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  • FIRST POST
    • MSE Martin
    • By MSE Martin 10th Apr 06, 1:28 PM
    • 8,111Posts
    • 42,248Thanks
    MSE Martin
    Great Cut The Cost Of Moving Home Hunt
    • #1
    • 10th Apr 06, 1:28 PM
    Great Cut The Cost Of Moving Home Hunt 10th Apr 06 at 1:28 PM
    What's it about?

    Moving Home is rated as one of the most stressful times in our lives, add onto that the fact its expensive and overall I think its safe to say "it ain't fun!" So I thought I would tap MoneySavers' collective knowledge to find the top ideas for cutting the cost and the stress.

    Simply click reply to add your suggestion


    Related articles:

    Home Insurance Cost Cutting
    Mortgages: Sneakily Cut The Cost

    Note: This is about the process of moving house not buying and or selling a home (there are other threads in this board on that) so i've removed the posts that took it off topic.


    Last edited by MSE Andrea; 03-04-2008 at 11:48 PM.
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.

    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.

    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
Page 1
    • silvercar
    • By silvercar 10th Apr 06, 4:26 PM
    • 38,109 Posts
    • 160,256 Thanks
    silvercar
    • #2
    • 10th Apr 06, 4:26 PM
    • #2
    • 10th Apr 06, 4:26 PM
    Moving house is the ideal time to renegotiate deals on phone, sky etc.

    You have to phone the companies anyway to provide new service, so use the opportunity to get the best deals. Remember you are speaking to the disconnection team who are the people who can easlily offer you the greatest deals to stay.

    Tell Sky the cable company have offered XX to you as a new customer but you would prefer to stay with Sky if they can offer you the latest new customer deals.

    Same with telephone service and broadband.

    Remember Maritn's advice about not cutting off your nose to spite your face. If they say "OK, we'll disconnect you" say you will think about it and let them know.

    Remember to give notice to utilities otherwise they'll charge you for time after you've moved.
    Last edited by MSE Archna; 18-04-2006 at 12:19 PM.
  • Monkeybutt
    • #3
    • 10th Apr 06, 4:42 PM
    Sky moving house charge
    • #3
    • 10th Apr 06, 4:42 PM
    When we moved Sky wanted £40 to re-install a new dish at our new property, I then noticed a flyer that came through the door advertising free installation and a new box for new customers, as well as half price package for the first 3 months.

    I asked to be put through to Customer Services and asked them to explain why they were offering better packages to new customers than existing ones, pointed out that I had been a customer for the last 4 years and deserved to be treated as such.

    Upshot was that they agreed to give me the new customer package, this meant the moving house fee of £40 was waived, 1/2 price for 3 months ( £60 ) and a shiny new box.

    Give it a go, easy way to save £100 plus a new box.
  • Yolanda
    • #4
    • 12th Apr 06, 10:32 AM
    Sellin houses
    • #4
    • 12th Apr 06, 10:32 AM
    When you put your house up for sale - remember take on board all the valuations of all the estate agents, but then you can state how much you wish to sell for and who with.

    Negotiate a good % too. Estate agent fees are whatever you negotiate them to be - go down to 1% just beacause their paperwork says 3% get them to cross it out! Also agree to the % of the selling costs not the valuation that way the estate agents will then have more of an incentive to negotiate a better price for you.

    For the best valuation and to actually sell the house really clear out your clutter, even repaint. Its amazing how many people can't see through grime, mess etc... Look at each room like its the first time you laid eyes upon it and think minimise rubbish, loud colours.

    House Doctor and Gillian McKeith are good for sorting home and body in my opinion
  • courtjester
    • #5
    • 12th Apr 06, 10:43 AM
    Sell home privately without an agent
    • #5
    • 12th Apr 06, 10:43 AM
    The biggest element of cost relating to selling a house is the agent's commission - legal fees are small in comparison with most agents fees. The best way to avoid these is to take on the marketing of the property yourself.

    It's now made easy by the maturity of the internet, the viability and effectiveness of the bigger private advertising websites and widespread access to computers, broadband connections and digital cameras.

