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  • FIRST POST
    • zippychick
    • By zippychick 4th Jun 11, 11:19 AM
    • 9,343Posts
    • 17,889Thanks
    zippychick
    • #1
    • 4th Jun 11, 11:19 AM
    4th Jun 11 at 11:19 AM
    Hi everyone,

    Welcome to the ninth Grocery Challenge of 2013

    If your new month starts early feel free to join this thread, or if you're still working on your August budget, then keep on posting in the:
    August 2013 Grocery Challenge

    As always this challenge is to reduce your own grocery budget to levels that you will be pleased with, not forgetting that we always recommend that you stay inside your own comfort levels and take things gently one step at a time. Remember that this is not a competition....it's designed to take you and your grocery spending to a level you are happy with.

    If you are new to the challenge I have quoted the advice from Galtizz below which will help you get started.

    Please post into this thread for help and advice and support at any time. Good luck to everyone taking part!

    I have said this before, but for all the newbies to the challenge;

    For the first month I took a guess at the budget but I really had no idea how much I was spending.

    I found the best thing is to have a guess the first month but SAVE ALL OF YOUR RECEIPTS (and yes, that does include the ones from the local shop when you run out of milk ), then at the end of the month add them all up and have a look if you were on budget, if not, it doesn't matter because your budget was a guess. For the next month you can use the total of your receipts and take a bit off to get a realistic budget, just shave off as much as you think you can, it could be 1 a week or 20 a week.

    If you are currently spending 200 a month don't suddenly drop it to 100 - you'll never do it but if you cut 20 a month off for a few months you'll get there eventually without feeling you're missing out on anything.

    You might think you've done everything you can in the first month but someone always comes up with a new idea and, if you try it you often find you save a bit more (unless you are SarahSaver who is an expert at this and could only save more if she turned her back garden into a paddy field and lived on rice ) In the first month I thought, I'm planning meals, I couldn't possibly save any more, but then I started double cooking and freezing, and making soup instead of buying it in tins.

    I've been doing this since Feb but only saved ALL of my receipts last month, it has given me a much better idea of where it is all going. Budget for next month is 80 for 2 of us, I'll start on 30/4. I could probably save more, by eating different foods but I can afford to live on 80, I have saved a lot of money since Feb. and I don't waste food or money any more. So I'm happy with my budget.
    By request, here is Spiggles wonderful helpful post

    We all have different budgets that suit our households. The most important thing to remember is that you set yours according to your needs and finances. It can take time to get to where you want to be too so don't knock yourself out if you go over in the first few months. We are here to support each other and it is not a competition.

    I thought it might help to outline where we've come from and the top tips I've learned.

    When we started in March 2010 we had spent in excess of 600 in the previous month. This had to stop, (there's only me and him and our two beautiful black cats) something which thankfully my OH completely agreed with so I have been lucky that he has been on board from the start. He gave me his debit card voluntarily and I still keep hold of it until he needs to get something for the home. At the same time we set up a system of pocket money (pm) at 15 each per week which doesn't count towards the GC and which we can each spend as we wish with no comebacks or complaints. OH predominantly uses his pm on his beer and I ferret mine away mostly.

    The next step was to set up my own spreadsheet which is absolutely simple onto which I put all spends so that I have a continuous running total for the month and for the year. We initially set our budget at 280 per month and brought it down to 240 where it resides for most of the year it is occasionally increased to allow for extras e.g. Christmas to 260.

    The important 'tools' we found greatly helped and continue to do so now are:

    Stocktake cupboards, fridge, freezer - make lists and ensure that the older products get used up first. You'll be amazed at what you find squirrelled away and it will help with your shopping list as you'll realise that you don't actually need so much.

    Before you go shopping check staples - running out of milk, bread, butter, etc often leads to going into a shop for one thing and coming out 20 lighter. Always check these and if they'll run out tomorrow buy them the same time as getting other things.

    Always make a shopping list and stick to it - the supermarkets (sm) try every which way to get us to spend so having a list and strong resolve is the only way to beat them.

    Keep every receipt - and then note it down on your spreadsheet/spend diary so that you always know where you are.

    When tempted, ask yourself do you NEED it or just WANT it - now this advice goes with two things. Firstly, the things you see in store when shopping that APPEAR to be bargains - if you hadn't planned spending the money then its not a bargain. Secondly, the sm send us loads of vouchers for X off a spend of XX - if you had no NEED to spend XX then have you SAVED anything???

