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  • FIRST POST
    Memory Girl
    Memorygirls - Make Do and Mend
    • #1
    • 4th May 10, 2:25 PM
    Memorygirls - Make Do and Mend 4th May 10 at 2:25 PM
    Hi Guys

    Another one slinking in to start a diary having had a mini cashflow crisis.

    Situation is:

    Double Mum (2 DS - one 9 one 25mths).

    In own house (well mostly belongs to the dreaded bank - but there's another journey)

    Just fought off Repossession proceedings (Court decided the bank couldn't repossess as I'm not actually in arrears on my Mortgage). The fact that I currently owe 5710 of a 10k personal guarantee that they are getting 4-weekly payments of 330 on and wanted it back quicker didn't seem to impress the court much). Nightmare story - but if you search for a thread named "71p and three nappies" that should fill you all in on the shenanigans.

    This is my only Debt (apart from my mortgage which I DO count as debt - which currently stands at 124000)

    DS school of 4 miles away - so I run a car for the school runs. The school is in a little village up a hill in the middle of a forest so public transport is not an option. Car is OLD!!! 1999 Vauxhall Astra.

    Passed its MOT last wed - Yipee!!!!!!!!! but 58. But OK - Budgetted for.

    Blew a tyre on Thursday - both rears replaced - 64. Were getting worn so I had money in car maintenance pot.

    Needed Taxed for the 1st - 205. Hurts doesn't it????? But again had the money saved up and paid for 12 months like a good little MSE - LOL

    Now the cylinder Head Gasket has gone - needs new water pump and timing belt too - 330. Bang goes every single penny left in my account.


    Good news is that the shopping is done - I'm due Tax Credits on Friday so as long as the petrol lasts we should be OK.

    Now I need to get myself kicked up the bahookie and start saving a little cushion for the next set of unexpected's.

    So - in the spirit of getting back on the "Make Do and Mend" wagon. I declare May to be the start of my very own 100 challenge. I challenge myself to get creative with my stock-cupboard and see how long I can make 100 go. Banking any extra pennies to give myself a safetly net for the future.

    So far - I've spent 5.86 in May for the bits that should make my storecupboard stretch through this week.

    Off to update my signature.

    Memorygirl
    FINALLY AND OFFICIALLY DEBT FREE

    Small Emergency Fund 500 / 500
    Pay off all Debts 10,000 / 10,000
    Grown Up Emergency Fund 6000 / 6000
    Pension Provision 6688/2376
Page 17
  • Memory Girl
    Hi MG,

    glad to hear I was wonderring what is happening. And I agree - this positive Secret stuff seems to be working; with me it is buses. Haven't waited for one since I read the book.

    Good luck with the lad - and technically the difference is OK. Have fun.

    Firewalker
    Originally posted by Firewalker

    So I've been waiting for a good bloke for 3 years - does that mean that three of them will now come at once - LOL.

    Memorygirl

    PS Back soon def need coffee
    FINALLY AND OFFICIALLY DEBT FREE

    Small Emergency Fund 500 / 500
    Pay off all Debts 10,000 / 10,000
    Grown Up Emergency Fund 6000 / 6000
    Pension Provision 6688/2376
  • Memory Girl
    I have just discovered your thread Memory Girl - and have been reading most of the evening! I'm afraid I'm hooked. I haven't reached the end and
    1. am planning my own diary sometime
    2. have worked out how many 5 savings I would have to make to pay off the mortgage and
    3. have decided to raid the charity shops for all the gadgetty things I've spent the last ten years resisting...
    You are so readable! I agree with the person who said you have it in you to write a story. I know you write anyway and this would be a real departure, but it could add a few 124ses to your tree. You could always write under another name.
    Originally posted by miggy

    ........................and the name we suggest is "Mrs Robinson"

    Sssshhh!!!! But I have actually been approached by an old colleague who wants me to write a book of what happened and how to fight back from my horrible "71p and three nappies" day.

    So do you think people would read a story like that? I'd like to make it practical so what stuff should I include (cooking, sewing, refurbing home??? ...................dating footballers - LOL)

    Where do you think the "end point" should be???? Getting the bank off my bank, getting "solvent but poor", getting back to work, starting to pay off the mortgage - or PAYING OFF THE MORTGAGE!!!! Yay!!!!! dream big Memorygirl.

    ............. off to calm down and dampen the endorphins a little

    Memorygirl
    FINALLY AND OFFICIALLY DEBT FREE

    Small Emergency Fund 500 / 500
    Pay off all Debts 10,000 / 10,000
    Grown Up Emergency Fund 6000 / 6000
    Pension Provision 6688/2376
  • Memory Girl
    OK Ladies .................... cup of tea at the ready??????