    The main reason people don't use an online property service to sell a home is because they have never thought about the option - most people simply follow the sheep to their local estate agent, but it really is an easy and effective way to sell nowadays and the savings are enormous.

    All the information to research pricing is now available (free) online courtesy of many websites offering newly released Land Registry 'sold' pricing from this year. The only thing you need is some decent photographs a concise property description and the ability to use the internet.

    With a little effort, you can save a fortune and maintain much better control over the whole process
  • Yolanda
    • #6
    • 12th Apr 06, 11:14 AM
    • #6
    • 12th Apr 06, 11:14 AM
    You are very right. And if you are in a 'popular' road a homemade for sale board would be handy. Just need to be careful of potential risks of security. My house is on the market at the moment and I am also using word of mouth and securing private viewings as well as the estate agents.
  • courtjester
    • #7
    • 12th Apr 06, 11:36 AM
    • #7
    • 12th Apr 06, 11:36 AM
    >>..potential risks of security..<<

    This is generally overstated by those with a vested interest, mainly by estate agents who don't want you to go it alone. An agent doesn't 'vet' buyers anyway (other than to try and sell them a mortgage), so the risks are the same whether you use an agent or not.

    To my knowledge, the only people who have ever been reported running into difficulty over dodgy buyers are estate agents themselves. Like most modern day 'risks' this is perceived rather than actual and essentially the result of media scaremongering.

    Why should there be a problem anyway? If someone wants to burgle your house, there are much easier routes to follow than trawling property advertising or arranging bogus viewings - what value is there to a crim in knowing that a property is for sale, instead of just walking down a road and seeing which homes are empty whilst people are at work...?

    Measures to deal with personal security during viewings are a matter of simple common sense when showing strangers around your home - the same applies for the majority of clients of agents who end up doing viewings themselves.

    Good luck with your sale and enjoy the savings....
  • jaime-mg
    • #8
    • 12th Apr 06, 11:56 AM
    • #8
    • 12th Apr 06, 11:56 AM
    As a first time buyer, (still in the process of buying so can't say it is a success yet!!) I just kept repeating the matra that the agent is trying every game in the book to rush us in to a sale at full whack and we should not buy in to any element of his story!

    We kept getting pressured, had really unuseful comments dropped in to conversation, had their boss phone up to tell us he was tryign to rescue our sale etc etc... we were told not to worry about things thrown up in the survey and if we just moved in all could be sorted. Well what a load of rubbish - why would we get a survey if you were going to ignore it! Remebering that everything an estate agent says to you is designed to get you to spend more and speed the process up to them getting their commission rather than being sound advice has saved a a coupel oF grand if not more!

    We phoned around all mates for tips, recommendations and referrals and general advice - our current landlord is a builder and was an amazing source of tips, a friend is an architect and also helped us understand what the surveyors report said and the actual financial implications etc. Another few hundred punds saved on professional fees. My old next door neighbour was a scaffolder - guess who will be asked to do teh scaffolding work when we move - and what rate can he get us...

    Also phoning up the council and enquiring about certain issues such as planning and why a tree was removed (was it subsidence) have actually saved us a fortune in additional searches by lawyers or other specialist surveyors. Approx £200 all told. Websites such as upmystreet.co.uk, nethouseprices.com and the plannign pages of the local council (which even have drwings of all teh plans submitted online) have been invaluable!