    Use my supermarket to compare prices (limited to four of the biggies) - The site may be used to actually do an online shop at whichever of the big four offers the best value or, if you have the time and sm availability, to make up lists for visiting each of the stores so that you can purchase all you need at different stores thus getting the best possible value. (I'd add, do a 'shop' virtually on this site and take the list you create on it with you, whichever one you shop at, it will help keep target prices in your head and allow you to spot bargains. MrM is not included but you can do a virtual list on their website so you know what you're going to be spending.)

    Always have a list - this is just as important when shopping online as shopping on foot.

    Use Approved Foods online (with a list!) - if you don't mind out of date things (ood) or you can search for only in date items. The only drawback is storing the goods as far as I can tell. Oh, and watch the delivery as it's done on a scaled charge for weight so keep an eye on it. You can of course do an AF order with friends, family, colleagues or like minded neighbours. Other GCers use Big Br*nds 4 Less too.

    Invest in a breadmaker - we have saved so much by making our own bread. The prices in the shops are extortionate for bread these days. There's loads of advice on this thread and others in the forum on this.

    Use the recipe lists - always posted at the front of a new thread. There are fantastic, tasty, healthy and economical recipes to use on them and there are a number of other threads on the forum such as Weezl's that will help you to eat well on a budget.

    Shop locally - the local greengrocer (or preferably market but I don't have one ) is usually cheaper as an option for fruit and veg (f&v) than the sm. Often the prices may look the same but when you look at the quantity for the same price the greengrocer will be cheaper. The same goes for the local butcher. Often you will have far more variety of meat available, advice on how to cook a particular meat can be offered and there is (for me at least) no comparison in terms of quality. We buy our huge FR eggs there and I'm yet to find an equivalent FR egg in a sm at the same or lower price. Obvioulsy if you have your own chicks/know someone who has chicks you can get them even cheaper again.

    Grow your own - it's quite simple to grow some f&v at home even if it's only in pots on the patio. There are also supportive threads on the forum for this.

    Cook your own - making meals at home from ingredients is far more economical, often tastes better than shop bought and is probably far better healthwise.

    Meal Plan - this is something that others can advise on as we don't do it. I have a tremendous capacity for eating the same food over many days but presented in slightly different form. For example, we could buy 7 worth of brisket from the butchers and eat it as pot roast for a couple of days, sliced for sarnies, sliced with a salad, chucked into a casserole or shredded up and fried as crispy beef.

    Don't waste food - either only make what you need or use any leftovers for other meals/creations or freeze it for another day.

    Withdraw the cash you want to spend - and keep it in a separate purse. This can be particularly effective as you have the money in front of you reducing rather than spending with plastic which is so easy to lose track of. Very useful when you first start out.

    Don't go to the shops to browse - this can only lead to pain and hardship!!!

    Keep posting and reading the thread - there really is no better supportive, wise and inspirational place to be! I think I saw that somebody mentioned forgetting to read/post. I get around this by using the Advanced button to post, below the window where your text is displayed you will see Additional Options. In the Thread Subscription box use the dropdown to select either instant email notification (this is what I use) or daily email notification before you submit your latest post. Then you will get an email into your inbox from which you can click to the thread to see what others are saying.

    Always remember the sm is not your friend - it wants to profit from you and take as much of your money as it can coerce out of you!

    So, there you go as a starting point. Others on here will offer tremendous advice on meal planning. And don't forget, the only silly question is the one you didn't ask!

    See you all later,
    Spigs
    For quidelines on posting in this thread please read the second post in this thread.

    For the Grocery challenge Recipe Index please see posts #3, #4, #5 #6 #7 #8 & #9 on this thread (the list is growing!!!!!)

    For everyones totals, see post #10 on this thread

    I hope everyone has a great month!

    Zip
    Last edited by zippychick; 20-07-2013 at 1:29 PM.
    A little nonsense now and then is relished by the wisest men
    Norn Iron club member #380

Page 48
  • CH27
    Just a mini spend today of 73p on some YS milk and YS rhubarb
    Oh I do love rhubarb crumble!! I definitely need to look into growing my own as it's far too expensive to buy!!

