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Parents in law ran up debt on husbands credit card
I realise how gullible this post is going to make me sound, however if you can't trust your parents who can you trust. In 2007 I lent my in laws £14000 to pay off a repossession order they had on their house due to an unpaid VAT bill from 6 years previous. It was verbally agreed they would sell their house and then give me…
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Debt - Mistaken Identity Issue - please help me
Hi There. Long story short ( or not so short!), I have been hounded for the past 5 years with letters at my various addresses for someone with a similar name, not my real name but say I am Julia A Smith, letters are arriving for a Julie B Smith, at first when this was happening I just returned to sender and thought nothing…
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Court fines and Bailiffs advice please
I got fine by a Magistrates court due to not have a TV licence(we have one now) reason i have missed some of the payments is due to a Change in Benefits. so yesterday i got a letter from a Company called Marston group saying they are in possession of a magistrates court order and they demand full payment (£107.00 fine and…
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Is what the Company is asking legal?
I hope someone can help me with this. Basically, after I checked my credit report, I found out that I had been a victim of ID theft/fraud. As a result of this I am in default (through no fault of my own) I have contacted the company, police, CRA'S and the financial ombudsman service. Basically, I have found out through…
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Advice needed - small claims court
Hi - I am after some advice. Details are as follows - My husband began a company last year with a work colleague - it was a limited company with both of them listed as directors and registered with companies house. Unfortunately they get into financial difficulty and dissolved the company earlier this year. A family member…
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HELP... Marston Bailiff on my door... With no previous letters from them!!!
Marston Bailiff on my door... With no previous letters from them!!! Hi, Hopefully sombody might know what i should do... I had a bailiff turn up at my door whilst i was at work and spoke to my partner, told him i owe them £345 by 7pm that day! Else she would be back to remove goods! I did phone her and she said they sent…
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Council tax - magistrates court - liability order
Hi there, I was hoping for a bit of advice please. I have been summoned to magistrates court for a liability order as I have not paid my council tax. I have the option to pay in full and not go to court.... ....or pay in instalments but it will still go to magistrates court. I wanted to confirm if going to magistrates…
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Threat of home repossession
Apologies for the length of this post but it's a long story which has come back to bite me. I fled my marital home around 4 years ago. The ex-husband dragged his feet over the divorce but when I finally got it all agreed, he was in a position to buy me out of the property as he received an inheritance. However he was not…
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HMRC debt
Two years ago myself and my husband separated. We sold our home which was our only joint asset and we split the proceeds. I took a slightly larger share as I had to put a deposit on a home for myself and the children. My husband was to use part of his share to pay off his HMRC debts. I have decided to now file for divorce…
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CCJ through no fault of my own
Hi, This is a long story but to keep it short here are the basics: 1. had small car accident back in Nov 2010 2. Received CCJ in Feb 2011 to pay £1000 to the claimant. 3. Sent all paperwork etc to my car insurance company to deal with (had paid for legal protection) 4. paperwork was lost and lack of communication between…
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Questions about service debt & my rights.
So, a company that will remain nameless for the moment has recently contacted me demanding £404 for webhosting services. Fair enough. The only issue is that, over 7 months ago this company referred me and my colleague to a debt recovery company and has not invoiced or made any reference to our account still being active…
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NRAM/Northern Rock Debt?
I took out an unsecured loan for £1000 along with my mortgage in 2005 with Northern Rock. I recieved a letter from NRAM Debt Recovery department on Thursday (out of the blue) stating that i have defaulted on this loan and because i have not responded to previous letter?, it has been passed to the Debt Recovery Dept!!…
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county court claim
will try and keep this as short as i can brought a pc via ebay and paid extra to have windows 7 installed (around £600 in total), got the pc and it didnt work right , needed drivers ect installing and they wouldnt install , video card wouldnt work on games , emailed seller many times got not much help so opened a dispute…
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Council tax bill for old address.
I've recently been sent a council tax bill for my old address dated 01-april 2012 - 31-march 2013, but i moved out the 1st of Feb and have been paying my council tax at the new place ever since. Among the charges there is an "Authority summons cost" of £90, so i guess they've been sending bills to my old address and final…
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Overcharge on credit card
I started having problems with my santander credit card in november/december time due to a mixup between mine and someone elses account which santander have led me to believe as fraud and are treating it as fraud too. The other person wanted to change thier address on their credit card account but it was changed on mine…
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Help
Hey Everyone I am hoping someone can offer advice. I am dealing with the most petty debt company ever. I owe less than £95 however I cannot afford at the moment to pay the full amount off, I have offered to pay £5.00 per month until it is paid off. however they insist on adding a £1.50 transaction fee and refuse to give me…
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Seller sold me wrong item and now taking me to court
I have posted this in the ebay section but really looking for some urgent advice please. An ebay seller sold me some software on 22nd February 2012 which turned out to be wrong (he sent me an upgrade version as appose to a full retail version). The item cost £160 plus postage. I contacted the seller and we agreed a…
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Disputed Debt / Debt Order
Posting here as well, I hope thats OK, I'd really like some advice. I bought something from a company which turned out to be faulty. I reported this and the company said they would take it back (I have this in writing - they left it out of their evidence but I included it in mine and it was ignored) but then went back on…
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Accounts in Default
Hello, My partner has had issues with debt agencies approaching him for money for accounts he has no recollection of. He requested his credit report to be sent through but we don't really understand it. There are two accounts that say they are defaulted and closed but still have an outstanding balance. What does this mean?…
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Your advice needed
I took out a loan for £1000 in 2007 to be paid £56 per month over 3 years. For a while I made the correct payments but then my husband was out of work [and still is] so I asked the loan company if it was ok to make payments of £10 per month which they agreed. They took my debit card details and £10 was automatically taken…