    It was fab!!!! Nice dinner, couple of drinks, good laugh .............sooooooooo cute. Walk along the beach - even told him that I had kids and he didn't run a mile.

    Turns out he was taught Mind Mapping at school - and I was the one who taught his teacher Bit of a icky - "OMG!" moment there. Mind you that was 12 years ago.

    The dress was just right - although the waiters face was a picture when he took my jacket at the restaurant. Thank you Gok!!!!!

    15 minutes ago a cab arrived with a beautiful bouquet of flowers, bottle of champagne and a card. He'd like to meet up again - perhaps when I am in Birmingham next - or when he can get back up here.

    Nice!!!! His mama obviously told him that its polite to write thank-you notes


    .................. as for Chemistry???? Well lets just say .............. I am definitely thinking about it

    .................but in the meantime, bring on the dating nice men, nice times and nice chat

    What a lovely little ego trip anyways - makes you feel all alive and tingly when you realise that people don't just see you as "single mom of two - beware!!!!!!!!"

    Memorygirl
    FINALLY AND OFFICIALLY DEBT FREE

    Small Emergency Fund 500 / 500
    Pay off all Debts 10,000 / 10,000
    Grown Up Emergency Fund 6000 / 6000
    Pension Provision 6688/2376
    • January20
    • By January20 8th Jul 10, 8:08 AM
    • 3,604 Posts
    • 10,901 Thanks
    January20
    This is just like the stuff you would see in a film, MemoryGirl!

    Well done! So glad you had a nice evening!
    LBM: August 2006 12,568.49 - DFD 22nd March 2012
    "The road to DF is long and bumpy" GreenSaints
    • cha97michelle
    • By cha97michelle 8th Jul 10, 8:28 AM
    • 5,619 Posts
    • 67,616 Thanks
    cha97michelle
    Sounds like a lovely night to me. It is lovely to be appreciated. And on the plus side, if the food was good it is a whole meal you didn't have to get out of your stores so it should stretch your budget a bit further.

    In terms of your book, i would stop at starting to pay off the mortgage as then you could do a sequel. That's what the celebs would do.

    Include everything.
    • Firewalker
    • By Firewalker 8th Jul 10, 10:07 AM
    • 2,680 Posts
    • 17,058 Thanks
    Firewalker
    Hi MG,

    three blokes sounds good - variety and choice are essential for success. Last evening sound magical anyway. As to the book - go for it! My feeling is that there will have to be a chapter of your 'story' and than emphasis on living on little without compromising quality - ingenuity in all major areas, including cooking and household organisation. And I would not do 'poor' - you are not poor, you are broke. And as I said on my tread you might be 'making do' but you are always expending your means (and the means of your children and your community).

    I see a big market there - and am sending this vision to the Universe.

    Firewalker
    • SmlSave
    • By SmlSave 8th Jul 10, 1:09 PM
    • 4,708 Posts
    • 16,615 Thanks
    SmlSave
    Soo glad you had a good time MG How nice to get sent flowers etc too

    Definitely include recipes with your book! I'm more than happy to be a proof-reader for you
    Boy Smllet born 23/06/2011 and Girl Smllet born 01/03/2014

    5 year challenge to pay off 20,000
    350 per month challenge
  • NewLeaf
    do the book! deffo!
  • Memory Girl
    Sounds like a lovely night to me. It is lovely to be appreciated. And on the plus side, if the food was good it is a whole meal you didn't have to get out of your stores so it should stretch your budget a bit further.

    In terms of your book, i would stop at starting to pay off the mortgage as then you could do a sequel. That's what the celebs would do.

    Include everything.
    Originally posted by cha97michelle

    Spoken like a true MSE'r - "well he saved you on your food bill didn't he?"

    You got me doing - "Single Moms Bite Back - the sequel" - woohoo!! Just call me Arnie

    ...............and I most certainly will not include EVERYTHING!!! Theres only you, me and a few thousand others who know what went on last night

    Memorygirl
    FINALLY AND OFFICIALLY DEBT FREE

    Small Emergency Fund 500 / 500
    Pay off all Debts 10,000 / 10,000
    Grown Up Emergency Fund 6000 / 6000
    Pension Provision 6688/2376
  • Memory Girl
    Soo glad you had a good time MG How nice to get sent flowers etc too

    Definitely include recipes with your book! I'm more than happy to be a proof-reader for you
    Originally posted by SmlSave


    Recipes??????? or food parcels????????? Shall we read proof-eater for proof-reader then??

    Which reminds me - recipe for ciabatta. Scurries off to find notepad.