    Didn't spend anything over the weekend, and tomorrow should be a GC NSD but won't be a true NSD as I'm dipping into my fun budget to meet up with my best friend who is recovering from surgery and we're having a cheeky beer or 2 now he's well enough!

    Received a voucher for 15 off a 60 online shop at Mr T's so need to do some very careful meal planning so I can make the most of it. Will also mean I can stock up on cat litter and food (separate budget) which is good as it's sooooooo heavy to carry home from the shops! The delivery man always looks at me like I'm insane when I've ordered 10 bags of cat litter and 20 boxes of cat food and then realises I only have 1 cat!! And of course there's the million bottles of white vinegar......
    Originally posted by Pandora
    I got one of those too.
    I want to use it to save the 15 but it blows my budget totally.
    Hmmmmmm........................................... .
    Try to be a rainbow in someone's cloud.
    • meg72
    • By meg72 17th Sep 13, 6:49 AM
    • 5,082 Posts
    • 46,072 Thanks
    meg72
    I got one of those too.
    I want to use it to save the 15 but it blows my budget totally.
    Hmmmmmm........................................... .
    Originally posted by CH27
    I got a 12.00 one but used it for Xmas stuff so didnt come out of grocery budget, well not all anyway.
    Slimming World at target
  • CH27
    I got a 12.00 one but used it for Xmas stuff so didnt come out of grocery budget, well not all anyway.
    Originally posted by meg72

    Fab idea.
    Try to be a rainbow in someone's cloud.
    • Florenceem
    • By Florenceem 17th Sep 13, 8:12 AM
    • 3,996 Posts
    • 52,590 Thanks
    Florenceem
    Flo glad your scan was normal, its just a thought love but I am thinking you have such a healthy diet and you`ve had such a hectic couple of months could it be that you are burning up more calories than you usually do. Hoping it could be as simple as this.
    Originally posted by meg72
    Mr F has suggested that to me. I am back off to see the Doctor today. My eldest DD is a Consultant Clinical Oncologist - I have spoken to her. Dr DD thinks I should have investigations.
    15 in 2015 1/15
    • MissRikkiC
    • By MissRikkiC 17th Sep 13, 8:33 AM
    • 49 Posts
    • 606 Thanks
    MissRikkiC
    Do you have a recipe please?
    Originally posted by K9sandFelines
    Ingredients

    1 Onion
    1 Medium carrot
    2 Cloves of garlic
    1 Medium potato
    1 Medium tomato
    1 cup of red lentils
    1 tin of butterbeans
    2 tbsp Olive Oil
    1 tbsp Tomato Puree
    1 tbsp Paprika
    1 tsp Allspice, Ground Coriander, Parsley, sugar/honey
    1/2 tsp Chilli flakes, tarragon, rosemary, sea salt
    2 chicken/veg stock cube
    Dash of lemon juice
    water to cover


    Finely dice all vegetables, chop tomato into large chunks
    Fry onion and carrot in olive oil in a saucepan, on low heat, with a tight fitting lid for 15-20 minutes
    Add all other ingredients besides water, to a casserole dish or into the same pan as the onions and carrots if you used a big pan anyway.
    Stir paprika into onion and carrot mixture, add to casserole
    Add water to just cover everything
    Cook at 170 C for 1 hour and 20 minutes, stirring occasionally or on the hob simmering for 40 minutes.
    Add extra water if casserole is dry and serve with rice.

    There is lots of spices but that's why my cupboard always look full as I seem to have 1 of each! The only thing I missed was tarragon but it's still delicious.

    I used extra carrots and used sweet potatoes and 1 white as they needed using up and a handful of halved cherry tomatoes as I didn't have any big ones.

    Hope you can make something delicious

    RC X
    Classy women drinks pints, watch the football and have a potty mouth
    • MissRikkiC
    • By MissRikkiC 17th Sep 13, 8:34 AM
    • 49 Posts
    • 606 Thanks
    MissRikkiC
    Lentil and butter bean casserole
    Do you have a recipe please?
    Originally posted by K9sandFelines
    Ingredients

    1 Onion
    1 Medium carrot
    2 Cloves of garlic
    1 Medium potato
    1 Medium tomato
    1 cup of red lentils
    1 tin of butterbeans
    2 tbsp Olive Oil
    1 tbsp Tomato Puree
    1 tbsp Paprika
    1 tsp Allspice, Ground Coriander, Parsley, sugar/honey
    1/2 tsp Chilli flakes, tarragon, rosemary, sea salt
    2 chicken/veg stock cube
    Dash of lemon juice
    water to cover


