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  • meher
    • #2
    • 27th Jul 10, 12:16 PM
    • #2
    • 27th Jul 10, 12:16 PM
    What’s your biggest bill?
    Originally posted by MSE Lawrence
    other - insurance and yours?
  • Saucepot
    • #3
    • 27th Jul 10, 12:21 PM
    • #3
    • 27th Jul 10, 12:21 PM
    Mini cheddars.
    • Kavajo
    • By Kavajo 27th Jul 10, 1:00 PM
    • 117 Posts
    • 3,016 Thanks
    • #4
    • 27th Jul 10, 1:00 PM
    • #4
    • 27th Jul 10, 1:00 PM
    Our biggest is food. Surprised it wasn't an option on it's own.
    • MSE Martin
    • By MSE Martin 27th Jul 10, 1:28 PM
    • 8,116 Posts
    • 42,310 Thanks
    MSE Martin
    • #5
    • 27th Jul 10, 1:28 PM
    • #5
    • 27th Jul 10, 1:28 PM
    Our biggest is food. Surprised it wasn't an option on it's own.
    Originally posted by Kavajo
    this is about bills rather than spending so that is why we didn't put food in but to clarify I've now added into the question
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.

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    • minerva_windsong
    • By minerva_windsong 27th Jul 10, 3:06 PM
    • 3,765 Posts
    • 8,672 Thanks
    • #6
    • 27th Jul 10, 3:06 PM
    • #6
    • 27th Jul 10, 3:06 PM
    At university it was gas/electric as we didn't pay council tax. In my next house (once I move to London) it will probably be fairly close between gas/electricity and council tax.
    "A mind needs books as a sword needs a whetstone, if it is to keep its edge." - Tyrion Lannister

    Married my best friend 1st November 2014

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    • melorablack
    • By melorablack 27th Jul 10, 3:07 PM
    • 1,087 Posts
    • 1,555 Thanks
    • #7
    • 27th Jul 10, 3:07 PM
    • #7
    • 27th Jul 10, 3:07 PM
    Other: Car Insurance

    • enomis
    • By enomis 27th Jul 10, 4:48 PM
    • 32 Posts
    • 105 Thanks
    • #8
    • 27th Jul 10, 4:48 PM
    • #8
    • 27th Jul 10, 4:48 PM
    commuting - 1472 annually it would be more if i didn't have savings and had to pay monthly
    • split second
    • By split second 27th Jul 10, 4:57 PM
    • 2,694 Posts
    • 4,157 Thanks
    split second
    • #9
    • 27th Jul 10, 4:57 PM
    • #9
    • 27th Jul 10, 4:57 PM
    council tax is 68 a month so probably the highest, gas and electric are erratic as i use prepayment
    Who remembers when X Factor was just Roman suncream?
    • Gordon the Moron
    • By Gordon the Moron 27th Jul 10, 5:25 PM
    • 1,459 Posts
    • 741 Thanks
    Gordon the Moron
    The question says "Excluding mortgages, rents & food"

    Surely a mortgage is debt repayment?
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    • 1trainer1
    • By 1trainer1 27th Jul 10, 6:02 PM
    • 900 Posts
    • 1,752 Thanks
    council tax at 121.00 a month,

    electricity and gas is variable and done quarterly so spreads the cost
  • jbmagpie
    worth every penny. Clean streets, well lit, empty bins etc. What else is such value for money.
    • bexster1975
    • By bexster1975 27th Jul 10, 7:26 PM
    • 1,427 Posts
    • 6,834 Thanks
    "worth every penny. Clean streets, well lit, empty bins etc. What else is such value for money"


    Surely a joke! No?!
  • nickj
    council tax - approx 1400 per yr ,
    • bluebeary
    • By bluebeary 27th Jul 10, 8:45 PM
    • 7,319 Posts
    • 13,798 Thanks
    definately council tax
  • WelshGandalf
    Council tax is almost 2.5 to 3 times bigger than my next bill (gas + elec).

    It's a shame really that it's such a big expense but there's no money-saving that can be done on it!

    Rent though is almost 6 times more than council tax Bring on the HPC!
    • John_Pierpoint
    • By John_Pierpoint 28th Jul 10, 2:18 AM
    • 8,248 Posts
    • 7,388 Thanks
    With taxes (and deficit spending) using up more than half of our GDP, are we surprised that Council Tax comes top of the list?

    What do I as a pensioner get for my 157 quid a month:
    Bin emptied once a month.
    Fly tipping removed when I make enough of a fuss about it.
    A speed camera that put 3 points on my licence at 08:00 on a Sunday morning outside an invisible school.
    Local roads rapidly going to pot holes after I get to the public highway.
    A local planning system that is poorly administered and that has been nationalised by a quango.
    A police force - they did offer me a lift once because I was on the streets after midnight and they decided a chat night be useful/pass the time.
    Library - though if I'm not careful the fines become self financing.
    A school/child minding service - it seems a pity that the teenagers don't seem to appreciate the fortune being invested in their futures.
    A "country park" an open area mostly maintained by volunteers, while the quango eyes up its value as "regeneration" land.
    I really must make time to try to understand their accounts to discover where all the money goes, after paying the wages and the pensions.
    Last edited by John_Pierpoint; 28-07-2010 at 2:21 AM.
    • Lexxi
    • By Lexxi 28th Jul 10, 3:37 AM
    • 2,112 Posts
    • 2,881 Thanks
    Cigarettes, at over 300 a month. I read something at the start of the year there are about 3 taxes due on cigs, not to mention all the health issues and the strain it puts on the health service, the pollution andI have to include this in the budget, make sure I don't spend too much on food to allow for this expense however the biggest bone of contention, I don't smoke
  • yorkshireman99
    My biggest bill is motoring, particularly if I include a proportion of the cost of purchase each year. The total cost is, of course, hidden as it comes in so many forms - road tax, fuel duty, parking charges, cost of purchase, repairs, bridge/tunnel tolls etc. It will get much worse if road charging is introduced.
    • Jacka87
    • By Jacka87 28th Jul 10, 7:21 AM
    • 366 Posts
    • 152 Thanks
    Interesting one for me.

    Council Tax is 2400 for the year and thats roughly how much it was costing me to drive to work everyday.

    I have started car pooling which has reduced the fuel to just below council tax.....but the council tax is shared by my partner and my flatmate so that brings it lower again. Saying that my council tax does NOT include getting my bins emtied as I am in a block of city centre flats and have to pay the factor to empty the bins and the factors fees are an additional 1200 pa!!!!

    Basically its between fuel and paying council tax / factors fees! They are both a long long long way higher than all of my other costs on the list and are even more than food!
    Here to help and be helped!

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