    Memorygirl
    FINALLY AND OFFICIALLY DEBT FREE

    Small Emergency Fund 500 / 500
    Pay off all Debts 10,000 / 10,000
    Grown Up Emergency Fund 6000 / 6000
    Pension Provision 6688/2376
  • Memory Girl
    Righto!!! Just a quickie to get us back on the important Money Saving Stuff!!!

    CIABATTA BREAD

    Right this might seem rather long-winded - but let us start to consider bread as less off a staple convenience food (pappy white loaf that costs as cheap as you can get and goes mouldy in three days) and regard it instead as the truly luxurious stuff of life and a gourmet addition to any meal.

    ..............although I reserve my right to a fluffy white loaf for jam or bacon sarnies -

    So this loaf of bread actually gets it flavour from the slow sour maturing of the biga (yeast mix) - so you got to plan to make this the night before you need it for lunch (so not exactly convenient) - but then as we are all now expert meal planners it should be quite easy for us to organise.

    And trust me this is an oily, chewy authentically holey ciabbatta bread that just shouts Italian Holiday at you.

    CIABATTA - 2 large loaves

    The night before you want your ciabatta. Throw the following ingredients into your breadmaker,

    7/8 cup warm water (200ml / 7fl oz)
    1 1/2 cups bread flour (I use LIDLS) (6oz or 175g)
    1/2 tsp dried yeast

    set the maker for "dough", press start and then let the cyle run for 5 minutes then switch off the machine. You then leave the yeast mix in the breadmaker until the next day.

    The next morning ( I do it before the school run whilst making breakfast) add the rest of the ingredients to the pan

    7/8 cup warm water (200ml or 7 fl oz)
    2 tbsp milk
    2 tbsp virgin olive oil
    3 cups bread flour (325g or 11 1/2 oz)
    1 1/2 tsp salt
    1 tsp sugar
    1/4 tsp dried yeast

    Set the machine to the dough setting and press start. When the cycle has finished slop the fairly wet mix into a very large oiled bowl and cover with a piece of oiled cling film. leve ina warm place until tripled in volume (about an hour or so)

    Sprinkle 2 baking sheets with flour and using a big spoon scrape the mix into 2 portions. "Pour" because it is quite a wet mix one of the portions onto each tray without working it too much shape into the traditional "slipper shape". Careful with this because you want to keep the big holes of air.

    Sprinkle both with more flour and leave then standing uncovered whilst you heat your oven to 220/425/Gas 7.

    Bake for 25-30 minutes until bread is risen, light and golden. They are done when they sound hollow when rapped on the bottom. Cool on a wire tray.

    NB Makes 2 big loaves - but any leftovers can be sliced, drizzled with oil and griddled as a base for brushetta - or slice up and freeze in individual portions.

    See you later

    Off to convert a sprouty bag of potatoes into yummy suppers.

    Memorygirl
    Last edited by Memory Girl; 09-07-2010 at 9:41 AM. Reason: Added other weights n meaasures
    FINALLY AND OFFICIALLY DEBT FREE

    Small Emergency Fund 500 / 500
    Pay off all Debts 10,000 / 10,000
    Grown Up Emergency Fund 6000 / 6000
    Pension Provision 6688/2376
    • maryb
    • By maryb 9th Jul 10, 8:44 AM
    • 3,986 Posts
    • 49,517 Thanks
    maryb
    Sounds gorgeous!! Can I just ask - when you say 7/8 of a cup you mean seven eighths, yes? My measuring jug says a cup is 8 Fl oz so that would work out to 7 fl oz. Does that sound right? That would mean you are adding in total 2/3 of a pint of water so I can see that would make it sloppy.

    I shall have a go at this tonight. Weather should be good here tomorrow and I have a lot of tomatoes that need using up. Tomato bruschetta for lunch sitting in the garden is one of my favourite things
    • Firewalker
    • By Firewalker 9th Jul 10, 8:57 AM
    • 2,680 Posts
    • 17,058 Thanks
    Firewalker
    Thanks Mary, this would have been my question as well - what measure do you use?

    Firewalker
    • ClootiesMum
    • By ClootiesMum 9th Jul 10, 9:20 AM
    • 1,484 Posts
    • 9,995 Thanks
    ClootiesMum
    Hi there missus - will catch up with your diary later but in the meantime, I'm thinking about getting an order in from Approved Foods but will not use the 28kg weight for delivery - if you want anything from the site, let me know (& this applied to anyone else in the nearby area in Fife ) & I'll add it to my order.
    I know what I mean & hopefully it'll make sens to you too

    CM
    • Weight loss 0/84lbs
    • Books read 0/26
    • Taken control of my finances banks & tickler file checked each day
    • Dave Ramsey BS 0 completed
    • Dave Ramsey BS 1 completed
    • Things out of house - 10/2018
    • Alcohol drinking days - 2/104
  • Memory Girl
    Thanks Mary, this would have been my question as well - what measure do you use?