    Finely dice all vegetables, chop tomato into large chunks
    Fry onion and carrot in olive oil in a saucepan, on low heat, with a tight fitting lid for 15-20 minutes
    Add all other ingredients besides water, to a casserole dish or into the same pan as the onions and carrots if you used a big pan anyway.
    Stir paprika into onion and carrot mixture, add to casserole
    Add water to just cover everything
    Cook at 170 C for 1 hour and 20 minutes, stirring occasionally or on the hob simmering for 40 minutes.
    Add extra water if casserole is dry and serve with rice.

    There is lots of spices but that's why my cupboard always look full as I seem to have 1 of each! The only thing I missed was tarragon but it's still delicious.

    I used extra carrots and used sweet potatoes and 1 white as they needed using up and a handful of halved cherry tomatoes as I didn't have any big ones.

    Hope you can make something delicious

    RC X
    Classy women drinks pints, watch the football and have a potty mouth
    • K9sandFelines
    • By K9sandFelines 17th Sep 13, 8:57 AM
    • 2,127 Posts
    • 18,279 Thanks
    K9sandFelines
    Ingredients

    1 Onion
    1 Medium carrot
    2 Cloves of garlic
    1 Medium potato
    1 Medium tomato
    1 cup of red lentils
    1 tin of butterbeans
    2 tbsp Olive Oil
    1 tbsp Tomato Puree
    1 tbsp Paprika
    1 tsp Allspice, Ground Coriander, Parsley, sugar/honey
    1/2 tsp Chilli flakes, tarragon, rosemary, sea salt
    2 chicken/veg stock cube
    Dash of lemon juice
    water to cover


    Finely dice all vegetables, chop tomato into large chunks
    Fry onion and carrot in olive oil in a saucepan, on low heat, with a tight fitting lid for 15-20 minutes
    Add all other ingredients besides water, to a casserole dish or into the same pan as the onions and carrots if you used a big pan anyway.
    Stir paprika into onion and carrot mixture, add to casserole
    Add water to just cover everything
    Cook at 170 C for 1 hour and 20 minutes, stirring occasionally or on the hob simmering for 40 minutes.
    Add extra water if casserole is dry and serve with rice.

    There is lots of spices but that's why my cupboard always look full as I seem to have 1 of each! The only thing I missed was tarragon but it's still delicious.

    I used extra carrots and used sweet potatoes and 1 white as they needed using up and a handful of halved cherry tomatoes as I didn't have any big ones.

    Hope you can make something delicious

    RC X
    Originally posted by MissRikkiC
    Much appreciated. I have most of those ingredients, i think apart from all spice. I'll let you know how it goes, might try this today. Do you think it would work in the slow cooker, or not?
    GC 2017 3,434.09 GC 2018 2,250.95 GC 2019 Jan 268.24/200 Feb 158.01/200 Mar 220.05/200 April (moving) May (adjusting 270.73), Jun 291.01/280 Jul 344.31/300 Aug 232.48/300 Sep 320.91/300 Oct 92.97/300
    ~ Still learning the art of frugality ~
    • sachatith
    • By sachatith 17th Sep 13, 9:01 AM
    • 222 Posts
    • 1,774 Thanks
    sachatith
    Thanks MissRikki I may use that one as well

    NSD yesterday which brings me up to 14/20 which I am really pleased about. Finished up the roast pork from Sunday with mash last night (nom nom) and then some in a quick and easy curry which I now tend to make each time I have leftover meat, which will do me for today and tomorrow for lunch.

    Salmon (bought Mr T value and separated and froze so does more dinners) and new potatoes tonight.

    Really need to get through the rest of my stocktake, I've done bits of it and my aim was to take one cupboard at a time but never mind! Think I am going to write it down as I find that a lot easier as me and OH can then cross items off when we use them.

