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Holiday cancellation insurance
Hi, my parents had booked a 2024 cruise to Greece last autumn but their annual multi trip insurance was up for renewal this Feb. They planned to update their policy on renewal to cover cruise and travel to Greece. Unfortunately one of them has had a diagnosis which prevents either of them taking this holiday. It has been…
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Who is liable for damage to contents during roofing work?
I have a small roofing company re felting an area of my roof. The area around the chimney had leaked in the past and had a small repair job, by a different company. A general builder recently said that I should seal fully around the chimney and replace an area of flat roof at the very top of the house. The roofers started…
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Worth keeping decreasing mortgage life insurance?
Hi,. This may sound silly. Just trying to make best use of money. May be debatable on what is best but this is the situation due to the nature of it. It will be opinion based rather than a hard truth but here goes... I have a family. I know I will have enough money to pay off mortgage should anything happen. Relatively…
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Home insurance / Subsidence help
Hello - I have made a series of dumb errors regarding subsidence claim and home insurance and I am sick with worry and unsure how to proceed. I'd be grateful for any advice. In the very dry summer of 2022, a worrying crack appeared in a downstairs wall in our home. I called our insurer, More Than, who passed me on to a…
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Scottish widows - critical illness and life policy
Hello all. I’ve had a little look and didn’t see anything related. so… many moons ago I was sold a Scottish Widdows plan. This was during one of the “reviews” that then Lloyds TSB gave you when you dared enter a branch… They sold me a policy for death and disability etc.. however i think i was pressured into getting it by…
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Insurance claim
Hi Guys, There has been a water leakage at my flat which is occupied by the tenant. The water leakage has caused damage to my flat as well as the flat below. The flat is leasehold and there is insurance taken out by the freeholder which I paid the premium back in September. The management company sends a letter to the…
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Car Insurance up 50% again
Got my car insurance renewal in and for the second year in a row my Admiral Multi Car policy has gone up by around 50% 2 yrs ago we were £480 for a Kona and a Q3, last year that increased to £688 this year we’re just short of £1000 Tried all the comparison sites and I can’t get the combined cost to under the renewal costs.…
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Excess Car Insurance
Hey everyone, First time poster here so I hope I'm doing this right. I'm renting a car in the UK in a couple of months time. Reading the advice, I've turned down the excess insurance and did a search on Moneymaxim. I'm minded to simply go with the cheapest one, but I notice all of them (that I spot looked at) exclude…
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Car insurance not renewed
Hi all hope someone can advise. Many many yrs ago around 22 yrs. I had letter from car insurer saying could not renew with them as they could not offer a competitive quote. Going forward and getting quotes were the question asks have you ever had insurance cancelled, declined or refused. Would this be relevant now? Does…
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Car Insurance - Hastings Direct - Proof of purchase mistake?
Hi All, I'm new to the forum, but wanted to join to share what's happened to my wife and I with our latest car insurance with Hastings Direct. I've had a look on the forum and cannot find the exact same issue. I'll try and keep it short and hopefully give you some advice or get some advice from you. My wife and I purchased…
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Travel Insurance
I've been researching quotes for travel insurance with pre existing medical conditions. Nothing serious just chronic managed conditions and minor ailments diagnosed in last 2 years. Which is what they ask you to disclose. Some of the questions for disclosed conditions dont fit with the circumstances of the conditon and…
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Car Business Insurance for taking a friends kid to school
Hi all wonder if anyone is knowledgeable enough to know the specifics of the following: For a number of years we have taken a friends 2 children to the secondary school that my child attends, no issues. My wife recently accepted an admin position at the same school. She has now been shown a letter from the school to the…
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Subsidence: watch out for CUE, if ABI Domestic Subsidence Claims Agreement is invoked
Some theory first: The Claims and Underwriting Exchange normally has a record of any claims, such as motor and home. It has details of the Claim and also its cost. Many Insurers will refer to this, to make sure you have not evaded reporting a previous claim, when you take out a new policy. The ABI Domestic Subsidence…
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Slow leak escape of water damage repudiated by insurance company
Last October 2023 we discovered a slow water leak under the floorboards in our living room. * In the summer of 2017 I noticed what looked like damp on the walls of our downstairs WC and the other side of each wall in our living room and kitchen. I called out a damp expert who reported that the cause was not rising damp but…
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United Kingdom Provident Institution Life Assurance.
I am trying to locate a policy taken out in the 1970s through the above which later became FriendsLife and thereafter Aviva. My parents took out the policy in the 1970s and I am unable to locate the policy documents and Aviva has no record of the policy. Is there anyone who could suggest where my investigations could go…
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bodily injury claim to MIB. Do I get a solicitor or not?
About a month ago i was involved in a Hit and Run accident on my motorcycle. An uninsured (and probably stolen) car hit me head on, I flew over the windshield, cracked screen and landed on the roof and fell on the side. The driver didn't stop, fled the scene and abandoned the car nearby. My bike is totaled and i suffered…
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Car insurance very high - what can I do about it
I have a Toyota Prius and protected no claims. I'm 72, don't require roadside assistance service and been driving for 40 years. the cheapest quote I've managed to get from a comparison site is £950. Last year I was ill and paid £1500 without realising it. Is there anything I can do to reduce it to a reasonable amount. The…
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Car insurance renewal - using the 'right' variables
My car insurance expires at the end of March and I've just entered the 'within 30 days of expiry' period. Like most people, I am shocked and angered by the hike in prices this year. I paid £195 last year and a preliminary look at the comparison sites suggests I'm looking at £350+ this time. I know that timing is an issue…
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Dentel Plan Advice Due To No NHS Dentist?
All my dentist around me not taking on or there waiting list upto 12 months but need to go to dentist because getting toothake nearly everyday and wondering if joining dentel plan anyone knows any good ones!
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Buildings insurance query
I’m currently undergoing a buildings and contents insurance claim for escape of water that caused fairly large damage to the property - as part of the drying process, walls have been stripped back to brick and in doing so it has uncovered some additional problems with the property. Example - A door that was installed…