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Egg and 3.9% offer until march 1st 2007
Guys guys any body out there I have just had egg send me an e-mail that I have until the end of the month to transfer any loans or credit balances at 3.9% with 2.5% balance charge fee. What shall I do I have virgin credit card balance at £1800ish and that 0% end shortly i have tesco loan at £4700ish at 6.4% shall I…
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What Credit Providers use what banks
Hi, I cant find the thread that details who uses what ie Virgin Credit Card / underwritten by MBNA Many thanks in advance
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Urgent Help Needed!
Hey i'm a newbie and am planning to try and get my charges refunded. However, i would like to know what i am letting myself in for.. Is Mint card hard to crack? Do they pay up? Do they go to court? How fast do they respond? Any help greatly appreciated. Thanks Natasha
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suspended amex account
Hi has anyone had this happen and what did they do with it. just received a letter from amex suspending my account with no reason other than they reguraly revue and close accounts.i have to make at least the min payment each month.They have offered to put my remaining balance on at 14.32% apr. surely this would be illegal…
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Best way to get £100 off a card?
I recently paid off the remaining balance on one of my credit cards, but with my eagerness at getting it cleared, I managed to overpay them so that I'm now £100 in credit. Is there any way of transferring this to my current account, or towards paying off another credit card?
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Hello all
Hello All i`ve been visiting this site for awhile as i am wanting to be a debt free wannabe and ultimately a Mortgage one aswell :D Like most folks here i`ve had my ups and downs and my LBM came as i was fed up with being skint :) I have been slogging away now to pay off my credit cards as the recent hike in interest rates…
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credit card advice needed pls urgently
hi i need some advice if possible. we are a family of 4 -2 adults and we have 2 kids. currently we have around £10,000 owing on halifax CC and around £3000 on egg card. we also have a £3000 loan with halifax. at the moment we are paying off the loan, which is no problem. paying around £200 per month on halifax CC and £100…
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Credit card for Canada
Hey folks I'm moving to Canada for a year soon and would like to get a credit card (and current account) sorted online before I move. Any suggestions?
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Slightly dodgy profile, which credit card?
I'll try a more direct question: Excluding mint, egg, virgin, easycard, american express and the post office, which balance transfer (0% or life of balance) credit card has the most lenient credit scoring process and is most likely to accept me with a less-than-perfect history?
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Trouble getting credit card with new bank account
In Feb my OH and I took out new bank accounts with A&L for the £50 refer a friend offer. We also took out a Nationwide joint account, all as advised by Martin (and great advice it is too!). However, since then we have had trouble getting new credit cards. We each got a 0% purchase card in March but used our old bank…
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GE money everdaycashback card withdrawn?
Hi.I was just on GE money's uk site to check on their everday card but it appears that it is no more.There is a message saying that the offer has finished and is promoting the transformation card or something.Has anyone else got anymore info?........Neil
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m&s more card - a rip off???
Hi ya all I have just applied for the m&s more card - 3.9% for the life of balances (2%fee up to £50). good new is that I have been accepted and have got the paper work throught the post. I read all the t&c on the website and it sounded like a good offer. I have £952 on HSBC £1481 on Egg £1842 on MBNA. The 0% have all…
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Skipping out on your debt?
My best friend is !!!!!!ing off on a round the world trip, however he still has nearly 4k of credit card debts! I've tried to convince him to use the money to pay these off first, but he's not interested. What will be the consequences for him? He has money in his current account which he will be using to fund his trip.…
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Atrocious Customer Service from Egg
Since January 2006 they have added unwarranted interest charges twice. I always clear my balance. When I pointed this out through secure message the customer service department didn't look at the complaint but parroted a standard reply numerous times. It was obvious they hadn't actually read my complaint. In the finish I…
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Mbna
I have read on here that some companies stop their promotional rates for balance transfers if you make a late payment. I usually pay my MBNA bill in my local bank but for the last week I have been really ill so paid via their website. I just checked my account and they still haven't received payment and have marked me for…
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What a pain in the a**
LloydsTsb. 20mins on the phone to customer services on the 0870 number to make a balance transfer under the terms of their promotional offer of 0% for 9mths Fee Free within 6 weeks of opening account. Transferred no less than 6 times, all telling me its 2.5% fee to do it on the phone, I have to do it online. I told them…
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What's the small print for a CapitalOne Platimum Card
I can remember an email of a few weeks ago telling use about this card. It was something like spend £100 and pay it off, then transfer a balance. Is this correct or am I dreaming, because I can't find it anywhere.:money:
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A & L's address
To set up a DD from A & L to my Lloyds cc I need to put the address of my branch on the mandate, but its a Premier Direct account. There are two addresses in the back of my booklet, one is:- A & L plc, Bootle, Merseyside, (customer service centre) the other is:- Current Accounts Direct, freepost PO box 645, Liverpool, but…
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Tesco encouraging Plastic Fraud?
I am stunned. Just went into my local Tesco to buy a bottle & used one of the self service tills. A lady had to assist me as the bottle was Security tagged & needed removing. Suppose they also have to check I am over 18. I enquired as to where to put my card as the machine in ASDA has chip & pin. To my horror all I had to…
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Illegal use of credit check information
Following the Dispatches program on Channel 4 last Thursday titled "The Data Theft Scandal" I wondered if any credit card provider out there was in any way safe at keeping your data from illegal use by third parties. Many seem to store this data outside the UK, India in particular, which was an especially weak link in the…