    Love x
    Debt Free by 2015: 5839.01/13000 1% challenge = 44.91%

    CAMRA Member: Drinking Ale doesn't make me any less of a woman
    • mrs-moneypenny
    • By mrs-moneypenny 17th Sep 13, 9:04 AM
    • 15,518 Posts
    • 198,189 Thanks
    mrs-moneypenny
    morning all
    have to say again Jo's carrot and sweet potato is delish, did it friday night, and we had guests over sunday lunch so did it again as a starter, everyone loved it.

    did leek and potato soup for tea last night havent decided what tonight will be.
    SPC~12 ot 124

    In a world that has decided that it's going to lose its mind, be more kind my friend, try to Be More Kind
    • dramarama
    • By dramarama 17th Sep 13, 9:10 AM
    • 189 Posts
    • 1,350 Thanks
    dramarama
    Morning all,
    Hope you're all well. Nipped to Mr T's yesterday with a list, hoped to spend 10 came in at 14.
    I have learnt a lot of lessons from this month's GC, number one being I need to sharpen my elbows and get a few more YS bargains to stretch our budget.
    Hoping for a NSD today and looking for work...part time hours are not enough at the moment. HM sausage and mash tonight, meat for OH veg for me. I've meal planned for the rest of the week and am hoping to get to the end of the month with very little spends.

    OH joked we should buy a cow as it would be cheaper than the amount we pay out on milk per week!
    Married in 2016. Bought our first home in 2017. Expecting our first baby in November 2017

    Frugal & thrifty as much as possible.
    • xx_Jo_xx
    • By xx_Jo_xx 17th Sep 13, 9:18 AM
    • 2,854 Posts
    • 62,609 Thanks
    xx_Jo_xx
    morning all
    have to say again Jo's carrot and sweet potato is delish, did it friday night, and we had guests over sunday lunch so did it again as a starter, everyone loved it.

    did leek and potato soup for tea last night havent decided what tonight will be.
    Originally posted by mrs-moneypenny
    I would love to be able to take the credit for this... I agree it's fab and something I will definitely make again! Alas, I found the recipe on this thread..

    To all the newbies like me... The tools at the beginning of this thread are fab. If you have the time, go through the recipes of things you like the sound of, or like me, you have something that needs using up! Most are super easy and I found personally I already had most (or all) of the other ingredients at home. Before now though I wouldn't have out that recipe together. It does give you a new perspective and ultimately saves money
    Sometimes lurking, sometimes posting, but always flying
    You are supposed to be the leading lady of your own life, for God's sake! - The Holiday
    DFW August 2013... Debt total 15,475.56 - Jan 15 11,738.66 - DEBT FREE by 2015
    Feb GC 48.02/250 (201.98)
    I will declutter my house and debts
    • sefilby
    • By sefilby 17th Sep 13, 9:18 AM
    • 143 Posts
    • 1,628 Thanks
    sefilby
    After 13 NSD i've given in ... it was like living it at old mother hubbards! spend of 64.14 but got quite a few good deals like a large chicken to feed 6-8 for 5, rolled pork belly to feed 4-6 for 6, 1kg of beef mince of 4, slightly more expensive than value @3.80/kg & mr T's breaded & battered haddock were down to 1 for a pack of 4.

    Shouldn't have taken DH as beer, crisps 2xwalkers 6packs for 2 & sweets ended up in the trolley but heyho he olny ever helps with the shopping once in a blue moon so I will let it slide this time!!!
    Christmas budget 266.38/535 15/27gifts
    Read a book a week challenge 50/52
    • meg72
    • By meg72 17th Sep 13, 9:31 AM
    • 5,082 Posts
    • 46,072 Thanks
    meg72
    Mr F has suggested that to me. I am back off to see the Doctor today. My eldest DD is a Consultant Clinical Oncologist - I have spoken to her. Dr DD thinks I should have investigations.
    Originally posted by Florenceem
    Oh yes any unexpected loss of weight should be properly investigated.
    Slimming World at target
    • islandhoppa
    • By islandhoppa 17th Sep 13, 10:15 AM
    • 149 Posts
    • 2,673 Thanks
    islandhoppa
    small spend of 3.28 in B$M today, close to total but only got to last till next Wednesday and should only need bread and milk
  • CH27
    I've used the 15 voucher to stock up for xmassy type stuff.
    I feel better for not wasting it so thanks Meg72
    Try to be a rainbow in someone's cloud.
    • Coxy11
    • By Coxy11 17th Sep 13, 10:54 AM
    • 2,322 Posts
    • 27,347 Thanks
    Coxy11
    Morning everyone,

    forever saving - have updated your budget on the list

    An unexpected day off for me today, but as I had already arranged childcare (and paid for it) dropped DS2 at breakfast club at 8am. Hoovered stairs and bedrooms and have just got back from A!di. Spent an embarrassing 79 odd, but got LOADS of snacks, f&v, tins etc. so should keep us going for a while. This is instead of an online Tosco shop which would have cost far more....

