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  • FIRST POST
    • Former MSE Helen
    • By Former MSE Helen 23rd Jan 14, 8:08 AM
    • 2,324Posts
    • 971Thanks
    Former MSE Helen
    MSE News: Car insurance premiums fall at record rate
    • #1
    • 23rd Jan 14, 8:08 AM
    MSE News: Car insurance premiums fall at record rate 23rd Jan 14 at 8:08 AM
    "Car insurance rates fell by a record 14.1% in 2013, while home insurance premiums are also falling, says the AA..."

    Read the full story:

    Car insurance premiums fall at record rate




    Click reply below to discuss. If you havenít already, join the forum to reply. If you arenít sure how it all works, read our New to Forum? Intro Guide.

Page 1
    • Aquamania
    • By Aquamania 23rd Jan 14, 10:29 AM
    • 2,019 Posts
    • 821 Thanks
    Aquamania
    • #2
    • 23rd Jan 14, 10:29 AM
    • #2
    • 23rd Jan 14, 10:29 AM
    Just renewed my car insurance yesterday - due next week.

    Had a renewal quote from my insurer about a week ago (about the same price as I paid last year), but thought I would do a comparison to see if I could get something cheaper.

    The comparison site suggested I could save about 20%, and to my surprise it was with the same insurer.

    Clicked through to check all the details and everything was fine, but noticed the quoted price on the insurer's site was even lower than that given on the comparison site!

    Clicked to buy it and the site noticed I was already insured with them so I was prevented from going any further - it said call them.

    I called them immediately and they said they would get a real time quote for me (whatever that is) and to my surprise, the price they then quoted had fallen even more.

    Have all the documents now and it is exactly the same cover/risk as last year, even with the same underwiter.
    • forgotmyname
    • By forgotmyname 23rd Jan 14, 12:34 PM
    • 29,032 Posts
    • 11,906 Thanks
    forgotmyname
    • #3
    • 23rd Jan 14, 12:34 PM
    • #3
    • 23rd Jan 14, 12:34 PM
    I saved over £100 on my renewal price this year.

    Companies that quoted silly figures last year were all within range of my renewal price also.
    Last year nobody came close to my renewal price.
    Punctuation, Spelling and Grammar will be used sparingly. Due to rising costs of inflation.

    My contribution to MSE. Other contributions will only be used if they cost me nothing.

    Due to me being a tight git.
    • Pincher
    • By Pincher 24th Jan 14, 1:16 AM
    • 6,516 Posts
    • 2,491 Thanks
    Pincher
    • #4
    • 24th Jan 14, 1:16 AM
    • #4
    • 24th Jan 14, 1:16 AM
    My insurance is due end of March, so I might just miss out on the benefit of the Mylicense database, this year.

    Curious to know what the difference is. I could do a quote in February, then March, then April, but since the quotes are fluctuating anyway, it's hardly conclusive.

    Can't see how it could make a big difference. £5 either way, I expect.
    • OnanTheBarbarian
    • By OnanTheBarbarian 24th Jan 14, 10:14 AM
    • 1,420 Posts
    • 866 Thanks
    OnanTheBarbarian
    • #5
    • 24th Jan 14, 10:14 AM
    • #5
    • 24th Jan 14, 10:14 AM
    So much rubbish in that article spewed by the AA.
    • Quentin
    • By Quentin 24th Jan 14, 10:36 AM
    • 38,870 Posts
    • 22,832 Thanks
    Quentin
    • #6
    • 24th Jan 14, 10:36 AM
    • #6
    • 24th Jan 14, 10:36 AM
    Care to tell us more.

    (Otherwise use the rant forum to get things off your chest.
    • paddedjohn
    • By paddedjohn 25th Jan 14, 12:27 AM
    • 7,222 Posts
    • 7,869 Thanks
    paddedjohn
    • #7
    • 25th Jan 14, 12:27 AM
    • #7
    • 25th Jan 14, 12:27 AM
    Just renewed my daughters for her, she is 23 years old with a fault claim 2 years ago and has 2 years ncd, renewal price was £630 but shopped around and got her sorted for £504, a whole £200+ cheaper than last year.
    Be Alert..........Britain needs lerts.
    • anotheruser
    • By anotheruser 25th Jan 14, 7:37 AM
    • 2,717 Posts
    • 1,569 Thanks
    anotheruser
    • #8
    • 25th Jan 14, 7:37 AM
    • #8
    • 25th Jan 14, 7:37 AM
    Mine went up by £1 this year.
    • Pincher
    • By Pincher 25th Jan 14, 10:14 AM
    • 6,516 Posts
    • 2,491 Thanks
    Pincher
    • #9
    • 25th Jan 14, 10:14 AM
    • #9
    • 25th Jan 14, 10:14 AM
    Mine went up by £1 this year.
    Originally posted by anotheruser
    So age is a factor.

    If only my premium was my age. £27 a year when I was 27, instead of around £1,000 for an Alfa Romeo.
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