    Firewalker
    Originally posted by Firewalker

    Added imperial and metric measures into the recipe above for you. Sorry about that, but for some reason I bake in imperial (as in 4,4,4 n 2 eggs) - but for bread I use cups. Partly cos one came with original breadmaker and partly cos its a lovely American baker who is helping me refine my recipes for home use.

    Hope this helps


    .........and Clootiesmum. That would be fab, I will hop on and make al ist later for you and PM it over.

    In the meantime - pssst!!! does anyone havethe secret of how to make post-breast feedig boobs less painfull? Its a week since I stopped feeding DS2 and they are sooooooo painfull-

    Memorygirl
    FINALLY AND OFFICIALLY DEBT FREE

    Small Emergency Fund 500 / 500
    Pay off all Debts 10,000 / 10,000
    Grown Up Emergency Fund 6000 / 6000
    Pension Provision 6688/2376
    • maryb
    • By maryb 9th Jul 10, 10:16 AM
    • 3,986 Posts
    • 49,517 Thanks
    maryb
    Thanks ever so much.

    I bake in imperial as well. I made a huge effort to get to grips with meteric when DD2 was born because I thought that she would grow up not knowing what I was talking about. I have an old fashioned balance scale which I bought a set of metric weights for. But it was so fiddly compared to imperial. You needed three separate weights to get to 50grams (20+20+10g) whereas my trusty 2 oz weight just needs one.

    And imperial is so much more flexible. It lends itself much more easily to dividing into 4 (less so into three whreas the old shillings and pence system did 3s and 6s very easily (send three and fourpence, we're going to a dance) Sorry I'll shut up now I've really shown my age
    • Firewalker
    • By Firewalker 9th Jul 10, 10:33 AM
    • 2,680 Posts
    • 17,058 Thanks
    Firewalker
    Thanks MG - will try the recipe this weekend. Sound delicious though...

    Now back to work for me - the Universe needs a bit of help on this front (wish all orders came to me as easily as the buses - but juts give me time).

    Firewalker
  • Memory Girl
    Thanks MG - will try the recipe this weekend. Sound delicious though...

    Now back to work for me - the Universe needs a bit of help on this front (wish all orders came to me as easily as the buses - but juts give me time).

    Firewalker
    Originally posted by Firewalker

    Time to get really specific on what you want - no airy fairy I wanna date - cos the universe send you little boys as a joke instead.

    So what would your dream hour look in your dream job, what about a dream day, dream week - what kind of shape would your year have if you had the perfect job. How many holidays - and where, with whom. How much would it pay you, how excited would you feel, who would you get to work with??????????? Ooohh!!! First dibs on George Clooney!!!!!!

    OMG!!!!!!!!!!!!! I am so excited for you I have to go off and do this for myself

    Memorygirl
    Memorygirl
    FINALLY AND OFFICIALLY DEBT FREE

    Small Emergency Fund 500 / 500
    Pay off all Debts 10,000 / 10,000
    Grown Up Emergency Fund 6000 / 6000
    Pension Provision 6688/2376
    • Firewalker
    • By Firewalker 9th Jul 10, 11:24 AM
    • 2,680 Posts
    • 17,058 Thanks
    Firewalker
    Bummer! Should have thought about this myself. There was an occasion last week where I ordered a Magic Bus - and another company's bus arrived (same price) and did not stop. Serves me right...

    Be specific, be specific...she chants and gets back to work.

    Firewalker
  • SAHMto2boys
    Hi MG

    The ciabatta sounds yummy, def one for me to try! I'm cheating tonight as Lidl had a two loaf mix in yesterday for 50p so we are having half of that with tea tonight.

    As for the stopping BF I've just finished feeding - all I can say is ouch! I think it took a good 3 weeks for things to settle down for me, I could barely lift my arms at one point so I feel your pain. Best advice I found on internet (and there isn't much advice out there for stopping) was cabbage leaves in the fridge for 30mins and then stick them in your bra to help with engorgement, express just enough to release the pain but not enough that your body thinks your feeding (a warm bath is good or this), good firm bra to help you reabsorbe the milk and keep taking some paractemols every four hours.

    HTH and that is not TMI for some xx
    Trying to do one positive thing (however how small) per day to be mortgage free/reduced and be frugal but still enjoy life!
    Debt LBM Feb 2010 = 7841.97/ now 0, MFW 2011 = 9k in savings
    MFW target 2012 to save 11,000 for Over Payments/fill ISA's and reduce lots of things - outgoings, alcohol, waste, weight
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