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Help! Credit card/limit withdrawl
I've just been greeted with a horrible letter from NatWest. They're telling me that after a general review of my account, they require immediate return of my credit card, and they have withdrawn my credit limit! I am instructed to repay my outstanding balance as normal (2.25% of the balance or £5 must be paid each month…
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MBNA blocked card when abroad
Last week went on a business trip to Hong Kong, bought a couple of items on the first day, went out for dinner with business colleagues and was highly embarrassed when MBNA card transaction refused in the restaurent, it was only about £240. Current balence was only a couple of hundred pounds against a credit limit of…
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Cahoot
Bit of advice please. I have a Cahoot card 9.8% APR, I want to do a BT from another card to the Cahoot card. The rate for BT and cash withdrals are the same as for purchases namely 9.8% As Cahoot's system for BT's involve sending the other credit cards statements together with a letter requesting the BT by post, would it…
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GE Credit Card
Wowww these dudes are slow. I applied for the 3% cashback everyday card in August and was approved. I thought I could keep the money spent accruing interest in the Building Society and get 3% of the spend to boot! A credit agreement rolled up nearly 3 weeks later. I returned this and heard nothing back despite chasing…
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Credit Card - applying now before redundancy
Hi there, I am being made redundant in January - any suggestions on credit cards or bank accounts I should apply for now that are worth while? I will be self-employed and PAYE as of January - already have an Egg Money card for cashback. Many thanks :T
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Which credit cards operated by MBNA
Just about to tart off for another balance transfer and can't find the info re which credit cards are operated my MBNA - in the past they've told me that you are not allowed more than one of their affiliate cards - and I'd hate to clock up an application that is declined because of this. Thanks.
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Norwich & Peterborough, Do you have one?
I have applied for this card and have had a phone call asking me to send 3 months pay slips and 3 months bank statements (not photocopies). I haven't had this before, is it normal fot them to ask for these, I don't mind the payslips so much, I have nothing to hide but I am worried about sending bank statements from a…
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Requesting Credit Limit Increase
Hi guys, When you request for an increase in credit limit for a certain card, will it carry a credit search on your file? I'm sorry if it's a daft question. Many thanks in advance
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Morgan Stanley Platinum
Hey guys, I have applied for a Morgan Stanley Platinum about 3 weeks ago. They have called me two days ago in my company on a Monday morning. Since i was in a metting and had no time to talk, I asked her to call me back in the afternoon. But they never did. And now its wednesday and I am wondering what is going on. Do you…
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pay off credit card
can i take a loan out (barclays 5%) for £5000 and pay off my exsisting credit card balance for the same amount? would this be cheaper than keeping my credit card balance or would the monthly repayement be dearer?
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Credit card Annual fees return - your views?
As it says in the title, Annual crit card fees may return, your views ? http://news.bbc.co.uk/1/hi/business/6135864.stm
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Anyone got HSBC and Marbles Card?
Hi my hsbc card 0% is about to expire and i've got about 2k to find a home for. Was looking at the Marbles card which is doing 0% for 12 months and then noticed it's owned by HSBC. Would I be able to do a BT on this?
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International Student: CREDIT CARD
Hey there, This is my very first post, so I won't just chew up on your heads or so. Just a quick question and hope to find answers from you experts out there I am an international student. Running an international student account (not the local/Uk students account) with the HSBC bank. It has been an year now that i am…
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CC Companies taking Payment Protection against my instruction
I am hoping someone can help me out here: I took out a credit card with Alliance and Leicester a few years back and transferred a balance at the time - after a couple of statements I realised that I was being charged payment protection and asked for it to be cancalled. Assuming this had been done I ignored my statements…
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American Express - credit limits vs ease of application
Hi all - I didn't want to post this in the Amex discussion area as, after reading a load of the posts, I found it was more about making money than just general use of credit cards! Hope nobody minds me posting here. I need to get a high limit Amex card in order to build up some Amex credit history ready to transfer it to…
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Are capital one NEVER satisfied?
Just called up capital one to pay off my credit card and close my account :T and OH MY GOD what a miserable person I got on the end. He didn't seem to understand the concept that YES I actually wanted to PAY OFF my credit card in full and cancel it. I was on the phone for at least 20 mins just trying to get him to realise…
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Balance Transfer Question
Apologies for daft question but we've had some offers through on Barclaycard and I can't work out which would be the best option. Need to transfer £1600 as a 0% deal is finishing and I don't want to get another credit card. Barclays offer is 0% for 9 months with a 2 1/2% fee or 6.9% for LOB with no fee. Probable that we…
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price drop promise
I've had a look at this forum for threads regarding this feature, however they all seem quite old... Does this benefit still exist on any credit card?? :confused:
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Egg card sting
Hi For a couple of years I've been doing the balance transfer trick of taking out new cards, transferring the balance to my egg card then to my bank account. However last time I got stung by their new BT charge which apparantly applies even if your account is in credit & you are essentially refunding your own money.…
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Halifax Credit Card - Repayment Cover and Master Card
Hi, Just registered on MSE - hope someone can help. 1500 limit on a Halifax Classic Visa. Wanted a new TV bought one (totaling 1487.60) with the plan to pay all off within a month (assuming no interest on this). I have the TV. Went to pay off online and I now have two cards. The outstanding balance on the card I used is 0.…