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  • FIRST POST
    • MSE Helen Saxon
    • By MSE Helen Saxon 28th May 15, 10:15 AM
    • 75Posts
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    MSE Helen Saxon
    0 WOW
    Prepaid Travel Cards guide
    • #1
    • 28th May 15, 10:15 AM
    0 WOW
    Prepaid Travel Cards guide 28th May 15 at 10:15 AM
    Hi!

    This is the discussion thread for the



    Click reply below to discuss. If you havenít already, join the forum to reply. If you arenít sure how it all works, read our New to Forum? Intro Guide.


    Thanks folks,
Page 1
    • NiftyDigits
    • By NiftyDigits 28th May 15, 3:46 PM
    • 10,287 Posts
    • 4,379 Thanks
    NiftyDigits
    • #2
    • 28th May 15, 3:46 PM
    • #2
    • 28th May 15, 3:46 PM
    Any reason why Kalixa Pay is not included?
  • dan5001
    • #3
    • 1st Jun 15, 11:49 AM
    • #3
    • 1st Jun 15, 11:49 AM
    Hi Guys.

    I've read a few of the threads on this & aside from people arguing with each other, I'm not really any better off for reading them.

    All I would like to know is whether, from my research, I'm correct in thinking that if I'm going to Europe, the best pre-paid card is likely to be the FairFX Euro card but that I should try to use this for normal spending, unless I'm using my Halifax Clarity card, & that if I want to spend in cash, I should take some with me, rather than withdrawing it from an ATM, regardless of whether I do this via the credit card (pretty much a no-no), or via the pre-paid card (a much cheaper option)?

    I hope you can help.
    • NiftyDigits
    • By NiftyDigits 1st Jun 15, 12:50 PM
    • 10,287 Posts
    • 4,379 Thanks
    NiftyDigits
    • #4
    • 1st Jun 15, 12:50 PM
    • #4
    • 1st Jun 15, 12:50 PM
    Hi Guys.

    I've read a few of the threads on this & aside from people arguing with each other, I'm not really any better off for reading them.

    All I would like to know is whether, from my research, I'm correct in thinking that if I'm going to Europe, the best pre-paid card is likely to be the FairFX Euro card but that I should try to use this for normal spending, unless I'm using my Halifax Clarity card, & that if I want to spend in cash, I should take some with me, rather than withdrawing it from an ATM, regardless of whether I do this via the credit card (pretty much a no-no), or via the pre-paid card (a much cheaper option)?

    I hope you can help.
    Originally posted by dan5001
    Clarity for both ATM withdrawals and spending. Clear balance asap.
    Take a Kalixa Pay Prepaid card as back up. Asking here for a referral may net you a £5 rebate.
    If you live in London, get a Metro Bank debit card on the spot and use instead of the Prepaid card and the Clarity for ATM withdrawals.
  • leedspete
    • #5
    • 1st Jun 15, 9:32 PM
    • #5
    • 1st Jun 15, 9:32 PM
    Which is the best prepaid card to use abroad please
    • NiftyDigits
    • By NiftyDigits 1st Jun 15, 9:59 PM
    • 10,287 Posts
    • 4,379 Thanks
    NiftyDigits
    • #6
    • 1st Jun 15, 9:59 PM
    • #6
    • 1st Jun 15, 9:59 PM
    Which is the best prepaid card to use abroad please
    Originally posted by leedspete
    Kalixa Pay....
    • BigBoss
    • By BigBoss 9th Jun 15, 11:51 AM
    • 64 Posts
    • 16 Thanks
    BigBoss
    • #7
    • 9th Jun 15, 11:51 AM
    • #7
    • 9th Jun 15, 11:51 AM
    Metro Bank debit card vs Kalixa Prepaid?

    If I open a Metro Bank account tomorrow, can I put money into it online?

    Going on a few trips (Barca, Croatia and Ibiza) in next couple of months, so I don't want any hassle and visits to the bank etc, I just want a quick online transaction.
    • NiftyDigits
    • By NiftyDigits 9th Jun 15, 12:46 PM
    • 10,287 Posts
    • 4,379 Thanks
    NiftyDigits
    • #8
    • 9th Jun 15, 12:46 PM
    • #8
    • 9th Jun 15, 12:46 PM
    Metro Bank debit card vs Kalixa Prepaid?

    If I open a Metro Bank account tomorrow, can I put money into it online?