    So overall - ask around people who have been there and done it and come at things by asking people how they can help you and from our experience, with the exception of the estate agents who is not actually workign for yoru benefit anyway) they have all done their very best to give us as much help as they can! Good luck! )
    Last edited by MSE Archna; 18-04-2006 at 12:03 PM.
    Jaime M-G
  • jaime-mg
    • #9
    • 12th Apr 06, 12:00 PM
    • #9
    • 12th Apr 06, 12:00 PM
    Try using www.propertybroker.com - it seems to be down at the moment, but I have seen some good private sales on there - estate agents are not allowed!! )
    Jaime M-G
  • ahora_dinero
    I bought my house via www.propertybroker.co.uk and it was a breeze. I hope the site comes up again soon as I now want to sell the same house on the site. I can't let you know what I think of estate agents on here the rules don't allow it.
  • Yolanda
    Shame you can't advertise through Primelocation or rightmove as a private person - or can you? I haven't looked into it yet as although I've thought about private selling before, it was not until courtjester mentioned it in the above post that I saw it as a REAL alternative (that is internet selling). Will give it some thought and keep you posted. Although I take courtjesters point about the security aspect I still feel a little safer with estate agents (in terms of peoples details to view) although nothing ever stops anyone giving a false name to an estate agent prior to a viewing - I know it is completetly irrational but thats me.
    Last edited by Yolanda; 12-04-2006 at 6:43 PM. Reason: to read a little betterer!
    Debt - the river in egypt De-nile!
  • dustycat
    Removal Insurance - Don't get conned
    If you're using a 'professional' removal company, don't get conned into taking their insurance to cover your belongings during the removal. It is usually very expensive and often unnecessary.

    Instead check with your household contents insurer. If you have accidental damage cover this will often include cover for during removals. If it doesn't ask your insurer if you can add the extra cover needed for the couple of days of the move. It often works out far cheaper.

    Also, if the removal company damage or lose anything - they should be paying for it - so why would you want insurance?

    Also, you can save money by packing yourself rather than have them pack everything for you.

    The other saving you can make is in the packing materials. If they supply boxes etc, don't write on the boxes but instead get a pen that will write on the sticky tape. That way, the removal company can take the boxes back and use them for another job - and many will either not charge you for the boxes or charge you a much lower rate.

    Time-saving tip - get your removal company to provide 'wardrobes'. These are cardboard packing cases that come with a metal rail across the top. You simply lift your clothes out of the wardrobe on the hangers and hang them in the cases. Then simply rehang in your wardrobe at your new house. No folding everything into bags then reironing and rehanging.
  • Jessbehan
    Shame you can't advertise through Primelocation or rightmove as a private person - or can you?
    by Yolanda
    I know that you cannot sell through 'rightmove' as a private seller...propertybroker.com explained that to me. They said that they used to be allowed to use rightmove's site, but since they have cut out private sellers.
    Not sure about 'primelocation' though. I have just put my house on with 'propertybroker.com' and is just being 'dished out' to the portals so will let you know if it ever appears on primelocation.


    Oh, and for those who were querying Propertbroker.com's site being down, it went down yesterday...some server has failed in London and they hope to get it back up asap, mind you, it's still down now.

    Hope this helps.
    Jess
  • Moses
    Cut down the cost of your removals

    As I used to be heavily involved in the business of Removals so I know a thing or two

    The classic is customers who say they have no time to sort out the rubbish before they move and will sort it when at there final destination.

    Most good removal company’s base there costs on quantity usually Cubic feet, they use this figure to estimate the vehicle size and manpower needed and storage space if required.

    So ditch the rubbish, and save £100 - £200
    Last edited by MSE Archna; 18-04-2006 at 12:06 PM.
  • Moses
    If you're using a 'professional' removal company, don't get conned into taking their insurance to cover your belongings during the removal. It is usually very expensive and often unnecessary.

    Instead check with your household contents insurer. If you have accidental damage cover this will often include cover for during removals. If it doesn't ask your insurer if you can add the extra cover needed for the couple of days of the move. It often works out far cheaper.

    Also, if the removal company damage or lose anything - they should be paying for it - so why would you want insurance?

    Also, you can save money by packing yourself rather than have them pack everything for you.

    The other saving you can make is in the packing materials. If they supply boxes etc, don't write on the boxes but instead get a pen that will write on the sticky tape. That way, the removal company can take the boxes back and use them for another job - and many will either not charge you for the boxes or charge you a much lower rate.

