TSB current account customer? You can now earn even more cashback 2nd Sep 15 at 4:35 PM
    TSB Classic Plus customers can earn up to £60 cashback a year on spending, on top of 5% they earn on a £2,000 balance...

    Read the full story:

    TSB current account customer? You can now earn even more cashback




    Click reply below to discuss. If you havenít already, join the forum to reply. If you arenít sure how it all works, read our New to Forum? Intro Guide.

Page 1
    • starM
    • By starM 2nd Sep 15, 5:57 PM
    • 1,449 Posts
    • 190 Thanks
    starM
    • #2
    • 2nd Sep 15, 5:57 PM
    • #2
    • 2nd Sep 15, 5:57 PM
    Hi, Anyone know if Asda accepted contactless payments?
    • robin58
    • By robin58 2nd Sep 15, 6:14 PM
    • 2,705 Posts
    • 3,269 Thanks
    robin58
    • #3
    • 2nd Sep 15, 6:14 PM
    • #3
    • 2nd Sep 15, 6:14 PM
    Was just in Asda last week using a contactless card. No contactless installed yet, I had to put in my pin.

    Contactless shops I know of and used so far are; Morrisons, Aldi, Lidl, Iceland and M&S.
    The more I live, the more I learn.
    The more I learn, the more I grow.
    The more I grow, the more I see.
    The more I see, the more I know.
    The more I know, the more I see,
    How little I know.!!
    • reclusive46
    • By reclusive46 2nd Sep 15, 6:26 PM
    • 2,679 Posts
    • 808 Thanks
    reclusive46
    • #4
    • 2nd Sep 15, 6:26 PM
    • #4
    • 2nd Sep 15, 6:26 PM
    Hi, Anyone know if Asda accepted contactless payments?
    Originally posted by starM
    Asda have the contactless terminals but have chosen to turn it off. The parent company Walmart seem to have something against the technology as they have turned it off in the US as well.

    Occasionally you'll find a terminal in an Asda that still has it on, probably because they forgot to turn it off.

    It probably has something to do with the fact their making their own mobile wallet application and don't want people to be able to use competitor products like Apple Pay.
    • colsten
    • By colsten 2nd Sep 15, 6:31 PM
    • 11,761 Posts
    • 11,114 Thanks
    colsten
    • #5
    • 2nd Sep 15, 6:31 PM
    • #5
    • 2nd Sep 15, 6:31 PM
    Contactless shops I know of and used so far are; Morrisons, Aldi, Lidl, Iceland and M&S.
    Originally posted by robin58
    Add Boots, WH Smith, Waitrose, Sainsburys, Coop, Post Office, Tescos, TFL, BP and lots and lots more.

    You can pay contactless wherever you see this symbol:


    Barclays have a handy looking contactless-finder: http://www.barclaycard.co.uk/personal/pay-with-barclaycard/findretailer - though on second look, they don't seem to show a complete list.

    Don't forget that if you have an iPhone 6, you can register your card with Apple Pay and pay with your phone.
    Last edited by colsten; 02-09-2015 at 6:34 PM.
    • SuperHan
    • By SuperHan 2nd Sep 15, 6:48 PM
    • 2,177 Posts
    • 1,317 Thanks
    SuperHan
    • #6
    • 2nd Sep 15, 6:48 PM
    • #6
    • 2nd Sep 15, 6:48 PM
    Asda have the contactless terminals but have chosen to turn it off. The parent company Walmart seem to have something against the technology as they have turned it off in the US as well.

    Occasionally you'll find a terminal in an Asda that still has it on, probably because they forgot to turn it off.

    It probably has something to do with the fact their making their own mobile wallet application and don't want people to be able to use competitor products like Apple Pay.
    Originally posted by reclusive46
    Apparently there are some astronomical charges involved in displaying the contactless symbol in your store. While I'm not sure how true this is, I read that Curry's recently upgraded all their card terminals and specifically turned the contactless off to avoid having to pay to advertise that they took it. Given their ATV will be way above the £30 they obviously didn't consider it a useful offering...
    • cfp28342
    • By cfp28342 2nd Sep 15, 7:06 PM
    • 27 Posts
    • 18 Thanks
    cfp28342
    • #7
    • 2nd Sep 15, 7:06 PM
    • #7
    • 2nd Sep 15, 7:06 PM
    I might be missing something obvious but I can't see anything on the TSB website about this. I don't doubt it's true but would feel better if I could read the Ts&Cs and actually see mention of it somewhere in my account.

    Can someone show me where the information about this can be found on the TSB website?
    • colsten
    • By colsten 2nd Sep 15, 7:12 PM
    • 11,761 Posts
    • 11,114 Thanks
    colsten
    • #8
    • 2nd Sep 15, 7:12 PM
    • #8
    • 2nd Sep 15, 7:12 PM
    It appears that TSB told the Press but never their own website team. AKA shambles.

    http://www.telegraph.co.uk/finance/personalfinance/bank-accounts/11838660/TSB-5pc-cashback-to-to-its-5pc-rate-account.html

    http://www.theguardian.com/money/2015/sep/02/tsb-offers-contactless-cashback
    Last edited by colsten; 02-09-2015 at 7:15 PM.
    • Kim_13
    • By Kim_13 2nd Sep 15, 7:15 PM
    • 1,901 Posts
    • 2,037 Thanks
    Kim_13
    • #9
    • 2nd Sep 15, 7:15 PM
    • #9
    • 2nd Sep 15, 7:15 PM
    I might be missing something obvious but I can't see anything on the TSB website about this. I don't doubt it's true but would feel better if I could read the Ts&Cs and actually see mention of it somewhere in my account.

