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    • Former MSE Rebecca
    • By Former MSE Rebecca 21st Aug 15, 2:56 PM
    • 113Posts
    • 96Thanks
    Former MSE Rebecca
    Haggle with AA, Admiral & more
    • #1
    • 21st Aug 15, 2:56 PM
    Haggle with AA, Admiral & more 21st Aug 15 at 2:56 PM
    Hi folks,

    We've just written a new guide - Haggle with AA, Admiral & more - please take a look and we would love to hear your feedback and successes here.


    MSE Rebecca
    Last edited by Former MSE Rebecca; 21-08-2015 at 3:12 PM.
Page 1
    • Laurensalive
    • By Laurensalive 21st Aug 15, 3:09 PM
    • 252 Posts
    • 328 Thanks
    • #2
    • 21st Aug 15, 3:09 PM
    • #2
    • 21st Aug 15, 3:09 PM
    Hello, Right I switched home insurance to AA two years ago. This May I received my renewal. A bit higher than a quote on Compare The Market. I basically called the new customer line and quoted this information to AA. I managed to get my home contents reduced to the same quote as Compare The Market. I would advise anyone to do the same.
    • dacouch
    • By dacouch 21st Aug 15, 7:45 PM
    • 20,701 Posts
    • 12,829 Thanks
    • #3
    • 21st Aug 15, 7:45 PM
    • #3
    • 21st Aug 15, 7:45 PM
    MSE Rebecca spamming the forum with duplicate threads on the same subject

    What next, flogging kitchens to us late night?
    • ciderboy2009
    • By ciderboy2009 22nd Aug 15, 10:56 AM
    • 583 Posts
    • 545 Thanks
    • #4
    • 22nd Aug 15, 10:56 AM
    • #4
    • 22nd Aug 15, 10:56 AM
    AA, Admiral, Plusnet, Halifax (house insurance) - all have to put up with me haggling each year.

    So far this year I've:
    - reduced my wife's AA membership from the £160 renewal quote to £95 (using an RAC new member's quote of £99 for similar benefits as ammo)
    - reduced my Admiral multicar (3 cars) renewal quote by more than 20% (about £170)

    I'm just about to call Plusnet but expect to equal or better the current new member's offer.
  • LatteQueen23
    • #5
    • 26th Aug 15, 7:37 PM
    • #5
    • 26th Aug 15, 7:37 PM
    I read your email and guide today, dug out my AA renewal and checked the price for new customers on their website, £67 cheaper so armed with information I called the AA and explained how annoyed I was as a member of 14 years, and I wanted to leave, they offered me an immediate 9 months for the price of 12 a saving of £50 Thanks
    • rs65
    • By rs65 26th Aug 15, 8:01 PM
    • 5,358 Posts
    • 2,557 Thanks
    • #6
    • 26th Aug 15, 8:01 PM
    • #6
    • 26th Aug 15, 8:01 PM
    they offered me an immediate 9 months for the price of 12
    Originally posted by LatteQueen23
    Surely 12 months for the price of 9 would have been better?
  • pw36
    • #7
    • 27th Aug 15, 2:06 PM
    • #7
    • 27th Aug 15, 2:06 PM
    Success!! I checked the AA Website and found they were offering new customers the same cover that I had for £11 a month but I was paying over £23 a month! Gave them a call and they honoured the 'new customer' price and cut my payment to £11 a month!. Definitely worth doing.

    Also cancelled some Sky products and they started offering me all sorts of discounts to stay.
    • gmouse
    • By gmouse 2nd Nov 16, 12:58 PM
    • 3 Posts
    • 53 Thanks
    • #8
    • 2nd Nov 16, 12:58 PM
    Renewal was £353.19, got for £269.72
    • #8
    • 2nd Nov 16, 12:58 PM
    Renewal letter came through and then the weekly email from here arrived....all about insurance costs rising.
    So I did comparison thru confused and got much cheaper offers from a couple of insurers.
    Logged into my Moreth>n account and went for online chat. First offer was for £293.76 but I said I'd have to think about it as I thought they could go lower. Told them 2 of my quotes but they said that they couldn't price match.
    Went back online and chatted a bit later; they couldn't find my previous chat and their best price was the one I took which is above. Paid using debit card as they are now charging to use a credit card.
    Might not seem a lot saved but I feel I got a result and I couldn't (honesty here) be bothered to quibble any further. I got price lowered twice....good enough for me.
    I didn't even have to waste money ringing them.
    • tenuissent
    • By tenuissent 3rd Nov 16, 12:41 PM
    • 336 Posts
    • 570 Thanks
    • #9
    • 3rd Nov 16, 12:41 PM
    • #9
    • 3rd Nov 16, 12:41 PM
    p { margin-bottom: 0.25cm; line-height: 120%; }a:link { } A phone call to AA just now reduced their current car insurance quote by £70.

