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Changing joint account to single accounts
I'm in the process of separating from my husband and we currently have a joint account with Abbey. I spoke to a staff member about how I go about removing my name from our joint account and she said we both need to go into the bank together to sort this out. For various reasons my husband is dragging his feet over this, so…
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Switching Bank Account. What Bank is best?
Hi I have been with TSB since I opened my first account at the age of about 15, I have been a loyal customer for 18 years. I have £4k of debt that I want to get on 0% or low interest card so that I can clear the debt and be debt free (other than the mortgage) by the end of the year. TSB refused me an interest free credit…
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Lloyds TSB and the Banking code
Hi All Im hoping I can get some useful advise on here about my account with Lloyds. I opened an account in 2006 and used it until around the summer of 2007. At that time I was claiming against Lloyds for bank charges and during the process I moved address, of which I informed them. It was in the same apartment block so had…
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HSBC Managed Loan -
I have mentioned about HSBC Managed Loan in the other thread on couple of posts but because no one have replied I felt it is best to start a new thread. I am currently hold a current account with HSBC with a managed loan account as well. For your information, I never have been overdrawn without permission, missed payments…
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Current Account for Sole Trader / Balance £5000
I'm looking for a new current account, I'm a basic-rate taxpayer; self-employed Sole Trader at the moment using my Halifax personal current account for both personal and business banking. I'd like to keep the business dealings to the one account. I normally keep in around £5000 so that I have enough money at short notice…
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Debit & Credit on Same day - Which is processed first?
Got a Lloyds TSB Current Account. Paying off a big credit card bill in february which is on the same day as I get paid. If Lloyds processed the credit card first, it would take me overdrawn. However as both credit and debit would be on the same day, as long as I'm in credit at the end of the day will I be ok and Lloyds not…
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a+l under-funding fee
does this apply for each calendar month or 30 days from the date you started the account i.e. 24th to 24th?
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Barclays Bank (warning)
Good Afternoon I would like to warn anyone who is intending on opening a new current account with Barclays bank. On the 14th of January I applied for a Barclays Additions current account online, I was give an automated decision which read, we will contact you in three to four working days with our decision. I never heard…
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debit card fraud
Hi, Checked my online statement recently (am with Barclays) and noticed a number of card transactions that i didn't recognise (£109 'sky subscription', £213 Tmobile, £25 'BT Bill payment' and there is also a £64 card transcation pending). Have obviously cancelled card and reported transactions. Just seems weird as these…
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A&L taking money from my account
This feels like a little bit of a long story but I will try to keep it short, I have two A&L accounts one that I pay my wages into and the other that I use for all my direct debits to come out from, when my wages clear I move the money for my direct debits over to my payment account and then I don't need to worry about…
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Banking help Please
I currently have a joint account and savings account with Barclays. But they are really pi$$ing me off with their customer services at the moment so would like to move. But I have been looking around and I have just got confused. I want a current account to pay my wage in every month and use for living with. Also a savings…
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A&L Premier Switching Service
Hi I’m thinking about switching my current account from HSBC to alliance & Leicester premier account, and get the £100 sign up bonus that currently available as well as the better interest rates. I’m abit worried about changing accounts as I been with my current bank all my life and with all my wages and that going into…
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Need a Business Bank Account for my new venture. Whats the best?
I am starting a new business, providing support for new businesses. I need to open a Business Account. Do any of you wise people know which bank offers the best support and account for new businesses. I am a total newbie at Business Banking
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Cashback sites and Cashback from provider
I am doing my budgeting at the moment and Swinton has come out best for my Home insurance, they are on Quidco offering £45 cashback then again on their own site offering £30 will I be entitled to both equalling £75 just by clicking the quidco link then entering the £30 code too?
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Best one to go for?
Hey, im looking to switch from Halifax ASAP. Just need bit of advice.. Im looking at a current account with abbey that will offer me overdraft but visa electron card, or the Yorkshire Bank readycash account? thinks its a maestro card but no over draft? Which one would you guys go for?? Many thanks!
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Switch Transaction pending for large amount - wasnt me??
I just tried to get money from the ATM from my HBOS account and it told me I had insufficient funds, I phoned telephone banking and have been advised a switch transaction or abroad ATM transaction is pending on my account for 488 pounds. This was not a transaction I have made as I know I dont have that sort of money at the…
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Which Bank Acc offers the most benefits?
I have recently changed my Premier Current Account to a Premier Direct account with Alliance & Leicester. With this previous account I was entitled to free annual travel insurance (excluding winter sports), but when I changed to the Premier Direct account, although there was a slight increase in the interest earned, I lost…
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Check Bank Statements
I strongly advise everyone to check their bank statements over the next two months for incorrect payments. Fraud and "error" is dramatically on the increase. Advise family and friends to do the same.
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Best bank account for a 14year old
My son has just got his first job and will be earning around £120 per month, he is keen to save an amount of this but i was wondering if anyone knew the best bank account for him to have. Thanks Sue
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bank cards
I recently converted my Route 15 RBS account, to the Revolve account. About 3 weeks ago, I received the welcome pack, yet I still have not yet received my card. Roughly, how long do they take to arrive, and should I do some serious checking up for the card?