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    • applegrass
    • By applegrass 19th Jan 10, 8:05 PM
    • 73 Posts
    • 30 Thanks
    • #2
    • 19th Jan 10, 8:05 PM
    • #2
    • 19th Jan 10, 8:05 PM
    I'd love to get the UK / International callchecker as an app for my mobile phone
  • Noggin the Nog
    • #3
    • 19th Jan 10, 8:21 PM
    • #3
    • 19th Jan 10, 8:21 PM
    What about an app that tells you what the money you're about to spend is really worth to you, given your mortgage? I read that if you have a mortgage, you shouldn't consider that you're spending the face value price of anything (e.g. 2.00 for a cup of coffee) but should consider how much you've lost on top by not paying off your mortgage debt. For example, if you have a 100,000 mortgage but it will cost 175,000 to pay it off over its term including both capital and interest, then every 1 you spend is really 1.75; so your 2 coffee is really costing you 3.50 (still want it?!!). Could one of the MSE interest-calculating tools be adapted for this? It's sort of another version of the demotivator but with a slightly different philosophy.

    The original brief article is here.
    • r.mac
    • By r.mac 19th Jan 10, 8:47 PM
    • 4,736 Posts
    • 15,803 Thanks
    • #4
    • 19th Jan 10, 8:47 PM
    • #4
    • 19th Jan 10, 8:47 PM
    what about a simple spending diary app for a mobile phone? it's much easier to have that then write in a seperate notebook or forget to add it online/on paper when you get home.

    This Forum Tip was included in MoneySavingExpert's weekly email

    Don't miss out on new deals, loopholes, and vouchers

    Last edited by MSE Deborah; 26-01-2010 at 5:21 PM.
    r.mac, you are so wise and wonderful, that post was lovely and so insightful!
    Originally posted by aless02
    I can't promise that all my replies will illicit this response
  • tigger_b
    • #5
    • 19th Jan 10, 9:33 PM
    • #5
    • 19th Jan 10, 9:33 PM
    I've two ideas
    1) a uk version of the barcode checker. The iPhone app doesn't really work in England.
    2) as an avid reader I'd like to find free/ cheap audio books- for some reason books on iTunes are really expensive. Or something like 'book butler' where u can check fir the cheapest book price.
  • JTT
    • #6
    • 19th Jan 10, 9:42 PM
    • #6
    • 19th Jan 10, 9:42 PM
    How about an app that measures your carbon footprint.
    Knowledge is power
    • Wee Bargain Hunter
    • By Wee Bargain Hunter 19th Jan 10, 10:24 PM
    • 961 Posts
    • 1,411 Thanks
    Wee Bargain Hunter
    • #7
    • 19th Jan 10, 10:24 PM
    • #7
    • 19th Jan 10, 10:24 PM
    I'd love to have a shop bot for my mobile phone. It'd be great for when I'm in a shop & wondering whether to buy something (or not! )
    Would it be really expensive to have access to bar-code info to make it simple? Either way it would be a great service.
  • trying to get debt free
    • #8
    • 20th Jan 10, 8:39 AM
    • #8
    • 20th Jan 10, 8:39 AM
    i think it would be great to have a general money saving app. when you log on to it you would have a menu for every day things i.e petrol, clothes, food (things that people purchase often). Once you have gone on to a menu you have quick tips from the website on how to save money on each subject. So for example you click on food or grocery's and it would tell you all the new tips on how to save money on food. It would be great to have on your mobile so when your out and your need petrol you could go on the app and see the best way to save money.

    It would also be great to have a 'bank account app' on this app you would be able to put in each month how much money you have got coming in to your bank account, you can enter information on how much you need to pay out on bills etc and it would then work out how much money you have left to spend each week and overall for that month. As it would be an app on your mobile as you spend money you could type it into your app and it would show you how much money you have left to spend.

    This would be great as although you can keep track on money in your head you could often forget the little spends which you sometimes miss out and if your not great at maths it is hard to keep track of all your spends! i know you can access this information via online banking but if you are out for a day you dont always have access to your internet to check your bank and purchases dont always show up straight away. At least if you have it all saved in a app on your phone it is easy for you to access!

    i know an app like this would help me out loads! and it would also make budgeting alot easier as you would always have access to how much money you have spent and have left!!
  • Norant
    • #9
    • 20th Jan 10, 9:15 AM
    • #9
    • 20th Jan 10, 9:15 AM
    How about an app for helping you give up smoking by encouraging you and telling you how much you have saved so far,or by encouraging you to loose weight and telling you how much you have lost and how long you have to go to hit your target weight.

    Im not really clued up about Apps so i hope my suggestion is not ridiculous.
  • scoobydoo2
    Not sure whether copy right issues come into it but a hot deals app would be really good split between online and offline. Therefore if you are out an about you could check various categoies to see if there are any current deals that you could take advantage of, rather than getting home and seeing what you missed!