    Can someone show me where the information about this can be found on the TSB website?
    Originally posted by cfp28342
    I was thinking this. I also don't want to be walking around with a card with 2K on it.

    If it materialises, then I'll request contactless from TSB and get a Nationwide FD to move the savings to.

    I can have a Nationwide FlexDirect and a FlexPlus at the same time, right?
    • colsten
    • By colsten 2nd Sep 15, 7:18 PM
    • 11,761 Posts
    • 11,114 Thanks
    colsten

    I can have a Nationwide FlexDirect and a FlexPlus at the same time, right?
    Originally posted by Kim_13
    Yes you can
    • Herbalus
    • By Herbalus 2nd Sep 15, 7:53 PM
    • 2,379 Posts
    • 2,090 Thanks
    Herbalus
    TSB Classic Plus customers can earn up to £60 cashback a year on spending....
    Originally posted by MSE Paloma
    Or more if you have more than one account
    • colsten
    • By colsten 2nd Sep 15, 8:15 PM
    • 11,761 Posts
    • 11,114 Thanks
    colsten
    Or more if you have more than one account
    Originally posted by Herbalus
    Good point!! For Apple Pay users, it is easy enough to load their TSB Plus debit cards into Passbook and max all the cards.

    It would be good to see the actual terms of the offer as there will, no doubt, be some limitations for joint accounts.
    • molerat
    • By molerat 2nd Sep 15, 10:13 PM
    • 21,853 Posts
    • 16,058 Thanks
    molerat
    Or more if you have more than one account
    Originally posted by Herbalus
    Might have to send MrsM out shopping as well now
    Looked at last month and I spent just over £120 contactless - Aldi, Lidl, B&M, Pets@Home
    So .....
    Santander 123 cc for Asda, Tesco & petrol
    TSB debit for contactless (then fp the money across from my 123)
    MBNA cc for anything else
    Shopping is so complicated
    Last edited by molerat; 02-09-2015 at 10:30 PM.
    https://www.helpforheroes.org.uk/give-support/donate-now/
    • shortcrust
    • By shortcrust 2nd Sep 15, 10:55 PM
    • 2,633 Posts
    • 4,180 Thanks
    shortcrust
    Good point!! For Apple Pay users, it is easy enough to load their TSB Plus debit cards into Passbook and max all the cards.

    It would be good to see the actual terms of the offer as there will, no doubt, be some limitations for joint accounts.
    Originally posted by colsten
    Not yet, unfortunately.
    • Jsscmm
    • By Jsscmm 3rd Sep 15, 6:02 AM
    • 147 Posts
    • 67 Thanks
    Jsscmm
    I believe that the main article has the word cashback instead of interest in bold near the top. One is subject to income tax but the other normally isn't so getting them right might be useful ( the same sentence has it correct a few words earlier talking about contactless)
    • shortcrust
    • By shortcrust 3rd Sep 15, 8:14 AM
    • 2,633 Posts
    • 4,180 Thanks
    shortcrust
    I believe that the main article has the word cashback instead of interest in bold near the top. One is subject to income tax but the other normally isn't so getting them right might be useful ( the same sentence has it correct a few words earlier talking about contactless)
    Originally posted by Jsscmm
    It's got to be cashback. How can you earn interest on money that's debited from your account?
    • spikyone
    • By spikyone 3rd Sep 15, 8:43 AM
    • 451 Posts
    • 654 Thanks
    spikyone
    It's got to be cashback. How can you earn interest on money that's debited from your account?
    Originally posted by shortcrust

    @Jsscmm is correct. The article says:


    TSB Classic Plus customers can now earn up to £60 cashback a year on spending, on top of the 5% cashback they can already earn on balances of up to £2,000
    The highlighted bit should say interest, not cashback.
    • Zanderman
    • By Zanderman 3rd Sep 15, 8:47 AM
    • 2,510 Posts
    • 5,446 Thanks
    Zanderman
    I believe that the main article has the word cashback instead of interest in bold near the top. One is subject to income tax but the other normally isn't so getting them right might be useful ( the same sentence has it correct a few words earlier talking about contactless)
    Originally posted by Jsscmm
    It's got to be cashback. How can you earn interest on money that's debited from your account?
    Originally posted by shortcrust
    The actual words (from Helen Knapman, Senior News Reporter) are:

    TSB Classic Plus customers can now earn up to £60 cashback a year on spending, on top of the 5% cashback they can already earn on balances of up to £2,000. But is the deal any good? MoneySavingExpert.com evaluates.
    Jsscmm is correct, Helen's wording is wrong, as the existing 5% (on 2k in the account) is interest, not cashback. It's the new 5% (on spend, not on balance) that is cashback. Easily confused, as both are 5%, but careless editing by MSE's Senior News Reporter.

    Edited to add: I see spikyone beat me to it!
    • Yorkshire Pud
    • By Yorkshire Pud 3rd Sep 15, 12:17 PM
    • 1,092 Posts
    • 709 Thanks
    Yorkshire Pud
    Helen's article has been corrected, now says interest in the appropriate place

    Addendum:
    As subsequently reported and my post quoted, it hasn't been corrected.
    Last edited by Yorkshire Pud; 03-09-2015 at 2:24 PM.
    • colsten
    • By colsten 3rd Sep 15, 12:32 PM
    • 11,761 Posts
    • 11,114 Thanks
    colsten
    Still nothing on the TSB website about this offer. If you search for "cashback" on tsb.co.uk, very ironically you find

    Can I use contactless to get cash back?

    No, cashback is not available on contactless transactions.
    http://www.tsb.co.uk/current-accounts/guides/contactless-payments/

    Of course they mean you can't get any cash when paying contactless.

    I wonder how long it will take them to publish the offer on their website.
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

1,254Posts Today

8,172Users online

Martin's Twitter