    Time-saving tip - get your removal company to provide 'wardrobes'. These are cardboard packing cases that come with a metal rail across the top. You simply lift your clothes out of the wardrobe on the hangers and hang them in the cases. Then simply rehang in your wardrobe at your new house. No folding everything into bags then reironing and rehanging
    by dustycat
    When I used to give Removal quotations I used to advise customers that it was always best to have some Insurance cover, as all Insurance is a rip off until you need it.

    Also some if not most insurance policies will not cover items packed by your self, you will only be covered if professionally packed.

    It is also the case that many items of flat pack furniture will not be covered as it is not deemed as a transportable item. (Chipboard items have little support and can be quite flimsy)

    I have known many Removal company’s replace or repair items by way of good will with out the need for insurance claims, as they do not like to claim as it affects their future premiums.
  • shelagh
    I'm not sure if this is the right place to post this or if its OK to do so but could we not post here if we have a house to sell ie four bedroomed detached for sale Sussex, and then pm each other if interested. It would be worth a try and we would have lost nothing. I'm not sure if we can do this on the forums but I'm sure someone will tell me if not. I just thought it was a good idea and since I have been looking for a run down building in Northumberland for two years with no luck I thought that so many people could help each other in this way, it could also save the dreaded estate agents fees.
    Shelagh
  • Yolanda
    estate agent board
    What a great idea - the ultimate that Martin could do is have a 'Estate Agent' thread to promote houses. How many people are members? Would go out to many.
    Debt - the river in egypt De-nile!
  • courtjester
    Not sure about 'primelocation' though. I have just put my house on with 'propertybroker.com' and is just being 'dished out' to the portals so will let you know if it ever appears on primelocation.
    by Jessbehan
    Primelocation don't accept private vendor advertising nor do they allow their members to subscribe to any other 'portal'. This exclusivity was supposed to be one of their USP's for gaining more agent members, but it rather cripples their future expansion and is out of tune with the way the internet has opened up the property market - it doesn't really add value for buyers as the property selection is restricted to a particular type - but as a specialist site if you are looking for more 'up-market' properties, that is the brand the agents who use them are trying to aspire to.

    These types of restrictions (Rightmove /Primelocation /Findaproperty) are anti-competitive and sooner or later the Competition Commission (part of OFT) will probably look at the practices of these sites as there is no valid reason to exclude professionally run private sale websites from listing properties - Rightmove et al will tell you it is for the protection of buyers as, of course, only estate agents operate with integrity in the property market [ ].

    The reality is that the estate agent shareholders of these sites are just trying to protect their own offerings from real competition.

    Primelocation are now owned by Associated Newspapers (ANM), who own the London Evening Standard and the Daily Mail /Mail on Sunday, together with Findaproperty. It is possible to list on an associated property website equivalent to Primelocation, which benefits from the group's joint marketing - that is HomesandProperty.co.uk. Only one or two private services include this highly underrated portal in their packages.

    At some point in the future, it is likely that ANM will merge one or more of their 3 property sites together (probably Findaproperty and HomesandProperty being the main Daily Mail promoted services) creating a single service to rival or exceed Rightmove in terms of sheer marketing clout - remember these sites are backed by national newspaper groups with a 10 million readership and I suspect that the old-fashioned and outdated 'agents only' restriction for Findaproperty listings will disappear altogether in accordance with more modern thinking.
    Last edited by courtjester; 18-04-2006 at 10:43 AM.
  • mentat
    Moving Times
    I am moving house at present and am running a blog at http://movingtimes.blogspot.com/ which shows the problems I come up with, such as...

    Sky screwing you completely if you are a freesat customer
    Estate agents being a little lazy
    Using banana boxes for moving your stuff in
    Hiring a van instead of a removal company
    Using a paper shredder to produce your own packing materials

    It's still early days for the blog, but I hope to add more as the time goes on. Some future articles may be...

    Why hiring a van was a stupid idea.
    How to make your new house green.
    Saving money once you've moved.


    As I say, still early days and good luck to all new movers.
  • kaibab
    When moving join your local freecycle group to dispose of items you don't want, and get in return free packing materials, new furniture etc.
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