    The grabbit forum is ok but good deals can be lost down the pages if there is no one updating them.

    should i come and get it now?
    • By PROLIANT 20th Jan 10, 10:07 AM
    • 6,045 Posts
    • 5,599 Thanks
    How about an app that interfaces with your Bank/Credit card account so when you are out shopping you get real time alerts on your balance and warning when you get too close to your credit limit or a pre-defined current account buffer?

    This way you get remiders and make you think twice about spending what you havent got thus reducing bank charges.

    This could be achieved using XML feeds from a web service and not having to store huge amounts of data on a mobile device, it could be a popular tool with the banks and money savers.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • timfisher
    Could we please have an app for cross channel ferries similar to the flightchecker tool. I know it might be a little more complicated because of the options to travel with a car or as a foot passenger, but maybe it could be kept simple by offering just two options, foot passenger or car + 2 as these are probably the most common options.
  • theguy31
    How about "Where can I eat Tonight?" using the data you already have on the site of offers from various restaurants etc, the app on a mobile handset could utilise GPS to locate where you are and find a nearby restaurant that currently has an offer on. On the web you could put in a post code. You could add to it by being able to narrow down your search for a particular type of restaurant, Indian, Chinese, Pub Grub etc, Or time of day or perhaps by date - I want to go out next Saturday for a meal?

    Not all the resturant offers need to print a voucher (2-4-1, free dersert, happy hours etc) , so could work on a mobile. Or what about creating an RSS feed of all the resturant offers that come out. That would work on the web or mobile.

    What do people think?

    This Forum Tip was included in MoneySavingExpert's weekly email

    Don't miss out on new deals, loopholes, and vouchers

    Last edited by MSE Deborah; 26-01-2010 at 5:20 PM.
  • davecregan71

    one which lets you put in all your know expenses so you could type in each time you spend and have your total.

    Second one which lets you search current vouchers and discounts by a catergory so if your on the highstreet and fancy a coffee or want to go to a shop you know where to get the best offer. Companies could even pay to be on so it could make money to fight for money saving.

    Just show your phone on arrival.
    • pinkneonmartini
    • By pinkneonmartini 20th Jan 10, 10:54 AM
    • 668 Posts
    • 1,573 Thanks
    i'm a forum addict, so why not twitter-ise the forum?????

    have the forum as a browsable base, but receive instant updates of replies to threads you've posted in/private messages/signature updates? a friends section would be handy, so that say i wanted to see what Hypno had been up to in her fabulous diary, i could go into my friends list, tap hypno and see all her latest posts? or just a have a running feed of friends posts?
    Debt@LBM1=4050 1st DFD 27/08/09 Debt @LBM2 =14,469.97 2nd DFD 14/03/2018
    Make 10/day Y13.5k Y23k Yr34k Yr41.5k
    DFW NERD 1068
    Avios 78,000
  • Cerisa
    a vouchers app would be amazing, also an old style money saving calendar
    1600 overdraft
    100 Christmas Fund
    • hatewashingmachines
    • By hatewashingmachines 20th Jan 10, 11:52 AM
    • 490 Posts
    • 673 Thanks
    I would like to see an App where I can input or tick a list of shops I am going to visit on the High St and the App alerts me to any discount vouchers that are available before I go. That way I can log on and print off any vouchers before I leave the house. Rather than trawling through lists to find what I need.

    I know you said you can't print the voucher off from your mobile but it may well stop people spending straight away if they know there is a voucher available........ I am always hesitating in shops and wondering if I can buy it cheaper online or if there is a discount voucher I can use.. this would take all the hassel out of umming and ahhhing. We would save time, and money and I would get more house work done!!
    Last edited by hatewashingmachines; 20-01-2010 at 11:55 AM.
    To be in your child's memories tomorrow, be in their life today.
    • dimbo61
    • By dimbo61 20th Jan 10, 12:36 PM
    • 10,225 Posts
    • 5,544 Thanks
    Hi can we have an app such as the "whatsthecost" website so people can work out mortgage costs when looking at new mortgage deals!
    An app for interest only and repayment plus regular overpayments and one off lump sums would be helpfull for all the posters on the Mortgage Free board.
    • therixonator
    • By therixonator 20th Jan 10, 12:48 PM
    • 18 Posts
    • 10 Thanks
    I'd really like to see a shopping helper application that links together as many of the vouchers, reward schemes, shop discounts to work out the best price for your item. I appreciate this may be quite different to do though.
    • um5000
    • By um5000 20th Jan 10, 12:58 PM
    • 32 Posts
    • 8 Thanks
    what about an app that tells you you shouldn't have wasted 400 quid on an i-phone
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