    Going on a few trips (Barca, Croatia and Ibiza) in next couple of months, so I don't want any hassle and visits to the bank etc, I just want a quick online transaction.
    Originally posted by BigBoss
    Metro Bank debit/credit, without question. Trouble free. You can manage everything online. No reason to visit again once the account is opened.
    • BigBoss
    • By BigBoss 9th Jun 15, 1:20 PM
    • 64 Posts
    • 16 Thanks
    BigBoss
    • #9
    • 9th Jun 15, 1:20 PM
    • #9
    • 9th Jun 15, 1:20 PM
    So I can transfer money from my Co-op bank Cashminder to Metro?
    • NiftyDigits
    • By NiftyDigits 10th Jun 15, 12:23 AM
    • 10,287 Posts
    • 4,379 Thanks
    NiftyDigits
    So I can transfer money from my Co-op bank Cashminder to Metro?
    Originally posted by BigBoss
    Yes...but if you can only qualify for a Cash Minder account, have you ascertained that Metro Bank will give you a Current account?
  • Dinah C Alsford
    I'm going on a cruise, starting in Germany (euros) and visiting towns in Austria, Hungary, Czech Republic and Slovakia. I guess they are all different currencies. If I put money on a FAIRFX card
    (1) is it easy to use everywhere? and
    (2) can I use it for small amounts like postcards, cup of coffee, etc?
  • Dinah C Alsford
    PS Apologies for putting it on here but I can't find any way to open a new thread
  • pablo234
    I think people should know that, while FairFX's rates are very good, a FairFX pre-paid Euro card only lasts two years. Then you either have to renew it (with a fee for renewal, unless you load £150 worth onto it), 'redeem' it (which also attracts a fee), use up your balance, or lose what is left on your card!
    At least that is how I read the conditions, as I near the expiry date of my card.
    • NiftyDigits
    • By NiftyDigits 10th Jun 15, 10:57 PM
    • 10,287 Posts
    • 4,379 Thanks
    NiftyDigits
    I'm going on a cruise, starting in Germany (euros) and visiting towns in Austria, Hungary, Czech Republic and Slovakia. I guess they are all different currencies. If I put money on a FAIRFX card
    (1) is it easy to use everywhere? and
    (2) can I use it for small amounts like postcards, cup of coffee, etc?
    Originally posted by Dinah C Alsford
    You'll need a card denominated in Pounds.

    Kalixa Pay, FairFx Anywhere, Seasons Travel card....
  • oliviawood69
    Prepaid Card For Asia
    Hi

    Could anybody advise me on the best prepaid card to use when backpacking around Asia? I already have a Halifax Clarity card but I need a backup in case this gets lost or stolen.

    Ideally need free cash withdrawals abroad.

    Thanks
    Last edited by oliviawood69; 15-06-2015 at 12:19 PM.
    • NiftyDigits
    • By NiftyDigits 15th Jun 15, 8:00 PM
    • 10,287 Posts
    • 4,379 Thanks
    NiftyDigits
    Hi

    Could anybody advise me on the best prepaid card to use when backpacking around Asia? I already have a Halifax Clarity card but I need a backup in case this gets lost or stolen.

    Ideally need free cash withdrawals abroad.

    Thanks
    Originally posted by oliviawood69
    Kalixa Pay offers you the same rate as the Clarity for purchases and also allows you to use anything remaining on the card, Pound for Pound when back in the UK.

    If you are under eighteen, get a FlexOne account and debit card
    • legalfreak22
    • By legalfreak22 16th Jun 15, 10:35 AM
    • 45 Posts
    • 6 Thanks
    legalfreak22
    Two years?
    My Fairfx Euro card lasts for 3 years i.e. the expiry date is in 3 years time. Not sure where you are getting your information from.
    • YoBear
    • By YoBear 16th Jun 15, 5:02 PM
    • 34 Posts
    • 11 Thanks
    YoBear
    If you're Money Saving Expert, why no mention of the Metro card?
    A great article but no mention or comparison of Metro Bank debit card against the others for use in the eurozone including eurozone countries that use their own currency (UK, Denmark, Croatia, Poland etc which a FairFx card would charge a 1.4% conversion for a currency that is not in euros while Metro Bank is free.

    Metro Bank also use Mastercard rates and they do not charge for cash withdrawals AND issue cards on the spot which is a big win when you're due to leave on holiday within 10 days (prepay cards usually take 10 days to deliver).

    The only real downside is you can't 'fix' your rate like a prepay card.


    • NiftyDigits
    • By NiftyDigits 16th Jun 15, 5:59 PM
    • 10,287 Posts
    • 4,379 Thanks
    NiftyDigits
    A great article but no mention or comparison of Metro Bank debit card against the others for use in the eurozone including eurozone countries that use their own currency (UK, Denmark, Croatia, Poland etc which a FairFx card would charge a 1.4% conversion for a currency that is not in euros while Metro Bank is free.

    Metro Bank also use Mastercard rates and they do not charge for cash withdrawals AND issue cards on the spot which is a big win when you're due to leave on holiday within 10 days (prepay cards usually take 10 days to deliver).

    The only real downside is you can't 'fix' your rate like a prepay card.


    Originally posted by YoBear
    Prepaid Travel Cards guide

    There is a reason as to why threads have titles....
    • animalhouse
    • By animalhouse 8th Jul 15, 6:36 AM
    • 119 Posts
    • 369 Thanks
    animalhouse
    Google play store says that the revolut app is incompatible with my kindle fire phone. Does anyone know a way around this?
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