    Some of you may remember that my nephew came to live with us for a brief while last year due to having a few issues at home. Well I am overjoyed to say he is now attending college in London two days a week, so will be staying with us Mondays and Tuesdays - last night was the first night. Mealplan has had to change accordingly, and I used a 700g pack of beef mince for my pasta bake last night as nephew and DS1 have hollow legs. There is a little bit left for my lunch today.

    Dinner tonight will be chicken and potato curry from the index. Haven't made it before, but hoping it will go down well, seeing as the need for comfort food has set in now the temperature has dropped.

    The 79 A!di spend included one of their slow cookers on offer this week at 12.99. My one bit the dust earlier this year, and although the A!di one is only 3.5L (my other one was 5L) it is worth a shot for that price. I got black, they also do silver or red. TBH I just picked up a box and paid for it, didn't check the colour - who cares as it lives in a cupboard most of the time

    Pandora - I thought that was code for vino collapso

    Flo - get yourself checked out please - bossy Coxy here!

    Have a good day all.
    Coxy
    Cross-stitch WIP: Pretty Little London by Satsuma Street
    • K9sandFelines
    • By K9sandFelines 17th Sep 13, 11:14 AM
    • 2,127 Posts
    • 18,279 Thanks
    K9sandFelines
    Mr A delivery arrived with DD1s ingredients. Made a booboo with the sugar which was on offer three for 3, and had forgotten to add the third so worked out 1.48 each. So might have been better just to pay extra at Mr M and leave out the rest of the bits .....

    Total was 27.14 less promotions/money off/substitutions handed back etc, This should bring me to about 290 now i think ... off to update sig.
    GC 2017 3,434.09 GC 2018 2,250.95 GC 2019 Jan 268.24/200 Feb 158.01/200 Mar 220.05/200 April (moving) May (adjusting 270.73), Jun 291.01/280 Jul 344.31/300 Aug 232.48/300 Sep 320.91/300 Oct 92.97/300
    ~ Still learning the art of frugality ~
    • MissRikkiC
    • By MissRikkiC 17th Sep 13, 11:24 AM
    • 49 Posts
    • 606 Thanks
    MissRikkiC
    Much appreciated. I have most of those ingredients, i think apart from all spice. I'll let you know how it goes, might try this today. Do you think it would work in the slow cooker, or not?
    Originally posted by K9sandFelines
    You probably could I guess, I didn't think too because I could spare the time last night but I think it'd be okay. Let me know how you go
    RC X
    Classy women drinks pints, watch the football and have a potty mouth
    • WantToBeSE
    • By WantToBeSE 17th Sep 13, 11:32 AM
    • 6,795 Posts
    • 30,577 Thanks
    WantToBeSE
    Had a 9.94 spend in Tesc0 today. Needed packed lunch stuff and some chocolate
    HAd a tough few days with a very expensive (500!!!) car repair bill which wiped out my small savings pot But no more moping around for me. Nothing i can do, i need the car for work. So just have to carry on saving as much as i can.
    10k of Debt

    Debt Free Diary https://forums.moneysavingexpert.com/showthread.php?t=6026621
    • K9sandFelines
    • By K9sandFelines 17th Sep 13, 11:44 AM
    • 2,127 Posts
    • 18,279 Thanks
    K9sandFelines
    The lady i buy my bulk cleaning stuff from was here at the end of last month, but i was in Minor Injury Unit with DD2 and missed her; however, she has said she can now get here Thursday ... slap bang in the middle of month and haven't budgeted for this! Being as i won't use til Oct and i don't know when i can next get an order from her, i am going to add to October's challenge. I really hope i can for once make the budget, think i've achieved it once in six months
    Last edited by K9sandFelines; 17-09-2013 at 11:47 AM.
    GC 2017 3,434.09 GC 2018 2,250.95 GC 2019 Jan 268.24/200 Feb 158.01/200 Mar 220.05/200 April (moving) May (adjusting 270.73), Jun 291.01/280 Jul 344.31/300 Aug 232.48/300 Sep 320.91/300 Oct 92.97/300
    ~ Still learning the art of frugality ~
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