    I had asked why, when AA itself says average quotes are up by 16%, ours was up by 30%. Answer: the government added insurance tax. Question: is that not already factored into the AA statement? Answer: no. So how much is it? Answer: 10% of last year's premium. Question: that leaves ours raised by 20% after allowing for the raised tax....why? And then I was offered a £70 reduction. Is that reasonable, or should I try for more? We have a driver and three named drivers, all adults with unblemished records, respectable jobs (or retired) and no cars of their own.

    And does the AA's estimate of 16% average rise in car insurance really not include the government tax?What is the point of that?
    • paddyandstumpy
    • By paddyandstumpy 3rd Nov 16, 1:05 PM
    • 1,245 Posts
    • 733 Thanks
    The AA index does include the IPT increase. I've just read over the email which sends the index out.

    And the info you were given is wrong. It's now 10%, previously it was 9.5%. So it's only up by half a % anyway.
    • tenuissent
    • By tenuissent 3rd Nov 16, 4:57 PM
    • 336 Posts
    • 570 Thanks
    Thanks to the information given here and confirmed by govt site, and the reductions offered by the AA once I asked about it, I have now renewed the car insurance at an increase of only 8%. It is rather shocking that one has to argue over the phone to get sensible quotes and it confirms yet again the advice given here to question sudden rises in premiums. It might be interesting to have a poll on how many people do bother to haggle.....but those who don't might not enter their figures, giving an incorrect result, I suppose.
    • sue brew
    • By sue brew 13th Jul 17, 6:32 PM
    • 7 Posts
    • 2 Thanks
    sue brew
    car insurance
    I've just rang saga to haggle my policy. Told them I had a cheaper quote but she just told me it didn't have the benefits that I already had and she couldn't do mine any less.
    I rang back 10 minutes later with the next quote, which was only a couple of quid cheaper. he offered to drop my quote by a few pounds and also included £35 worth of breakdown cover. not a massive deal but i'm ok with that
    • paintbrush
    • By paintbrush 19th Jul 17, 1:24 PM
    • 8 Posts
    • 1 Thanks
    Can you tell me how I might be able to haggle with a motor insurance company, Adrian Flux, when having been insured with them for two years without incident, claim etc, I am told Sorry, there's no market for your vehicle, we wont renew your policy.

    This happened in January of this year and with another vehicle still insured with the same company (Equity Red Star), through Flux, should I try again, given that this is now a new financial year and quotas will have changed or just take all of my business (3 vehicles now) elsewhere?
    Their rep on a seperate forum asked for the detail, I sent it and heard absolutely nothing.
    • thefabricman
    • By thefabricman 18th Nov 17, 9:44 AM
    • 6 Posts
    • 5 Thanks
    AA car insurance renewal.
    Just got my renewal from AA ,last year £244. this year £324! Got quotes elswhere all around £240-£250. Phoned AA had a friendly discussion on why a 50% increase kept it friendly. Told lady at AA about other quotes for same cover she came back with £257. I said if you can get to £240 I will renew. She came back with £239 so saved a tad under £100. And kept it friendly thats important make them think they have been helpful, which they had.
    • solvent saver
    • By solvent saver 19th Sep 18, 7:54 PM
    • 12 Posts
    • 11 Thanks
    solvent saver
    Car insurance
    Because they 'want to keep me as a customer', Saga reduced the car renewal quote by nearly £40 in a telephone call. When I asked why, if I had not had the health or time to telephone to question the renewal cost, I would have been penalised, I was told 'there is no guarantee that we can do this on each occasion'.

    They have lost me as a customer anyway, because I don't like the implicit penalty for loyalty.
    • Mr K
    • By Mr K 20th Sep 18, 7:15 AM
    • 1,122 Posts
    • 667 Thanks
    Mr K
    I'm finding with the AA, not being on auto renew affects renewal premiums. When I was on auto renew they used to try increases of up to £100 each year. Now I've opted out of autorenew, and have to actively renew each year the increase is no more than £20 ( not that stops me haggling and still getting it lowered )
    • loulou41
    • By loulou41 21st Sep 18, 4:08 PM
    • 2,840 Posts
    • 202 Thanks
    I saved £28 by making a phone call to AA regarding home insurance. Said I was not prepared to pay a rise of more than 25%. In the end I paid only £10 extra.
    • kev2009
    • By kev2009 3rd Oct 18, 4:38 PM
    • 396 Posts
    • 561 Thanks
    Hi all,

    Just received my AA renewal Gold Membership for Road side Assistance & Complimentary Home Start at £89.64.

    Do you think any way to get this reduced? I've been a member for many many years and I've not had to call them out for at least 10 years, maybe more.

    I like knowing i'm covered for help but I was hoping they would reduce the cost as not had to call them for ages.


    • Thrugelmir
    • By Thrugelmir 3rd Oct 18, 5:09 PM
    • 63,703 Posts
    • 56,409 Thanks
    Gone back to using a High Street broker. Super efficient. Friendly. No spending hours on the phone or computer.
    “The stock market is a device for transferring money from the impatient to the patient.” – Warren Buffett
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